ADVERTISING DISCLOSURE: BeforeInsuranceUSA.com is an informational directory, not an insurance agency, broker, or licensed producer. We do not sell insurance or provide insurance advice. No agent-client relationship is created by using this site. Except where a listing is clearly marked Featured, no agent listed on this site has paid for their listing. Featured listings are paid advertisements. This is an advertisement.
HomeCondo Insurance AgentsGeorgia › St Simons Island

Find Condo Insurance Agents Near You in St Simons Island, GA

Browse condo insurance agents serving St Simons Island, Georgia. Updated 2026-07-14.

The top-rated condo insurance agent in St Simons Island, Georgia is Maggie Dutton - State Farm Insurance Agent, rated 5.0 stars across 316 reviews. Other highly rated options include The Live Oak Insurance Agency, Seban's Insurance Solutions, Fleet Risk Management Inc. This directory lists 18 condo insurance agents serving St Simons Island.

Showing 18 condo insurance agents in St Simons Island, GAListings are displayed in no particular order and are not ranked. Order does not constitute a recommendation or endorsement.

Comparison

Top 10 listings
#NameAddressPhone
1Maggie Dutton - State Farm Insurance Agent400 Main St STE 7(912) 638-1881
2The Live Oak Insurance Agency1700 Frederica Road Suite 305 St. Simon's Island(912) 434-4220
3Seban's Insurance Solutions312 Plantation Chase(912) 638-0552
4Fleet Risk Management Inc2485 Demere Rd #100(912) 638-8277
5Truist501 Sea Island Rd(912) 638-7966
6Salem & Co301 Plantation Chase(912) 666-6165
7Robinson & Associates Insurance, Inc4 Retreat Pl(912) 638-9717
8Turner & Associates Insurance125 Longview Plaza Driveway(912) 265-2840
9Smoot Financial Group400 Main St STE 4(912) 549-8776
10McGinty-Gordon & Associates225 Marina Dr(912) 638-8600
MD
400 Main St STE 7
Maggie Dutton - State Farm Insurance Agent
Condo Insurance Agent · St Simons Island, GA

Maggie Dutton - State Farm Insurance Agent serves the St Simons Island, GA area as a local condo insurance agent. The company helps property owners protect their investments with tailored coverage plans. Services address common needs for coastal condominiums, including protection for interior structures, personal belongings, and liability risks. The agency guides clients through policy options that account for shared building elements unique to condo living. It assists with loss assessment coverage and personal liability protection specific to this region.

LO
1700 Frederica Road Suite 305 St. Simon's Island
The Live Oak Insurance Agency
Condo Insurance Agent · St Simons Island, GA
SS
312 Plantation Chase
Seban's Insurance Solutions
Condo Insurance Agent · St Simons Island, GA

Seban's Insurance Solutions serves homeowners and property managers in St Simons Island, Georgia, who require tailored coverage for their condominium units. The agency provides consultation on various condo insurance policies, helping individuals protect their personal property and liability. It also assists property managers in securing master policies for entire condo associations. The company additionally extends its professional services to nearby Brunswick, ensuring that condo owners in that neighboring community have access to proper insurance guidance as well.

FR
2485 Demere Rd #100
Fleet Risk Management Inc
Condo Insurance Agent · St Simons Island, GA

Serving St Simons Island and the surrounding coastal communities, Fleet Risk Management Inc handles condo insurance for local homeowners. It specializes in policies that cover individual units and shared building structures common in the area. The agency works to address the specific exposures of condominium living, including liability and dwelling protection. To manage each policy, it begins by assessing the property’s unique risk profile and association requirements before selecting appropriate coverage options.

TR
501 Sea Island Rd
Truist
Condo Insurance Agent · St Simons Island, GA

A condo insurance agent in St Simons Island, GA may offer either one-time policy setup or recurring service for ongoing coverage adjustments. Truist handles association master policy gaps, personal liability, and interior damage protection for local coastal condos. Clients choose between a single transaction for a new policy purchase or scheduled reviews that update coverage as property values shift. Service runs on either a one-time basis for straightforward purchases or on a scheduled, recurring cycle for annual policy reviews.

SC
301 Plantation Chase
Salem & Co
Condo Insurance Agent · St Simons Island, GA

As hurricane season approaches along the Georgia coast, condo owners on St Simons Island need specialized coverage that addresses wind and flood risks. Salem & Co provides tailored insurance policies for condominium associations and individual unit owners in the area. Their agents focus on matching policy terms with the specific building structures and community bylaws common to local oceanfront and marsh-view properties. An initial on-site inspection of the unit and common areas is the first step in identifying necessary coverage gaps.

RA
4 Retreat Pl
Robinson & Associates Insurance, Inc
Condo Insurance Agent · St Simons Island, GA

Robinson & Associates Insurance, Inc specializes in tailoring condo insurance policies for individual unit owners in St Simons Island, GA. Its agents assess specific needs related to interior structures and personal liability beyond master policies. The agency works to match clients with coverage that protects personal belongings, dwelling modifications, and loss assessment exposure. This helps owners stay prepared for potential water damage from nearby coastal storms during hurricane season, as well as sudden fire or theft risks common in island communities.

TA
125 Longview Plaza Driveway
Turner & Associates Insurance
Condo Insurance Agent · St Simons Island, GA

Turner & Associates Insurance, located in St Simons Island, Georgia, provides coverage for condominium owners, addressing liability and property protection for individual units. The agency also offers specialized endorsements for flood damage, personal belongings, and loss assessment coverage. Condo association bylaws often require certain minimum policies, and the firm helps local clients navigate these requirements. Its services extend to commercial sectors such as offices, warehouses, and food service businesses needing tailored liability and property insurance solutions.

SF
400 Main St STE 4
Smoot Financial Group
Condo Insurance Agent · St Simons Island, GA

Based on its reputation, Smoot Financial Group provides dedicated condo insurance agent services in St Simons Island, GA. The team works with area homeowners to secure coverage that addresses the distinct needs of condominium living, including protection for interior fixtures and personal liability. Familiarity with local coastal property exposures and association master policy structures allows them to deliver practical risk guidance. For added protection, they can organize loss assessment coverage for shared buildings and common areas.

MG
225 Marina Dr
McGinty-Gordon & Associates
Condo Insurance Agent · St Simons Island, GA

McGinty-Gordon & Associates offers residential condo insurance services to property owners on St Simons Island, Georgia. The company also provides commercial coverage for condominium associations and related village properties in the surrounding coastal area. Clients benefit from policies tailored to the specific risks of waterfront living and shared building structures. Staff members ensure that each policy aligns with the homeowners association requirements and local regulations. After the initial policy is set, agents follow up seasonally to review coverage needs between routine property inspections.

OI
225 Marina Dr
Oakbridge Insurance
Condo Insurance Agent · St Simons Island, GA
(912) 638-8600
oakbridgeinsurance.com
LK
106 Riverview Dr
Lara K Carlson - Aflac Insurance Agent
Condo Insurance Agent · St Simons Island, GA
(912) 289-4292
local.aflac.com/lara_carlson/Agent
HA
2483 Demere Rd Ste 202
The Hawthorne Agency Inc
Condo Insurance Agent · St Simons Island, GA
(912) 222-6465
IO
1624 Frederica Rd Suite 4
Insurance Office of America
Condo Insurance Agent · St Simons Island, GA
(912) 208-3993
ioausa.com
PJ
311 Plantation Chase
Paul Jackson Insurance
Condo Insurance Agent · St Simons Island, GA
(912) 638-6500
PC
St Simons Island, GA 31522
Premiere Coastal Insurance Group
Condo Insurance Agent · St Simons Island, GA
(912) 268-2691
GI
146 Shore Rush Dr
Golden Isles Captive Insurance
Condo Insurance Agent · St Simons Island, GA
(229) 630-1772
NY
400 Main St STE 4
New York Life
Condo Insurance Agent · St Simons Island, GA
(912) 638-9291
newyorklife.com

What Does a a Condo Insurance Agent in St Simons Island Cost?

The cost of condo insurance in St Simons Island Georgia typically ranges from 300 to 800 dollars per year for a standard HO6 policy. Factors like the unit value location near the water and chosen deductible affect the premium. Flood insurance adds 400 to 1000 dollars annually depending on flood zone and elevation. This is general information not insurance advice.

About condo insurance agents in St Simons Island

Condo insurance agents in St Simons Island Georgia help owners protect their units from risks like wind and flood damage common to the coast. Georgia law requires condo associations to maintain a master policy but individual unit owners still need their own HO6 policy for interior fixtures and personal property. A local agent can explain how Georgia statutes affect your coverage limits and deductibles.

Frequently Asked Questions

What does a condo insurance agent in St Simons Island do?

A condo insurance agent helps you find an HO6 policy that covers your personal property interior walls and liability. In Georgia the agent will also advise on flood insurance since St Simons Island is in a high risk coastal zone.

Do I need separate flood insurance for my St Simons Island condo?

Yes standard condo policies do not cover flood damage. Georgia coastal areas like St Simons Island require a separate flood policy through the National Flood Insurance Program or a private carrier. Your agent can help you purchase this.

What is the typical deductible for condo insurance in Georgia?

Deductibles for condo insurance in Georgia usually range from 500 to 2000 dollars. For wind and hail claims a separate percentage deductible often 1 to 5 percent of the dwelling limit may apply. Your agent will explain these options.

Condo Insurance Agents in Other Georgia Cities

Listings are compiled from publicly available information. Inclusion does not constitute endorsement. Verify each condo insurance agent's credentials and current standing with your state Department of Insurance.