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Find Condo Insurance Agents in St Simons Island, GA

Looking for a condo insurance agent in St Simons Island? Review the directory below to compare your options.

17 agents listed
Updated May 2026
St Simons Island, GA
Important: Listings are compiled from publicly available sources and have not been independently verified by BeforeInsuranceUSA.com. We do not endorse any agent or guarantee outcomes. Verify licensing and disciplinary status with the Department of Insurance of Georgia before hiring.
Showing 17 condo insurance agents in St Simons Island, GA Listings are displayed in no particular order and are not ranked by BeforeInsuranceUSA. Order does not constitute a recommendation or endorsement of any agent.
Maggie Dutton - State Farm Insurance Agent
400 Main St STE 7, St Simons Island, GA 31522
(912) 638-1881 maggiedutton.com
Seban's Insurance Solutions
312 Plantation Chase, St Simons Island, GA 31522
(912) 638-0552 sebans.com
Fleet Risk Management Inc
2485 Demere Rd #100, St Simons Island, GA 31522
(912) 638-8277 assuredpartners.com
Truist
501 Sea Island Rd, St Simons Island, GA 31522
(912) 638-7966 truist.com
Robinson & Associates Insurance, Inc
4 Retreat Pl, St Simons Island, GA 31522
(912) 638-9717 robinsoninsures.com
Salem & Co
301 Plantation Chase, St Simons Island, GA 31522
(912) 666-6165
Turner & Associates Insurance
125 Longview Plaza Driveway, St Simons Island, GA 31522
(912) 265-2840
McGinty-Gordon & Associates
225 Marina Dr, St Simons Island, GA 31522
(912) 638-8600 mgassi.com
Smoot Financial Group
400 Main St STE 4, St Simons Island, GA 31522
(912) 549-8776
Oakbridge Insurance
225 Marina Dr, St Simons Island, GA 31522
(912) 638-8600 oakbridgeinsurance.com
Lara K Carlson - Aflac Insurance Agent
106 Riverview Dr, St Simons Island, GA 31522
(912) 289-4292 local.aflac.com
The Hawthorne Agency Inc
2483 Demere Rd Ste 202, St Simons Island, GA 31522
(912) 222-6465
Insurance Office of America
1624 Frederica Rd Suite 4, St Simons Island, GA 31522
(912) 208-3993 ioausa.com
Paul Jackson Insurance
311 Plantation Chase, St Simons Island, GA 31522
(912) 638-6500
Premiere Coastal Insurance Group
St Simons Island, GA 31522
(912) 268-2691
Golden Isles Captive Insurance
146 Shore Rush Dr, St Simons Island, GA 31522
(229) 630-1772
New York Life
400 Main St STE 4, St Simons Island, GA 31522
(912) 638-9291 newyorklife.com

Condo insurance agents in St Simons Island Georgia help owners protect their units from risks like wind and flood damage common to the coast. Georgia law requires condo associations to maintain a master policy but individual unit owners still need their own HO6 policy for interior fixtures and personal property. A local agent can explain how Georgia statutes affect your coverage limits and deductibles.

What Does a Condo Insurance Agent in St Simons Island Cost?

The cost of condo insurance in St Simons Island Georgia typically ranges from 300 to 800 dollars per year for a standard HO6 policy. Factors like the unit value location near the water and chosen deductible affect the premium. Flood insurance adds 400 to 1000 dollars annually depending on flood zone and elevation. This is general information not insurance advice.

* Cost estimates are general ranges based on publicly available data and compiled using automated research tools. Actual fees vary by agent and case complexity. This is not insurance advice — consult directly with an agent for fee specifics.

Frequently Asked Questions

What does a condo insurance agent in St Simons Island do?
A condo insurance agent helps you find an HO6 policy that covers your personal property interior walls and liability. In Georgia the agent will also advise on flood insurance since St Simons Island is in a high risk coastal zone.
Do I need separate flood insurance for my St Simons Island condo?
Yes standard condo policies do not cover flood damage. Georgia coastal areas like St Simons Island require a separate flood policy through the National Flood Insurance Program or a private carrier. Your agent can help you purchase this.
What is the typical deductible for condo insurance in Georgia?
Deductibles for condo insurance in Georgia usually range from 500 to 2000 dollars. For wind and hail claims a separate percentage deductible often 1 to 5 percent of the dwelling limit may apply. Your agent will explain these options.