ADVERTISING DISCLOSURE: BeforeInsuranceUSA.com is an informational directory, not an insurance agency, broker, or licensed producer. We do not sell insurance or provide insurance advice. No agent-client relationship is created by using this site. Except where a listing is clearly marked Featured, no agent listed on this site has paid for their listing. Featured listings are paid advertisements. This is an advertisement.
HomeCondo Insurance AgentsKentucky › Owensboro

Find Condo Insurance Agents Near You in Owensboro, KY

Browse condo insurance agents serving Owensboro, Kentucky. Updated 2026-07-14.

The top-rated condo insurance agent in Owensboro, Kentucky is Shane Satterfield - State Farm Insurance Agent, rated 5.0 stars across 584 reviews. Other highly rated options include Candace Crossan - State Farm Insurance Agent, Drew Cunningham - State Farm Insurance Agent, Branden Haines - State Farm Insurance Agent. This directory lists 20 condo insurance agents serving Owensboro.

Showing 20 condo insurance agents in Owensboro, KYListings are displayed in no particular order and are not ranked. Order does not constitute a recommendation or endorsement.

Comparison

Top 10 listings
#NameAddressPhone
1Shane Satterfield - State Farm Insurance Agent2100 Frederica St(270) 685-4452
2Candace Crossan - State Farm Insurance Agent933 Tamarack Rd(270) 926-1114
3Drew Cunningham - State Farm Insurance Agent3970 Frederica St(270) 684-0644
4Branden Haines - State Farm Insurance Agent2917 New Hartford Rd(270) 683-0001
5The Hayden Agency: Allstate Insurance700 Carlton Dr(270) 926-7007
6T.H.E Insurance Group745 Carlton Dr(270) 240-1835
7Allstate Insurance Agent: Kent Banning3221 Frederica St STE D(270) 683-7343
8Elevate Insurance Agency Inc3118 Alvey Park Dr E Ste 4(270) 682-0001
9Owensboro Insurance Agency328 Legion Blvd W(270) 685-5360
10EM Ford Insurance & Financial Planning600 Frederica St(270) 926-2806
SS
2100 Frederica St
Shane Satterfield - State Farm Insurance Agent
Condo Insurance Agent · Owensboro, KY

Shane Satterfield - State Farm Insurance Agent serves Owensboro, Kentucky, and the surrounding county, specializing in condo insurance. The agency helps condominium owners protect their property and personal belongings with tailored coverage. It also advises clients on loss assessment protection for shared building structures and common areas managed by homeowners associations. Its services include personal liability coverage for unit owners.

CC
933 Tamarack Rd
Candace Crossan - State Farm Insurance Agent
Condo Insurance Agent · Owensboro, KY

Candace Crossan - State Farm Insurance Agent in Owensboro, KY offers a range of condo insurance services, including personalized policy reviews and claims assistance. They help customers understand coverage options, such as liability, personal property, and loss assessment protection. Clients can rely on regular policy check-ins to keep protection aligned with current needs. The agency services single-family homes, apartments, retail spaces, and restaurants.

DC
3970 Frederica St
Drew Cunningham - State Farm Insurance Agent
Condo Insurance Agent · Owensboro, KY

Drew Cunningham - State Farm Insurance Agent serves Owensboro, Kentucky, and the surrounding Daviess County communities. This condo insurance agency handles policies tailored for individual unit owners. It addresses standard coverage needs such as dwelling protection, personal property, and liability. For a typical job, the agent reviews the specific insurance requirements outlined by the homeowner's association to align the policy with the building's master plan.

BH
2917 New Hartford Rd
Branden Haines - State Farm Insurance Agent
Condo Insurance Agent · Owensboro, KY

Branden Haines - State Farm Insurance Agent serves homeowners, property managers, and landlords in Owensboro, Kentucky with condo insurance policies. The agency helps clients protect their individual units against common perils like fire, theft, and liability claims. Standard condo insurance covers interior structures, personal belongings, and loss-of-use expenses. The agency also assists with bundling coverage for additional savings. Its service area extends to surrounding Daviess County communities including Whitesville and Philpot.

HA
700 Carlton Dr
The Hayden Agency: Allstate Insurance
Condo Insurance Agent · Owensboro, KY

The Hayden Agency in Owensboro, KY distinguishes between a one-time policy review and recurring annual service for condo insurance needs. Coverage options focus on protecting individual unit interiors, personal property, and liability within the building structure. As an Allstate Insurance agent, the agency serves local condominium owners with standard and customizable plans. Service for client accounts operates on a scheduled basis, aligning with policy renewal cycles or when a request is submitted.

TH
745 Carlton Dr
T.H.E Insurance Group
Condo Insurance Agent · Owensboro, KY

T.H.E Insurance Group provides specialized condo insurance policies and also handles general property protection needs for owners in Owensboro, KY. The agency focuses on covering interior walls, personal belongings, and liability exposures unique to condo association requirements. Clients receive guidance on aligning individual policies with master building coverage to avoid gaps. During extreme weather seasons, the agent specifically helps owners review deductibles and loss assessment coverage for storm damage.

AI
3221 Frederica St STE D
Allstate Insurance Agent: Kent Banning
Condo Insurance Agent · Owensboro, KY

As the fall season brings falling leaves and cooler temperatures to Owensboro, KY, protecting a condo from potential weather-related issues becomes a priority. Allstate Insurance Agent Kent Banning helps residents assess coverage for interior damage and liability risks common in multi-unit buildings. The agency discusses how your personal policy complements the building’s master insurance, addressing gaps for fixtures and belongings. A thorough initial walkthrough of your unit is typically scheduled to identify specific coverage needs.

EI
3118 Alvey Park Dr E Ste 4
Elevate Insurance Agency Inc
Condo Insurance Agent · Owensboro, KY

Elevate Insurance Agency Inc provides residential condo insurance services in the Owensboro, Kentucky area, also offering commercial coverage for local property owners. As a dedicated condo insurance agent, the agency helps clients protect individual units against common risks such as damage and liability. Located in Owensboro, the agency serves owners seeking tailored policies for their specific property needs. After each initial placement, the agency provides follow-up service between regular visits to adjust coverage as circumstances change.

OI
328 Legion Blvd W
Owensboro Insurance Agency
Condo Insurance Agent · Owensboro, KY

Owensboro Insurance Agency provides essential risk protection for property owners in Owensboro, KY, with a specialized focus on the unique needs of condo unit holders. These policies cover interior structures and personal liability that master policies may exclude. The agency works closely with clients to ensure adequate coverage for shared building elements and individual improvements. Its services extend to commercial sectors, including local offices, warehouses, and food service establishments requiring tailored property and liability solutions.

EF
600 Frederica St
EM Ford Insurance & Financial Planning
Condo Insurance Agent · Owensboro, KY

EM Ford Insurance & Financial Planning in Owensboro, KY, is known for providing condo insurance policies tailored to individual unit owners. The agents help clients secure coverage for personal belongings, interior structures, and liability within a condominium association framework. They explain how master policies interact with personal insurance needs. A specialty service they can add on is coverage for loss of use during a unit’s repair period, ensuring policyholders maintain living expenses.

WI
2410 W Parrish Ave
WD Insurance
Condo Insurance Agent · Owensboro, KY
(270) 240-2268
wdinsuranceobky.com
BI
801 Old Hartford Rd
Bennett Insurance Agency
Condo Insurance Agent · Owensboro, KY
(270) 228-2323
IG
745 Carlton Dr
THE Insurance Group by Drew Young
Condo Insurance Agent · Owensboro, KY
(812) 608-0649
NI
922 Triplett St Ste 1
Nationwide Insurance: Aubrey M Beatty
Condo Insurance Agent · Owensboro, KY
(270) 684-1006
agency.nationwide.com/ky/owensboro/42303/aubrey-m-beatty
AO
1600 Frederica St
AAA Owensboro Insurance and Member Services
Condo Insurance Agent · Owensboro, KY
(270) 683-8034
ace.aaa.com/locations/Owensboro-42301-21556
RC
800 Frederica St
River City Insurance Agency
Condo Insurance Agent · Owensboro, KY
(270) 216-8975
rivercityinsuranceagency.com
LI
200 E 3rd St Suite 101
Lawton Insurance of Owensboro
Condo Insurance Agent · Owensboro, KY
(270) 685-5124
hfins.com
MI
2803 Veach Rd
Maddox Insurance Group
Condo Insurance Agent · Owensboro, KY
(270) 485-2159
jordanmaddoxinsurance.com
OV
5010 Back Square Dr
Ohio Valley Insurance, LLC
Condo Insurance Agent · Owensboro, KY
(270) 683-3336
ohiovalleyins.com
SI
3943 KY-54
Storm Insurance, LLC
Condo Insurance Agent · Owensboro, KY
(270) 685-2438
storm-ins.com

What Does a a Condo Insurance Agent in Owensboro Cost?

The cost of a condo insurance policy in Kentucky typically ranges from 200 to 600 dollars per year for a standard HO-6 policy. Factors that affect the premium include the units location in Owensboro, the amount of personal property coverage, the deductible chosen, and the age of the building. Flood and earthquake endorsements add extra cost. This is general information and not insurance advice.

About condo insurance agents in Owensboro

Condo insurance agents in Owensboro Kentucky help owners of condominium units secure the right coverage. Kentucky law requires condo associations to carry a master policy but individual unit owners still need an HO-6 policy to cover personal property and interior improvements. A local agent can explain how the master policy and your personal policy work together to protect your investment.

Frequently Asked Questions

What does a condo insurance agent in Owensboro do?

A condo insurance agent helps you find an HO-6 policy that covers your personal belongings and interior upgrades. They also explain how your coverage interacts with the condo associations master policy. This is important because the master policy may not cover everything inside your unit.

Is condo insurance required in Kentucky?

Kentucky does not have a state law that requires individual condo insurance. However most mortgage lenders and condo associations require owners to carry an HO-6 policy. Check your condo associations bylaws and your lenders requirements to be sure.

How does Kentucky law affect condo insurance coverage?

Kentucky follows a modified comparative fault rule for property claims. This means your payout may be reduced if you are partly at fault for a loss. Also Kentucky has a one year statute of limitations for filing a lawsuit on a property insurance claim. A local agent can help you understand these rules.

Condo Insurance Agents in Other Kentucky Cities

Listings are compiled from publicly available information. Inclusion does not constitute endorsement. Verify each condo insurance agent's credentials and current standing with your state Department of Insurance.