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Find Condo Insurance Agents Near You in Amherst, MA
Looking for a condo insurance agent in Amherst? Review the directory below to compare your options.
6 agents listed
Updated May 2026
Amherst, MA
Important: Listings are compiled from publicly available sources and have not been independently verified by BeforeInsuranceUSA.com. We do not endorse any agent or guarantee outcomes. Verify licensing and disciplinary status with the Department of Insurance of Massachusetts before hiring.
Showing 6 condo insurance agents in Amherst, MA
Listings are displayed in no particular order and are not ranked by BeforeInsuranceUSA. Order does not constitute a recommendation or endorsement of any agent.
Encharter Insurance
25 N University Dr, Amherst, MA 01002
(855) 899-0305
encharter.com
Bresnahan Insurance Agency Inc
231 Triangle St, Amherst, MA 01002
(413) 549-1100
bresnahaninsurance.com
Five College Home Insurance Solutions
101 University Dr, Amherst, MA 01002
(413) 402-6658
home-insurance-amherst.com
Amherst Insurance
20 Gatehouse Rd, Amherst, MA 01004
(413) 253-5555
amherstins.com
Amherst Life Insurance Inc.
183 University Dr, Amherst, MA 01002
(413) 307-0921
Five College Home Insurance Solutions
64 Spring St #12, Amherst, MA 01002
(413) 402-6658
home-insurance-amherst.com
A condo insurance agent in Amherst Massachusetts helps you understand the unique coverage needs for your unit. Massachusetts law requires condo associations to carry a master policy, but that policy often does not cover your personal belongings or interior improvements. An agent can explain how an HO6 policy fills those gaps and meets your lender requirements.
What Does a Condo Insurance Agent in Amherst Cost?
Condo insurance in Massachusetts typically costs between 300 and 600 dollars per year for a standard HO6 policy. Factors like your unit location in Amherst, the deductible on the master policy, and the amount of personal property coverage affect the premium. This is general information and not insurance advice.
* Cost estimates are general ranges based on publicly available data and compiled using automated research tools. Actual fees vary by agent and case complexity. This is not insurance advice — consult directly with an agent for fee specifics.
Frequently Asked Questions
What does a condo insurance agent in Amherst do?
A condo insurance agent reviews your association master policy and recommends an HO6 policy to cover your personal property, interior fixtures, and liability. They also help you choose the right loss assessment coverage for common area deductibles.
Do I need condo insurance if the association has a master policy?
Yes. The master policy typically covers the building structure and common areas but not your personal belongings, upgrades, or liability. Massachusetts lenders usually require you to have an HO6 policy to protect your investment.
How is Massachusetts condo insurance different from other states?
Massachusetts uses a statutory form for HO6 policies that includes specific coverage for unit owner improvements and betterments. State law also requires the association to disclose the master policy details so you and your agent can identify coverage gaps.
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BeforeInsuranceUSA.com is not an insurance agency, agent referral service, or insurance advice provider. No agent-client relationship is formed by submitting a form or using this site. We do not endorse, recommend, or vouch for the qualifications of any agent. Past results do not guarantee future outcomes. Each situation is different. Verify agent credentials with your state department of insurance before hiring.
About Our Listings
Agents listed on BeforeInsuranceUSA.com are compiled from publicly available directories, state department of insurance records, and business listings. Inclusion does not constitute endorsement. We do not verify agent licensing, disciplinary status, or qualifications. Verify each agent's current standing with the Department of Insurance of Massachusetts.