The top-rated condo insurance agent in Portage, Indiana is Mark Mercer: Allstate Insurance, rated 4.9 stars across 1,162 reviews. Other highly rated options include Samuelson Insurance Agency, Glenn Barath - State Farm Insurance Agent, Holly Mitchell - State Farm Insurance Agent. This directory lists 17 condo insurance agents serving Portage.
Comparison
| # | Name | Address | Phone |
|---|---|---|---|
| 1 | Mark Mercer: Allstate Insurance | 3159 Willowcreek Rd | (219) 850-4168 |
| 2 | Samuelson Insurance Agency | 6730 Central Ave | (219) 762-3702 |
| 3 | Glenn Barath - State Farm Insurance Agent | 5474 US-6 | (219) 947-3276 |
| 4 | Holly Mitchell - State Farm Insurance Agent | 6281 Central Ave | (219) 762-7979 |
| 5 | Levi Insurance | 5877 Central Ave Suite A | (219) 294-5384 |
| 6 | Nick Ollearis - State Farm Insurance Agent | 3173 Willowcreek Rd | (219) 841-6035 |
| 7 | Angel Auto | 5928 US-6 | (219) 764-7771 |
| 8 | Dan Bizik - State Farm Insurance Agent | 2684 Willowcreek Rd | (219) 763-4800 |
| 9 | Ana Gutierrez - State Farm Insurance Agent | 6073 Central Ave Unit B | (219) 734-7156 |
| 10 | Andrea Harbin - State Farm Insurance Agent | 6504 W U.S. Hwy 6 | (219) 762-5114 |
Mark Mercer: Allstate Insurance serves Portage, IN, and the surrounding Porter County region. The company provides condo insurance coverage tailored to the unique requirements of condominium owners. Its services focus on protecting individual units from common risks such as fire, theft, and water damage. The agency works with residents to customize policies that meet specific homeowner association guidelines. Mark Mercer handles loss assessment coverage and liability protection for condo unit owners.
Samuelson Insurance Agency offers a full range of condo insurance services tailored to the Portage, IN area, including personalized coverage reviews and policy adjustments to protect individual unit owners. Their typical service plans include periodic policy check-ins to ensure adequate protection for interior structures and personal property. The agency services a variety of properties, such as single-family homes, apartments, retail spaces, and restaurants.
Glenn Barath - State Farm Insurance Agent serves homeowners, property managers, and condominium owners in Portage, Indiana. The agency provides condo insurance policies tailored to protect both individual units and shared building structures. Coverage can include personal property, liability, and loss assessments from the homeowners association. Routine consultations help clients understand policy limits and deductibles for their specific needs. The office also extends its services to nearby Chesterton, offering the same local guidance and coverage options for residents of that community.
Serving Portage, Indiana, and the surrounding communities, Holly Mitchell’s agency focuses on securing proper coverage for condo owners. It handles individual unit policies, addressing the gap between the building’s master insurance and the owner’s personal liability. The agency’s typical approach involves reviewing the condo association’s master policy alongside the client’s specific needs, then selecting coverage for interior fixtures and personal property to ensure a seamless protection plan.
Levi Insurance in Portage, IN, offers both one-time policy purchases and recurring service appointments for clients seeking coverage. Condo insurance agents here help distinguish between personal property protection and the master policy’s building structure coverage. Services typically evaluate potential gaps related to unit improvements or liability exposures. This company operates primarily on a scheduled appointment basis, with as-needed follow-ups available for policy changes or claims support.
Specializing in tailored condo insurance policies, Nick Ollearis - State Farm Insurance Agent in Portage, IN provides coverage options that address the unique needs of condo owners. The agency also offers general insurance services, including renters and life insurance, to help protect local residents and their assets. With guidance on liability, interior fixtures, and loss assessment coverage, it assists clients in building a comprehensive plan. During harsh Indiana winters, it can help ensure that policies adequately cover potential damage from ice dams or frozen pipes.
With winter winds off Lake Michigan threatening property damage in Portage, condo owners often seek reliable insurance guidance. Angel Auto serves this local need by specializing in coverage for shared-wall homes and association requirements. Agents review individual policies to ensure protection for interior structures, personal belongings, and liability exposures. They explain how master policies interact with unit owner plans, helping homeowners fill common coverage gaps. The process typically begins with a walk-through inspection of the condo unit to assess property conditions and identify specific insurance priorities for each client.
Dan Bizik - State Farm Insurance Agent in Portage, IN, provides personal and residential coverage tailored to individual policyholders. For condo owners, the agent offers specialized endorsements that address shared-wall structures and interior unit protections not covered by a building master policy. Clients can also obtain liability coverage for accidents occurring within their private space. This agency works with a range of commercial sectors including offices, warehouses, and food service operations.
Ana Gutierrez - State Farm Insurance Agent in Portage, IN, provides residential condo insurance services, helping protect individual units and their contents. The agency also offers commercial coverage for condominium associations to safeguard common areas and buildings. Serving the Portage area, this office guides clients through policy options for personal liability and property protection. This local agent follows up after each initial policy setup to ensure coverage needs are met and can be contacted for repeat service between regular scheduled visits.
Andrea Harbin - State Farm Insurance Agent is a local source for condo insurance in Portage, IN. The agency provides coverage tailored to individual unit owners, including protection for personal property and liability. General policies typically address interior damage and loss assessments. The service range also includes helping clients understand their master policy responsibilities. A specialty service the agency can add on is scheduled personal property coverage for valuables such as jewelry or electronics.
What Does a a Condo Insurance Agent in Portage Cost?
Typical condo insurance costs in Indiana range from 200 to 600 dollars per year for a standard HO-6 policy. Factors include the unit value location deductible amount and the coverage limits you choose. Loss assessment coverage and personal property endorsements can increase the premium. This is general information not insurance advice.
About condo insurance agents in Portage
A condo insurance agent in Portage Indiana can help you understand the specific coverage needed for your unit. Indiana law requires condominium associations to carry master policies but individual unit owners still need their own HO-6 policy. An agent can explain how the master policy interacts with your personal liability and contents coverage.
Frequently Asked Questions
What does a condo insurance agent in Portage do?
A condo insurance agent helps you find an HO-6 policy that covers your personal property liability and improvements to your unit. They review your association master policy to identify gaps in coverage. They also advise on Indiana specific requirements for loss assessment coverage.
Do I need condo insurance if the association has a master policy?
Yes you still need your own policy. The master policy typically covers the building structure and common areas but not your personal belongings or interior upgrades. Indiana law does not require unit owners to carry insurance but most lenders do require it for mortgage approval.
How do I choose a condo insurance agent in Portage Indiana?
Look for an agent licensed in Indiana who specializes in condominium policies. Ask about their experience with HO-6 forms and loss assessment coverage. Verify they can explain how the master policy deductible affects your personal coverage.
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