The top-rated condo insurance agent in Cambridge, Massachusetts is Relation Insurance - Garrity Group, rated 4.9 stars across 342 reviews. Other highly rated options include Insurify, Eagle Trust Insurance, econosurance. This directory lists 15 condo insurance agents serving Cambridge.
Comparison
| # | Name | Address | Phone |
|---|---|---|---|
| 1 | Relation Insurance - Garrity Group | 545 Concord Ave | (617) 354-4640 |
| 2 | Insurify | 201 Broadway Floor 6 | (833) 307-1453 |
| 3 | Eagle Trust Insurance | 125 Cambridgepark Dr Suite 301 | (617) 625-8400 |
| 4 | econosurance | 125 Cambridgepark Dr Suite 301 | (617) 864-2444 |
| 5 | Gallagher Insurance, Risk Management & Consulting | 9 Camp St | (877) 977-1898 |
| 6 | Ralph J Galante Insurance Agency Inc | 1939 Massachusetts Ave | (617) 864-5586 |
| 7 | Al Ponte Insurance | 819 Cambridge St | (617) 492-7600 |
| 8 | Fucillo & Sasso Associates Insurance | 599 Cambridge St suite c-2 | (617) 621-3516 |
| 9 | Thomas F Coughlin Insurance Agency | 1303 Cambridge St | (617) 876-1127 |
| 10 | Consumer Insurance Agency | 2350 MA-2A | (617) 545-3036 |
Relation Insurance - Garrity Group serves the Cambridge, Massachusetts area as a dedicated condo insurance agent. The company helps unit owners secure policies that protect their personal property and interior structures from common perils like fire, theft, and water damage. It also works with condo associations to arrange master policy coverage for common areas and building exteriors. In this capacity, the agency handles loss assessment endorsements and personal liability protection for individual policyholders.
Insurify in Cambridge, Massachusetts offers a comprehensive range of condo insurance services, including policy consultation and coverage assessment. Its service plans feature ongoing risk evaluation tailored to local condominium bylaws and association requirements. Routine policy reviews are provided to ensure appropriate protection against common property liabilities. The agency serves a variety of property types, covering single-family homes, apartments, and retail with dedicated insurance solutions. It also extends its expertise to condominium restaurants, addressing the unique coverage needs of these mixed-use commercial and residential spaces.
Eagle Trust Insurance serves homeowners, property managers, and small businesses in Cambridge, Massachusetts, by connecting them with condo insurance policies that protect units and common-area liabilities. It assesses local building risks, including shared roof and hallway damages, to recommend suitable coverage levels and deductibles. Residents benefit from guidance on personal property protection and loss assessment endorsements common in condo associations. The agency also assists clients in the neighboring Boston metro area, including Somerville and Allston, with comparable property insurance needs.
As a condo insurance agent serving Cambridge, MA, and the surrounding communities, econosurance handles policies that protect the shared structure and individual unit owner assets. It works with common challenges such as reconciling master policy coverage with personal belongings coverage and liability limits. Typical jobs involve assessing the specific risks associated with older multi-unit buildings in the area. The general approach it uses involves comparing multiple carrier options to match the balance of cost and protection each client requires.
Gallagher Insurance, Risk Management & Consulting provides personalized guidance on safeguarding condominium units and shared building assets in the Cambridge area. Its specialists help clients tailor policies that address individual unit coverage needs alongside master insurance gaps. The firm’s risk advisory services extend beyond standard condo protections to include business insurance for local commercial sectors such as offices, warehouses, and food service operations.
For clients requiring more than a single policy, Ralph J Galante Insurance Agency Inc offers both one-time coverage and continuing service options. As a condo insurance agent serving Cambridge, MA, the company works with property owners to address liability protection and interior structural needs, complementing master policies. Service operates on an as-needed basis, allowing policyholders to request consultations or adjustments without a recurring schedule.
Al Ponte Insurance specializes in helping Cambridge condo owners secure tailored coverage for their individual units, addressing the gap between a master policy and personal belongings. Its general service includes guiding clients through policy options that protect against liability, interior damage, and loss of use. Throughout the year, it assists with navigating the unique insurance challenges of multi-unit buildings, such as shared plumbing or roof repairs. As tenants return after winter, it helps convert seasonal condos to active occupancy, ensuring no coverage lapses are overlooked.
As winter winds buffet the Charles River, Cambridge condos face risks like burst pipes and ice dam damage. Fucillo & Sasso Associates Insurance helps area residents secure policies that cover such seasonal perils while addressing the unique master policy gaps of multi-unit buildings. They work with board requirements and individual unit owner needs, reviewing dwelling coverage and personal liability limits. A typical engagement begins with an inspection of the unit’s interior risks and common-area exposures to match coverage accurately.
Thomas F Coughlin Insurance Agency provides condo insurance services in Cambridge, Massachusetts, addressing the specific needs of individual unit owners. It also offers the ability to add endorsements for special assessments or ordinance and law coverage, which protect against unexpected building code upgrades. The agency works with clients to secure policies for residential properties, as well as commercial sectors such as offices, warehouses, and food service establishments.
What Does a a Condo Insurance Agent in Cambridge Cost?
Typical condo insurance costs in Massachusetts range from 300 to 800 dollars per year for standard HO-6 policies. Factors include the unit location in Cambridge, the building age, and the coverage limits you choose. Higher deductibles can lower your premium while adding loss assessment coverage may increase it. This is general information and not insurance advice.
About condo insurance agents in Cambridge
Condo insurance agents in Cambridge Massachusetts help unit owners secure HO-6 policies that cover personal property and interior structural improvements. Massachusetts condominium law requires the association to insure common areas but owners must protect their own belongings and upgrades. An agent can explain how your master policy and individual coverage work together.
Frequently Asked Questions
What does a condo insurance agent in Cambridge do?
A condo insurance agent helps you find an HO-6 policy that covers your personal property, liability, and interior improvements. They review your association master policy to identify gaps in coverage. They also advise on loss assessment coverage for special charges from the condo board.
Is condo insurance required in Massachusetts?
Massachusetts does not state law require condo insurance for unit owners. However most mortgage lenders require an HO-6 policy. Many condo associations also require owners to carry liability and property coverage in their bylaws.
How does Massachusetts law affect condo insurance?
Massachusetts General Laws Chapter 183A governs condominiums and requires the association to insure common areas. Unit owners are responsible for their own unit interior and personal property. A local agent can help you understand how these rules apply to your specific building.
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