The top-rated condo insurance agent in Batavia, Illinois is Mark Murphy - State Farm Insurance Agent, rated 4.9 stars across 187 reviews. Other highly rated options include Todd Tarter - State Farm Insurance Agent, Insurance & Dealer Services, Scott Queen - State Farm Insurance Agent. This directory lists 14 condo insurance agents serving Batavia.
Comparison
| # | Name | Address | Phone |
|---|---|---|---|
| 1 | Mark Murphy - State Farm Insurance Agent | 1906 W Wilson St | (630) 879-6969 |
| 2 | Todd Tarter - State Farm Insurance Agent | 1001 E Wilson St STE 140 | (630) 321-2200 |
| 3 | Insurance & Dealer Services | 321 E Wilson St | (630) 326-9121 |
| 4 | Scott Queen - State Farm Insurance Agent | 121 S Batavia Ave | (630) 879-2440 |
| 5 | Buttrey Wulff Mamminga Insurance Agency | 355 1st St | (630) 879-0111 |
| 6 | Farmers Insurance - Jeffrey Cesario | 160 S Water St Ste B | (630) 879-5590 |
| 7 | InsuranceDIRECT | 113 N Batavia Ave | (630) 406-9800 |
| 8 | Kevin Laurie - COUNTRY Financial Representative | 1921 W Wilson St | (630) 449-0917 |
| 9 | Illinois Health Insurance Services | 202 Mill St | (630) 406-1677 |
| 10 | Lou Hernandez Agency, Inc American Family Insurance | 1363 Wind Energy Pass | (630) 239-2311 |
Mark Murphy - State Farm Insurance Agent provides comprehensive condo insurance services to clients in Batavia, Illinois. It offers personalized coverage options designed to protect personal property and liability within individual units. Service plans typically include reviewing policy details to ensure they meet the requirements of condominium associations. Maintenance plans may involve periodic policy reviews to adjust coverage as property values change. The company services single-family homes, apartments, retail locations, and restaurants within the local area.
Todd Tarter - State Farm Insurance Agent serves the Batavia, Illinois area and surrounding Kane County communities as a provider of condo insurance policies. The agency helps condominium unit owners secure coverage that protects their personal belongings and interior structures. Their work involves explaining how master policies and individual policies interact for real-world claims situations. They also assist with reviewing association bylaws to identify coverage gaps. Specific services include helping clients evaluate personal property replacement cost options and guiding them through liability protection selections for accidents that occur inside their unit.
Insurance & Dealer Services serves homeowners, condominium owners, and property managers in Batavia, Illinois, offering specialized condo insurance policies. The agency provides coverage tailored to the unique risks of attached living, including common area assessments and interior improvements. Personal advice helps clients select appropriate deductibles and loss assessment protections for their units. The company extends its services to neighboring communities in the Fox Valley region of Kane County.
Serving Batavia and the surrounding communities of the Fox Valley, Scott Queen - State Farm Insurance Agent focuses exclusively on providing tailored condo insurance solutions. The agency handles policies designed to protect a unit owner’s personal property, interior fixtures, and liability within their association’s master coverage framework. For each client’s unique living situation, the agency takes a consultative approach to assess individual risk and craft appropriate protection. By carefully reviewing the condo association bylaws, the agent then aligns an individual policy to fill specific gaps without unnecessary extras.
Buttrey Wulff Mamminga Insurance Agency protects condominium owners in Batavia, Illinois, by explaining the key differences between a master policy that covers common areas and a unit‑owner policy that provides coverage for interior finishes, personal belongings, and liability. A one‑time service might involve a policy review to verify sufficient limits, while a recurring service includes ongoing claims support and annual coverage adjustments as building values shift. All service runs on a scheduled basis, with periodic policy checkups for each client.
Farmers Insurance - Jeffrey Cesario specializes in condo insurance, offering tailored policies that address the unique needs of unit owners in Batavia, IL. It provides coverage for personal property, interior building structures, and liability protection, while also helping clients navigate assessments and loss assessments from their homeowners association. General service work includes reviewing individual policies to ensure they complement master building insurance. The agency assists with winter-specific concerns, such as frozen pipe damage or liability from icy walkways.
As winter ice dams and spring storms threaten condo roofs and balconies in Batavia, InsuranceDIRECT helps owners ensure their interior and fixture coverage keeps pace with rising local repair costs. The agency works with associations and individual unit owners to clarify what is protected under master policies versus personal liability extensions. They focus on filling common gaps unique to multi-unit property owners in the Fox River Valley corridor. A typical initial assessment involves reviewing the current policy alongside the homeowner association’s master declaration.
Kevin Laurie of COUNTRY Financial provides residential condo insurance services for property owners in Batavia, Illinois. Commercial coverage is also available for local business condominium associations. Serving clients throughout the greater Batavia area, personalized policy reviews help address individual coverage needs for each condo unit owner. Adjustments to deductibles or liability limits can be made during annual check-ins. Regular appointments facilitate follow-up and repeat service between routine visits, ensuring policies keep pace with changing property values and occupancy updates.
Illinois Health Insurance Services in Batavia, IL, is known for providing condo insurance coverage tailored to the unique needs of condominium unit owners. The firm guides clients through the common challenges of insuring shared structures, personal property, and interior improvements. It typically explains bylaws and master policy gaps to ensure residents avoid costly coverage deficiencies. In addition to standard condo policies, the agency often adds on valuable loss assessment coverage to protect unit owners from surprise special assessments.
Serving the Batavia, Illinois area, this agency provides essential condo insurance coverage for property owners and renters alike. It offers typical protections for the interior structure, personal belongings, and liability, with specialized add-ons available for assessments, loss of use, and improved unit features. These professional agents help customize policies to address local weather risks and condominium association requirements. The knowledgeable team is equipped to serve a variety of commercial sectors, including offices, warehouses, and food service operations needing specific business property and liability coverage.
What Does a a Condo Insurance Agent in Batavia Cost?
Condo insurance premiums in Illinois typically range from 200 to 600 dollars per year for a standard HO6 policy. Factors that affect cost include your unit location in Batavia the age of the building your coverage limits and your deductible amount. Loss assessment coverage and increased replacement cost for upgrades will raise the premium. This is general information and not insurance advice.
About condo insurance agents in Batavia
Condo insurance agents in Batavia Illinois help unit owners understand the specific coverage needed under Illinois law. Illinois requires condo associations to carry a master policy, but individual unit owners must also purchase an HO6 policy to cover personal property and interior improvements. A local agent can explain how the Illinois Condominium Property Act affects your deductible and loss assessment coverage.
Frequently Asked Questions
What does a condo insurance agent in Batavia do?
A condo insurance agent helps you compare HO6 policies from different carriers. They review your condo associations master policy to identify gaps in coverage. They also advise on Illinois specific requirements like loss assessment coverage and interior improvements.
Is condo insurance required by law in Illinois?
Illinois law does not require individual unit owners to carry condo insurance. However most mortgage lenders require an HO6 policy. Additionally your condo associations bylaws may mandate that you maintain a minimum level of personal liability and property coverage.
How does the Illinois Condominium Property Act affect my policy?
The Illinois Condominium Property Act defines what the association must insure and what you must insure. Typically the master policy covers the building structure and common areas. Your HO6 policy covers your personal property interior walls and upgrades. The Act also affects how deductibles are handled when damage originates in your unit.
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