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Looking for a condo insurance agent in Wells? Review the directory below to compare your options.
3 agents listed
Updated May 2026
Wells, ME
Important: Listings are compiled from publicly available sources and have not been independently verified by BeforeInsuranceUSA.com. We do not endorse any agent or guarantee outcomes. Verify licensing and disciplinary status with the Department of Insurance of Maine before hiring.
Showing 3 condo insurance agents in Wells, ME
Listings are displayed in no particular order and are not ranked by BeforeInsuranceUSA. Order does not constitute a recommendation or endorsement of any agent.
Nancy Hafford - State Farm Insurance Agent
960 Sanford Rd, Wells, ME 04090
(207) 641-2186
nancyhafford.com
Sevigney-Lyons Insurance Agency
1662 Post Rd, Wells, ME 04090
(207) 646-8388
sevigneylyons.com
Sevigney-Lyons Insurance Agency: Kanserski Susan
1662 Post Rd, Wells, ME 04090
(207) 646-8388
sevigneylyons.com
A condo insurance agent in Wells Maine helps you understand the coverage gap between your associations master policy and your personal unit. Maine law requires condominium associations to carry property insurance but does not mandate individual unit owner coverage. An agent can explain how to protect your belongings and interior improvements in a coastal community prone to nor'easters.
What Does a Condo Insurance Agent in Wells Cost?
Condo insurance in Maine typically costs between 300 and 700 dollars per year for a standard HO-6 policy. Factors include the unit value, location in Wells near the coast, and the deductible you choose. Flood insurance through the NFIP adds 500 to 1,500 dollars annually depending on flood zone. This is general information and not insurance advice.
* Cost estimates are general ranges based on publicly available data and compiled using automated research tools. Actual fees vary by agent and case complexity. This is not insurance advice — consult directly with an agent for fee specifics.
Frequently Asked Questions
What does a condo insurance agent in Wells do?
A condo insurance agent reviews your associations master policy to identify what is not covered. They then help you buy an HO-6 policy that covers your personal property, interior walls, and liability. They also advise on flood insurance which is often needed in coastal Wells.
Is condo insurance required by Maine law?
Maine law does not require individual condo owners to carry insurance. However your condominium association documents may require you to have a personal policy. Most lenders also require coverage if you have a mortgage.
How does a master policy affect my condo insurance in Wells?
The master policy covers the building structure and common areas. Your personal policy covers everything inside your unit from the drywall inward. An agent in Wells can help you match your coverage to the master policy terms so there are no gaps.
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BeforeInsuranceUSA.com is not an insurance agency, agent referral service, or insurance advice provider. No agent-client relationship is formed by submitting a form or using this site. We do not endorse, recommend, or vouch for the qualifications of any agent. Past results do not guarantee future outcomes. Each situation is different. Verify agent credentials with your state department of insurance before hiring.
About Our Listings
Agents listed on BeforeInsuranceUSA.com are compiled from publicly available directories, state department of insurance records, and business listings. Inclusion does not constitute endorsement. We do not verify agent licensing, disciplinary status, or qualifications. Verify each agent's current standing with the Department of Insurance of Maine.