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Find Condo Insurance Agents Near You in Covington, KY

Compare condo insurance agents in Covington. Review contact information and insurance categorys before you decide.

7 agents listed
Updated May 2026
Covington, KY
Important: Listings are compiled from publicly available sources and have not been independently verified by BeforeInsuranceUSA.com. We do not endorse any agent or guarantee outcomes. Verify licensing and disciplinary status with the Department of Insurance of Kentucky before hiring.
Showing 7 condo insurance agents in Covington, KY Listings are displayed in no particular order and are not ranked by BeforeInsuranceUSA. Order does not constitute a recommendation or endorsement of any agent.
Riverfront Insurance Partners
525 W 5th St Suite 235A, Covington, KY 41011
(859) 512-8325 riverfrontinsurancepartners.com
Phil Hale Insurance
36 W Pike St 3rd floor, Covington, KY 41017
(513) 619-1611
Best Insurance Services Inc
6 E 5th St, Covington, KY 41011
(859) 279-0892
Curt Nortman - State Farm Insurance Agent
4333 Winston Ave, Covington, KY 41015
(859) 491-0438 covingtoncarinsurance.com
ThriveSure Insurance KY
530 Madison Ave, Covington, KY 41011
(859) 474-5684 huntington.com
Passport Health Plan
1611 Madison Ave, Covington, KY 41011
(859) 888-5092 molinahealthcare.com
Gallagher Insurance, Risk Management & Consulting
100 E Rivercenter Blvd Suite 800, Covington, KY 41011
(859) 581-2088 assuredpartners.com

Condo insurance agents in Covington Kentucky help unit owners protect their personal property and interior structures. Kentucky law does not require condo owners to carry a separate policy, but most mortgage lenders do. A local agent can explain how the master policy for your building interacts with your individual coverage needs.

What Does a Condo Insurance Agent in Covington Cost?

The average cost of a condo insurance policy in Kentucky ranges from 300 to 600 dollars per year for a typical unit. Factors that affect the premium include the unit location, coverage limits, deductible amount, and the age of the building. Policies in flood prone areas near the Ohio River may cost more. This is general information and not insurance advice.

* Cost estimates are general ranges based on publicly available data and compiled using automated research tools. Actual fees vary by agent and case complexity. This is not insurance advice — consult directly with an agent for fee specifics.

Frequently Asked Questions

What does a condo insurance policy cover in Kentucky?
A standard condo policy covers your personal belongings, interior walls and fixtures, and liability for accidents in your unit. It also provides loss of use coverage if your unit becomes uninhabitable. The master policy from the condo association typically covers the building exterior and common areas.
Is condo insurance required by law in Kentucky?
Kentucky state law does not mandate condo insurance for individual unit owners. However your mortgage lender will almost always require it. Additionally your condominium association may set a minimum coverage amount in its bylaws or declaration.
How do I choose a condo insurance agent in Covington?
Look for an agent licensed in Kentucky who has experience with condominium policies. Ask about their familiarity with different types of master policies such as bare walls or all in. Compare quotes from multiple agents to find coverage that fits your needs and budget.