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Compare Condo Insurance Agents in Flagler Beach, FL
Looking for a condo insurance agent in Flagler Beach? Review the directory below to compare your options.
2 agents listed
Updated May 2026
Flagler Beach, FL
Important: Listings are compiled from publicly available sources and have not been independently verified by BeforeInsuranceUSA.com. We do not endorse any agent or guarantee outcomes. Verify licensing and disciplinary status with the Department of Insurance of Florida before hiring.
Showing 2 condo insurance agents in Flagler Beach, FL
Listings are displayed in no particular order and are not ranked by BeforeInsuranceUSA. Order does not constitute a recommendation or endorsement of any agent.
Beachside Insurance & Financial Services
2561 Moody Blvd, Flagler Beach, FL 32136
(386) 439-7775
beachsideinsurance.com
All Counties Insurance Agency
99 ኦልድ ኪንግስ ሮድ ሳውዝ # 3, Flagler Beach, FL 32136
(386) 439-9254
aciaonline.com
A condo insurance agent in Flagler Beach Florida helps you secure coverage for your unit and personal belongings. Florida law requires condo associations to insure the building structure, but individual unit owners need a separate HO-6 policy for interior fixtures and liability. Working with a local agent ensures your policy meets coastal windstorm and flood insurance requirements specific to Flagler Beach.
What Does a Condo Insurance Agent in Flagler Beach Cost?
Typical condo insurance costs in Flagler Beach Florida range from 300 to 800 dollars per year for a basic HO-6 policy. Adding flood insurance can cost 500 to 1500 dollars annually depending on the flood zone and coverage amount. Windstorm coverage may add another 200 to 600 dollars per year. These are general estimates and your actual cost will vary based on your unit value, deductible, and specific risk factors. This is general information and not insurance advice.
* Cost estimates are general ranges based on publicly available data and compiled using automated research tools. Actual fees vary by agent and case complexity. This is not insurance advice — consult directly with an agent for fee specifics.
Frequently Asked Questions
What does a condo insurance agent in Flagler Beach do?
A condo insurance agent helps you find an HO-6 policy that covers your unit interior, personal property, and liability. They also advise on flood insurance and windstorm coverage required for coastal properties in Flagler Beach.
Is flood insurance required for condos in Flagler Beach Florida?
Flood insurance is not legally required by Florida state law for condo units, but most mortgage lenders in a high-risk flood zone will require it. Flagler Beach is in a coastal area, so flood insurance is strongly recommended.
How does Florida law affect condo insurance coverage?
Florida Statute 718.111 requires condo associations to maintain a master policy for the building. Unit owners must then insure their own interior improvements and personal property. An agent can explain how the master policy and your HO-6 policy work together.
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About Our Listings
Agents listed on BeforeInsuranceUSA.com are compiled from publicly available directories, state department of insurance records, and business listings. Inclusion does not constitute endorsement. We do not verify agent licensing, disciplinary status, or qualifications. Verify each agent's current standing with the Department of Insurance of Florida.