The top-rated condo insurance agent in Bowie, Maryland is James Busia - State Farm Insurance Agent, rated 4.9 stars across 251 reviews. Other highly rated options include Angela Yancey - State Farm Insurance Agent, Shanna Stringfield - State Farm Insurance Agent, Cinawaye Elivert - State Farm Insurance Agent. This directory lists 19 condo insurance agents serving Bowie.
Comparison
| # | Name | Address | Phone |
|---|---|---|---|
| 1 | James Busia - State Farm Insurance Agent | 14300 Gallant Fox Ln Ste 225 | (301) 249-1100 |
| 2 | Angela Yancey - State Farm Insurance Agent | 3060 Mitchellville Rd #103 | (301) 464-2108 |
| 3 | Shanna Stringfield - State Farm Insurance Agent | 6915 Laurel - Bowie Rd # 306 | (301) 262-3800 |
| 4 | Cinawaye Elivert - State Farm Insurance Agent | 3060 Mitchellville Rd #103 | (301) 574-3001 |
| 5 | Roosevelt Elivert: Allstate Insurance | 3000 Mitchellville Rd | (301) 390-8100 |
| 6 | Ron Blount - State Farm Insurance Agent | 4361 Northview Dr | (301) 352-3030 |
| 7 | Allstate Insurance: McGovern Kilby Insurance Services | 16701 Melford Blvd #125 | (301) 464-1900 |
| 8 | Rob Brown - State Farm Insurance Agent | 10274 Lake Arbor Way # 210 | (240) 455-6187 |
| 9 | KALLA INSURANCE AGENCY | 16701 Melford Blvd Suite 400 | (240) 601-9097 |
| 10 | Siska Insurance | 3020 Mitchellville Rd #201 | (301) 218-9000 |
James Busia – State Farm Insurance Agent serves the Bowie, Maryland area as a dedicated condo insurance agent. This agency provides personalized coverage options for condominium owners, helping protect the interior of individual units against common perils. Policies often address personal property, liability, and loss assessment coverage as needed by local condo associations. Additional services include auto insurance and life insurance to create a complete financial plan. The agency specializes in tailoring condo insurance policies to meet the unique requirements of Bowie residents.
Angela Yancey - State Farm Insurance Agent in Bowie, MD provides a full range of condo insurance services, including coverage for personal property, liability protection, and loss of use. It offers ongoing service plans that allow policyholders to review and adjust their deductibles and coverage limits as their needs change. Clients can discuss scheduled personal property endorsements for valuable items. The agency also facilitates annual policy check-ins. It services single-family homes, apartments, retail establishments, and restaurants.
Serving homeowners, property managers, and condo association boards in Bowie, Maryland, Shanna Stringfield - State Farm Insurance Agent specializes in tailored condo insurance policies. The agency helps clients secure coverage for personal belongings, interior structural improvements, and liability protection within their units. Individual policies are designed to complement master association plans, ensuring comprehensive coverage for each policyholder. Understanding the specific needs of condominium owners, the agency also assists with renters insurance for tenants. Its service area extends northward to include the neighboring community of Crofton, Maryland.
Cinawaye Elivert - State Farm Insurance Agent serves Bowie, Maryland, and surrounding communities, handling condo insurance policies for local homeowners and property investors. The agency provides coverage tailored to condominium ownership, including protection for personal belongings, liability, and interior structural improvements. Catastrophic perils such as fire, theft, and water damage are addressed in typical policies. To complete a standard condo insurance job, the agent first assesses the client’s specific unit needs and HOA master policy gaps, then recommends a customized plan that ensures adequate personal coverage.
For condo owners, firms may offer either single-visit policy setups or ongoing account management. Roosevelt Elivert: Allstate Insurance, located in Bowie, MD, provides coverage tailored to protect individual units and shared building structures against common risks. Clients initially review their specific needs to select a policy, and adjustments can be made annually during renewal periods. Service runs primarily on a scheduled annual basis, with optional as-needed consultations for policy changes or claims support throughout the year.
Ron Blount - State Farm Insurance Agent in Bowie, MD offers tailored condo insurance policies designed to cover interior improvements, personal property, and liability common in community living. The agency also provides general homeowners and auto coverage service to local residents. Thorough policy reviews help clients understand shared master policy gaps. It assists with adjusting deductibles and adding loss assessment coverage, especially when seasonal storms or association claims create unexpected out-of-pocket costs.
Spring storms often bring unexpected roof damage to Bowie condos, prompting unit owners to review their coverage for gaps. Allstate Insurance: McGovern Kilby Insurance Services in Bowie specializes as a condo insurance agent, helping policyholders understand their master policy limits and personal property needs. They evaluate individual liability exposures and recommend appropriate add-ons for appliances and interior upgrades. A consultation starts with a review of the current declaration page and condominium bylaws to identify missing coverage. This initial assessment sets the foundation for building a customized policy.
Rob Brown – State Farm Insurance Agent in Bowie, MD, provides general guidance on property protection for condominium owners. The agency helps clients understand the nuances of condo insurance, including coverage for interior improvements and personal belongings that a master policy does not cover. They can serve owners seeking policies for residential units, commercial offices located in mixed-use condominium buildings, associated warehouses that require supplemental liability, and food service establishments operating within such complexes that need specialized equipment coverage.
KALLA INSURANCE AGENCY provides residential condo insurance to property owners in Bowie, MD. Commercial condominium coverage is also available for businesses owning units within local associations. The agency serves clients throughout Bowie and the surrounding Prince George’s County area. Individual policies are reviewed to account for shared building structures and personal liability. Customers frequently return for updates after each association’s annual master policy renewal or for adjusting coverage following unit renovations between regular service visits.
Siska Insurance in Bowie, MD is a focused provider of condo insurance coverage for local unit owners. It offers policies that address the specific needs of condominium living, including coverage for interior fixtures, personal property, and liability protection separate from a homeowner’s association master policy. The agency helps clients in Bowie evaluate their personal loss assessment exposure and choose appropriate interior limits. For added protection, Siska Insurance can include water backup coverage for damage from drains or sump pump failures.
What Does a a Condo Insurance Agent in Bowie Cost?
Condo insurance in Maryland typically costs between 300 and 600 dollars per year for a standard HO-6 policy. Factors like your unit location, coverage limits, and deductible amount affect the premium. Adding loss assessment coverage or increased personal property limits will raise the cost. This is general information and not insurance advice.
About condo insurance agents in Bowie
Condo insurance agents in Bowie Maryland help unit owners secure HO-6 policies that cover personal property and interior improvements. Maryland law requires condo associations to carry a master policy but that policy does not cover your personal belongings or liability. An agent can explain how the master policy deductible affects your individual coverage needs.
Frequently Asked Questions
What does a condo insurance agent in Bowie do?
A condo insurance agent helps you choose an HO-6 policy that covers your personal property, interior walls, and liability. They also explain how the association master policy deductible applies to your unit. The agent can compare quotes from different carriers to find suitable coverage.
Is condo insurance required in Maryland?
Maryland law does not require individual condo insurance but your condominium association bylaws almost always require it. Most lenders also require an HO-6 policy if you have a mortgage. The policy protects you from financial loss due to fire, theft, or water damage inside your unit.
How does the master policy deductible affect my condo insurance?
Many Maryland condo associations have a master policy deductible between 5000 and 25000 dollars. If a claim involves common areas your individual HO-6 policy may cover that deductible. An agent can help you choose a loss assessment endorsement to cover this gap.
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