The top-rated condo insurance agent in Houma, Louisiana is Direct Auto Insurance, rated 4.9 stars across 439 reviews. Other highly rated options include Freeway Insurance, Trinity Insurance Agency, Inc, Dalton LeBlanc - State Farm insurance Agent. This directory lists 20 condo insurance agents serving Houma.
Comparison
| # | Name | Address | Phone |
|---|---|---|---|
| 1 | Direct Auto Insurance | 6473 W Main St | (985) 851-0123 |
| 2 | Freeway Insurance | 209 Bayou Gardens Blvd Ste H | (985) 200-0045 |
| 3 | Trinity Insurance Agency, Inc | 6823 W Park Ave | (985) 262-1435 |
| 4 | Dalton LeBlanc - State Farm insurance Agent | 789 Grand Caillou Rd | (985) 876-4410 |
| 5 | Nicholas Hebert: Allstate Insurance | 854 Grand Caillou Rd | (985) 868-1886 |
| 6 | Boudreaux & Associates Insurance Agency, Inc. | 7032 W Park Ave | (985) 876-0643 |
| 7 | Brian Mustin: Allstate Insurance | 5328 LA-311 | (985) 873-1411 |
| 8 | Terrebonne Insurance Agency, Inc | 210 Mystic Blvd | (985) 851-3080 |
| 9 | Southgate Insurance Agency, LLC | 1155 St Charles St | (985) 262-0406 |
| 10 | Page Insurance Agency | 5911 W Main St | (985) 872-5711 |
Direct Auto Insurance serves the Houma, Louisiana area, providing condo insurance policies to local residents who own individual units within multi-family buildings. The agency focuses on protecting policyholders from risks such as interior water damage and personal liability. Coverage options are designed to address the unique needs of condominium owners, including assessments from homeowners associations. Direct Auto Insurance handles policy adjustments and claims assistance for condo residents in Houma.
Freeway Insurance provides a full range of condo insurance coverage options tailored to local Houma, Louisiana property owners. Its service plans typically include assistance with policy selection, coverage adjustments for personal property and liability, and guidance through claims support. The company serves diverse residential and commercial property types, including individual single-family homes, multi-unit apartment buildings, retail storefronts, and full-service restaurants.
Trinity Insurance Agency, Inc serves the Houma, LA area as a local condo insurance agent. The company helps homeowners in condominium associations obtain appropriate coverage for their individual units. Policies typically address interior walls, personal property, and liability protection against common area risks. The agency also assists clients with loss assessment coverage to handle unexpected special fees imposed by the condo board. Additionally, it provides guidance on flood insurance policies for properties in this region.
Dalton LeBlanc - State Farm Insurance Agent offers comprehensive condo insurance services, including coverage for personal property, liability protection, and loss of use in the Houma area. The agency assists clients with policy reviews and claims support throughout the life of their coverage. It regularly helps policyholders adjust deductibles and endorsements to match evolving needs. Its services apply to single-family homes, condominium units, apartments, retail spaces, and restaurants.
Nicholas Hebert: Allstate Insurance serves local homeowners, business owners, and property managers in Houma who need specialized condo insurance coverage. The agency provides policies that protect individual units, common areas, and personal liability within condominium associations. Customizing these plans allows residents to meet association requirements while safeguarding belongings against regional risks like storms and flooding. Clients in nearby Thibodaux can also access the same tailored services for their condominium properties.
Boudreaux & Associates Insurance Agency, Inc. serves condominium owners, homeowners associations, and property managers in Houma, Louisiana. It specializes in crafting policies that protect individual units and shared building structures from common risks such as fire, weather damage, and liability. Clients typically receive guidance on coverage for personal belongings, interior fixtures, and loss of use. The agency also extends its services to property owners and associations in the nearby community of Thibodaux, ensuring they have comparable protection for their residential condominium investments.
Brian Mustin: Allstate Insurance serves Houma, Louisiana, and the surrounding communities with specialized condo insurance solutions. It handles policies for individual unit owners, covering interior structures and personal property as well as liability protection for common area use. The agency works to assess each property's specific risks, from coastal weather concerns to building association requirements. It employs a consultative approach, reviewing policy details with clients to ensure adequate coverage limits and suitable deductibles are selected for their particular condo situation.
For condo unit owner clients, Terrebonne Insurance Agency, Inc in Houma, LA offers both one-time policy review services and ongoing coverage management. Policies typically cover interior improvements, personal property, and liability protections under a master building policy. Replacement cost valuation options can be tailored to individual budgets. Local expertise helps address flood and wind exposures common to coastal Louisiana properties. Services are available on both a scheduled renewal cycle and an as-needed basis for coverage adjustments.
Southgate Insurance Agency, LLC in Houma, Louisiana informs condo owners that standard policies cover the building’s structure, while a separate HO-6 policy protects the owner’s personal property and interior improvements. The agency helps clients choose appropriate liability limits and deductibles tailored to local coastal conditions. It also advises on loss-assessment coverage for shared amenities like pools or parking areas. Service is available on an as-needed basis for policy reviews, new quotes, and endorsement changes.
What Does a a Condo Insurance Agent in Houma Cost?
Typical condo insurance premiums in Louisiana range from 300 to 800 dollars per year for a standard HO6 policy. Flood insurance adds 400 to 1,200 dollars annually depending on the flood zone and coverage amount. Wind and hail coverage may increase premiums in coastal areas like Houma. Actual costs depend on your unit value deductible and location. This is general information not insurance advice.
About condo insurance agents in Houma
Condo insurance agents in Houma Louisiana help unit owners protect their personal property and interior walls. Louisiana law requires condo associations to carry master policies but those often do not cover your belongings or upgrades. A local agent can explain how the Louisiana Master Policy law affects your coverage needs.
Frequently Asked Questions
What does a condo insurance agent in Houma do?
A condo insurance agent helps you choose an HO6 policy that covers your personal property interior improvements and liability. They also advise on flood and windstorm coverage which are important in coastal Louisiana.
Is flood insurance required for condos in Houma?
Flood insurance is not required by state law but your mortgage lender may require it if your condo is in a flood zone. Houma is in Terrebonne Parish which is prone to flooding so many agents recommend a separate flood policy through the National Flood Insurance Program.
How does Louisiana law affect condo insurance?
Louisiana Revised Statute 9:3371 requires condo associations to carry a master policy covering common areas and original structures. Unit owners are responsible for their own interior walls fixtures and personal property. A local agent can help you understand these requirements.
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