The top-rated condo insurance agent in Lawrence, Kansas is Tim Waltrip: Allstate Insurance, rated 4.9 stars across 258 reviews. Other highly rated options include Kurt Goeser - State Farm Insurance Agent, ICT Insurance Team, Justin Holt - State Farm insurance Agent. This directory lists 20 condo insurance agents serving Lawrence.
Comparison
| # | Name | Address | Phone |
|---|---|---|---|
| 1 | Tim Waltrip: Allstate Insurance | 2321 Harper St | (785) 843-2532 |
| 2 | Kurt Goeser - State Farm Insurance Agent | 1811 Wakarusa Dr # 100 | (785) 843-0003 |
| 3 | ICT Insurance Team | 2336 Ridge Ct Ste. A | (785) 843-0511 |
| 4 | Justin Holt - State Farm insurance Agent | 2500 W 6th St I | (785) 842-6407 |
| 5 | Farmers Insurance - Kristi Keefer | 3300 Mesa Way STE C | (785) 843-7511 |
| 6 | Miller Insurance | 2336 Ridge Ct Ste. A | (785) 503-9089 |
| 7 | Edie Insurance Group, LLC. | 3109 W 6th St A | (785) 856-3343 |
| 8 | Rochelle Tramp - State Farm Insurance Agent | 4205 W 6th St Ste A | (785) 842-6288 |
| 9 | JCK Health Insurance | 120 E 9th St Suite #104 | (785) 393-8025 |
| 10 | Jenny Huber American Family Insurance | 2420 Iowa St | (785) 843-6591 |
Tim Waltrip: Allstate Insurance serves the Lawrence, Kansas area as a local condo insurance agent. The agency provides standard coverage options for condominium owners, helping to protect personal property and interior structures. Condo insurance policies typically fill gaps left by a building’s master policy. Common protections include personal liability coverage and loss of use benefits. Additional services available through this office may include tailored endorsements for high-value items and assessments coverage for shared building repairs.
Kurt Goeser - State Farm Insurance Agent in Lawrence, Kansas, provides coverage for condominium owners. The office offers condo insurance that can include protection for personal belongings, liability coverage, and loss of use. It assists clients in reviewing their association’s master policy to help customize individual plans. Service typically extends to advice on policy options during annual reviews or after a claim. The agency services single-family homes, apartments, retail, and restaurants with appropriate policies.
ICT Insurance Team serves condo owners, homeowners, and property managers in Lawrence, Kansas with comprehensive condo insurance policies tailored to protect individual units and shared building structures. The agency assists clients in understanding master policy coverage gaps and securing liability protection for their personal assets. Condo insurance services include contents coverage, loss assessment protection, and identity theft recovery options. ICT Insurance Team also provides coverage for clients in surrounding Douglas County areas such as Eudora or Baldwin City.
Justin Holt - State Farm Insurance Agent serves the Lawrence, Kansas area and its surrounding communities. This agency handles condo insurance policies, offering coverage tailored specifically for condominium owners in the region. Each policy is designed to protect the interior structure and personal property while addressing typical master policy gaps common in local associations. To handle a typical job, the agent begins with a detailed review of the homeowner association’s master policy and then works with the client to customize individual units protection according to their specific needs.
For homeowners needing a single policy or ongoing coverage, condo insurance agents assist with selecting protection for personal property, liability, and the interior structure. Clients in Lawrence, KS, can meet with Farmers Insurance - Kristi Keefer when determining the appropriate level of interior walls, floors, and appliances coverage according to their master policy requirements. Service appointments are available as needed, whether sought only once for a specific policy question or managed regularly as individual rental unit situations change over time.
Miller Insurance provides tailored condo insurance policies for Lawrence homeowners, covering interior structures and personal property against fire, theft, and liability. The agency also advises on protecting shared building portions as outlined by association master policies. Its general services include policy reviews, coverage adjustments, and claims assistance with local knowledge of Kansas regulations. It specifically helps clients address storm damage from sudden spring hailstorms common to the region, ensuring deductibles are applied correctly for repairs.
Edie Insurance Group, LLC. provides insurance services for residential property owners and renters in and around Lawrence, Kansas. The company focuses specifically on condo insurance policies, which often require coverage for interior fixtures, personal liability, and shared building assessments. Agents work with local condominium associations to recommend appropriate protection levels. Their commercial insurance options extend to sector-specific needs, including offices, warehouses, and food service operations.
As winter storms and spring hailstorms sweep through Lawrence, securing adequate coverage for your condo becomes a priority. Rochelle Tramp - State Farm Insurance Agent responds to this need by helping local residents understand how their master policy interacts with personal contents and liability protection. The agency works closely with condo owners to tailor policies that cover interior improvements, loss of use, and personal property. Each new client begins with a personalized initial assessment to review current HOA documents and identify any coverage gaps before a plan is implemented.
JCK Health Insurance serves clients in Lawrence, Kansas, with residential condo insurance policies that cover individual unit protection. The agency also offers commercial coverage options for small business properties within the area. Agents help customers select appropriate liability limits and dwelling coverage based on local building codes. Policy discussions often include loss assessment endorsements to address shared building expenses. Follow-up appointments are arranged to adjust coverage as condominium association requirements change. Repeat service is provided upon request between regular renewal visits to review policy updates.
Jenny Huber American Family Insurance, based in Lawrence, Kansas, is known for providing tailored coverage options for condominium owners in the area. Its services assess the specific needs of condo dwellers, including coverage for interior structures and personal property that might not be covered by the building’s master policy. The agency also evaluates liability protection and loss-of-use provisions for local Lawrence policyholders. A specialty service it can add on is coverage for valuable personal items, such as jewelry or electronics, often under a scheduled personal property endorsement.
What Does a a Condo Insurance Agent in Lawrence Cost?
Typical condo insurance costs in Lawrence, Kansas range from 200 to 600 dollars per year for a standard HO-6 policy. Factors like unit size, location, deductible, and coverage limits affect the premium. This is general information and not insurance advice.
About condo insurance agents in Lawrence
Condo insurance agents in Lawrence, Kansas help owners secure HO-6 policies that cover personal property and interior structures. Kansas law requires condominium associations to carry master policies, but individual owners need separate coverage for their unit. A local agent can explain how Kansas statutes affect your personal liability and loss assessment coverage.
Frequently Asked Questions
What does a condo insurance agent in Lawrence do?
A condo insurance agent helps you find an HO-6 policy that covers your personal belongings, interior walls, and liability. They also explain how the association master policy interacts with your individual coverage under Kansas law.
Is condo insurance required in Kansas?
Kansas does not have a state law requiring individual condo insurance, but most mortgage lenders and condominium associations require it. Your agent can help you meet these requirements and avoid gaps in coverage.
How does Kansas law affect condo insurance claims?
Kansas has a two-year statute of limitations for filing a lawsuit on a property insurance claim. Your agent can advise on timely reporting and documentation to protect your rights under Kansas law.
Condo Insurance Agents in Other Kansas Cities
Derby · Gardner · Hutchinson · Kansas City · Leavenworth · Lenexa · Manhattan · Olathe · Overland Park · Salina · Shawnee · Topeka · Wichita