Important: Listings are compiled from publicly available sources and have not been independently verified by BeforeInsuranceUSA.com. We do not endorse any agent or guarantee outcomes. Verify licensing and disciplinary status with the Department of Insurance of Hawaii before hiring.
Showing 12 condo insurance agents in Kailua-Kona, HI
Listings are displayed in no particular order and are not ranked by BeforeInsuranceUSA. Order does not constitute a recommendation or endorsement of any agent.
Nakoa Kai Insurance Professionals: Allstate Insurance
75-167 Hualalai Rd Ste 101, Kailua-Kona, HI 96740
(808) 326-1125
agents.allstate.com
First American Title Company, Inc.
75-240 Nani Kailua Dr Suite 1, Kailua-Kona, HI 96740
(808) 329-4431
local.firstam.com
Matt DeMille - State Farm Insurance Agent
Hale Ku'i Plaza, 73-4976 Kamanu St #201, Kailua-Kona, HI 96740
(808) 331-1113
matthewdemille.com
Penn Henderson - Big Island Hawaii Real Estate
75-170 Hualalai Rd Suite #D118, Kailua-Kona, HI 96740
(808) 345-6214
pennhenderson.com
Title Guaranty Kona
75-5660 Kopiko St B3, Kailua-Kona, HI 96740
(808) 329-6666
tghawaii.com
Aloha Insurance Services Inc
75-5931 Walua Rd #100, Kailua-Kona, HI 96740
(808) 334-0044
alohainsurance.com
Keinnen Kato - State Farm Insurance Agent
75-5722 Kuakini Hwy # 210, Kailua-Kona, HI 96740
(808) 327-5433
agentkato.com
Paradise Insurance LLC
74-5620 Palani Rd #205, Kailua-Kona, HI 96740
(808) 315-7207
paradiseins.com
Atlas Insurance Agency
75-167E Hualalai Rd, Kailua-Kona, HI 96740
(808) 329-4844
atlasinsurance.com
Fidelity National Title & Escrow of Hawaii, Inc.
75-1000 Henry St #202, Kailua-Kona, HI 96740
(808) 334-0202
fidelityhawaii.com
Hawaiian Hurricane Group LLC
75-5706 Hanama Pl # 203, Kailua-Kona, HI 96740
(808) 498-4270
hawaiianhurricanegroup.com
Pyramid Insurance - Kona
75-5591 Palani Rd Suite 2001, Kailua-Kona, HI 96740
(808) 527-7667
pyramidins.com
What Does a Condo Insurance Agent in Kailua-Kona Cost?
Condo insurance in Hawaii typically costs between 300 and 800 dollars per year for a standard unit, though high value units or those in high risk areas may cost more. Factors like the unit location near the coast, replacement cost, and deductible amounts affect the premium. This is general information and not insurance advice. Always consult a licensed agent for a quote tailored to your specific situation.
* Cost estimates are general ranges based on publicly available data and compiled using automated research tools. Actual fees vary by agent and case complexity. This is not insurance advice — consult directly with an agent for fee specifics.
Frequently Asked Questions
What does a condo insurance agent in Kailua-Kona do?
A condo insurance agent helps you find a policy that covers your unit interior, personal belongings, and liability. They also explain how the association master policy interacts with your individual coverage. This is important because Hawaii law does not require the master policy to cover your personal property or interior upgrades.
Do I need condo insurance if the association has a master policy?
Yes, you still need your own policy. The association master policy typically covers the building structure and common areas. Your personal policy covers your unit improvements, personal property, and liability for accidents inside your unit. Hawaii Revised Statutes 514B-146 requires associations to maintain property insurance but does not cover individual unit contents.
How do Hawaii specific laws affect condo insurance?
Hawaii Revised Statutes Chapter 514B governs condominium associations and insurance requirements. The law sets minimum coverage amounts for the master policy and defines what the association must insure. A local agent can help you understand these requirements and ensure your individual policy fills any gaps in coverage.