Important: Listings are compiled from publicly available sources and have not been independently verified by BeforeInsuranceUSA.com. We do not endorse any agent or guarantee outcomes. Verify licensing and disciplinary status with the Department of Insurance of Massachusetts before hiring.
Showing 4 condo insurance agents in Franklin, MA
Listings are displayed in no particular order and are not ranked by BeforeInsuranceUSA. Order does not constitute a recommendation or endorsement of any agent.
Berry Insurance
31 Hayward St Ste J, Franklin, MA 02038
(508) 528-5200
berryinsurance.com
Deland, Gibson Insurance Associates — Franklin
51 W Central St, Franklin, MA 02038
(508) 528-3310
delandgibson.com
Neighborhood Insurance
Franklin Center Commons II, 17 Main St, Franklin, MA 02038
(508) 528-5100
neighborhoodinsurance.com
Guardian Angel Insurance
195 Main St #2, Franklin, MA 02038
(339) 219-1333
What Does a Condo Insurance Agent in Franklin Cost?
Condo insurance in Massachusetts typically costs between 200 and 600 dollars per year for a standard HO-6 policy. Factors that affect cost include the value of your personal property, the deductible amount, and the location of your unit in Franklin. Loss assessment coverage and higher liability limits will increase the premium. This is general information and not insurance advice.
* Cost estimates are general ranges based on publicly available data and compiled using automated research tools. Actual fees vary by agent and case complexity. This is not insurance advice — consult directly with an agent for fee specifics.
Frequently Asked Questions
What does a condo insurance agent in Franklin do?
A condo insurance agent in Franklin helps you find an HO-6 policy that covers your personal belongings, interior walls and fixtures, and liability. They also explain how your policy coordinates with the condo associations master policy. Massachusetts law does not require unit owners to buy insurance but most lenders do.
Do I need condo insurance if the association has a master policy?
Yes you still need your own HO-6 policy. The master policy typically covers the building structure and common areas but not your personal property or interior upgrades. Your policy also covers the master policy deductible which can be thousands of dollars in Massachusetts.
What is loss assessment coverage in Massachusetts condo insurance?
Loss assessment coverage pays your share of a special assessment from the condo association for a covered loss. For example if a fire damages the building and the master policy deductible is 10000 dollars your assessment could be 2000. Your HO-6 policy can cover that amount up to your chosen limit.