The top-rated condo insurance agent in Middleborough, Massachusetts is Patriot Growth Insurance Services (FBinsure) - Middleboro, rated 4.8 stars across 89 reviews. Other highly rated options include T.M. Ryder Insurance Agency, Inc., Kevin Sullivan Insurance, Barnicoat Insurance Inc. This directory lists 13 condo insurance agents serving Middleborough.
Comparison
| # | Name | Address | Phone |
|---|---|---|---|
| 1 | Patriot Growth Insurance Services (FBinsure) - Middleboro | 148 W Grove St | (508) 947-3036 |
| 2 | T.M. Ryder Insurance Agency, Inc. | 43 E Grove St #3 | (508) 947-7600 |
| 3 | Kevin Sullivan Insurance | 29 Samoset Street | (508) 998-0512 |
| 4 | Barnicoat Insurance Inc | 454 W Grove St #4 | (508) 947-0955 |
| 5 | Deb Sylvia Insurance | 161 E Grove St #4 | (508) 947-1614 |
| 6 | Bankers Life | 16 Commerce Blvd Ste 3 | (508) 923-5650 |
| 7 | Horace Mann Insurance Vernamonti Agency | 70 E Grove St #2 | (508) 947-6684 |
| 8 | Eastern Insurance Group LLC | 151 Campanelli Dr | (508) 923-2201 |
| 9 | Melissa Rodriguez, Bankers Life Agent | 16 Commerce Blvd Ste 3 | (774) 435-9002 |
| 10 | John K Olivieri Insurance: Olivieri Ken | 64 E Grove St | (508) 947-1818 |
Patriot Growth Insurance Services (FBinsure) - Middleboro provides residential condo insurance solutions for condominium unit owners in the Middleborough area. This agency also addresses commercial coverage needs for local businesses and property managers. Their service area extends across surrounding communities, helping residents protect their individual units and personal belongings. Clients receive dedicated support for policy inquiries and claims assistance. The team encourages follow-up consultations between regular visits to adjust coverage as personal circumstances or building policies change.
T.M. Ryder Insurance Agency, Inc. provides a full range of condo insurance services to protect individual unit owners and entire associations. These services typically include coverage for interior structures, personal belongings, and liability protection against common-area accidents. The agency helps clients understand policy details and maintain adequate coverage as property values evolve. It offers ongoing support for filing claims and adjusting policies when ownership changes occur. The company serves condominium owners and associations, as well as single-family homes, apartments, retail establishments, and restaurants in Middleborough, MA.
Kevin Sullivan Insurance in Middleborough, MA, provides condo insurance for individual condominium unit owners and property managers overseeing such residential communities. The agency helps policyholders secure coverage tailored to their specific condominium association’s master policy requirements, including interior structural protection and personal liability. Agents assess local building risks and replacement costs common to southeastern Massachusetts. The firm also serves clients in the neighboring communities of Lakeville and Bridgewater, ensuring consistent access to property protection solutions.
Barnicoat Insurance Inc serves Middleborough, Massachusetts, and the surrounding communities with specialized condo insurance policies. It handles coverage for individual unit owners, including protection for interior structures, personal property, and liability. The agency works to match each policy with the specific regulations of the local condo association. To handle a typical job, it begins by reviewing the client’s master policy and personal needs before presenting a tailored coverage solution.
Deb Sylvia Insurance in Middleborough, MA offers both one-time and recurring service options for condo insurance needs. The recurring service provides ongoing policy management and annual reviews, while the one-time option suits those seeking a single consultation or policy setup. Coverage includes protection for personal belongings, liability, and interior structural damage not covered by a master association policy. Service runs on a one-time, scheduled, or as-needed basis according to client preference.
Bankers Life specializes in helping Middleborough condo owners secure tailored coverage for shared building structures and individual interior policies. As a local condo insurance agent, it assesses liability risks, personal property protection needs, and association master policy gaps. The agency guides policyholders through common claim scenarios and coverage updates. During New England’s storm season, it assists clients with reviewing wind and flood exclusions to prevent coverage surprises after heavy weather.
As autumn storms bring wind and hail across southeastern Massachusetts, residents of Middleborough often seek specialized coverage for their condominium units. Horace Mann Insurance Vernamonti Agency provides tailored condo insurance policies addressing these seasonal risks and the unique needs of shared-building ownership. Their agents help clarify the distinction between master policies and individual interior protection. To begin any coverage review or update, they schedule a convenient initial assessment of each client’s current policy and personal property valuation.
Eastern Insurance Group LLC in Middleborough, MA provides condo insurance policies that cover individual unit owners. Their standard offerings include protection for interior structures, personal belongings, and liability claims. Specialty add-ons are available to address gaps like loss assessment coverage for shared building repairs and enhanced personal property limits for valuables. This agent assists owners of residential condominiums as well as commercial offices, warehouses, and food service establishments that require tailored property and liability solutions.
Melissa Rodriguez, Bankers Life Agent provides residential condo insurance services in Middleborough and the surrounding communities. She also addresses commercial coverage needs for local condominium associations and property owners within the area. Her work includes advising policyholders on protecting individual units and shared building components alike, following insurance industry standards. Clients frequently return for review sessions between regular visits to confirm their property endorsements still align with changing association requirements.
John K Olivieri Insurance, known as Olivieri Ken, provides condo insurance agent services in Middleborough, MA. Its work involves helping owners protect individual units with tailored coverage for interior structures, personal property, and liability. The company serves clients navigating common area master policies and their own dwelling needs. Policy consultations address local risks like New England weather. Customization of deductibles and loss assessment protection represents a specialty service it can add on.
What Does a a Condo Insurance Agent in Middleborough Cost?
Condo insurance in Massachusetts typically costs between 200 and 600 dollars per year for a standard HO-6 policy. Factors like the unit location in Middleborough, the age of the building, your deductible, and the amount of personal property coverage affect the premium. Actual costs vary by individual case. This is general information and not insurance advice.
About condo insurance agents in Middleborough
Condo insurance agents in Middleborough, Massachusetts help owners protect their units with HO-6 policies. Massachusetts law requires condo associations to carry master policies, but individual unit owners need separate coverage for personal property and interior improvements. Local agents can explain how Middleborough bylaws and state regulations affect your coverage needs.
Frequently Asked Questions
What does condo insurance cover in Middleborough Massachusetts?
A standard HO-6 policy in Massachusetts covers personal property, interior walls and fixtures, and liability. It also provides loss assessment coverage for special assessments from your condo association. Your agent can help you understand the specific limits required by your condo documents.
Do I need condo insurance if my association has a master policy in Middleborough?
Yes, you still need individual coverage. The master policy typically covers the building structure and common areas, but not your personal belongings or interior upgrades. Massachusetts law does not require individual condo insurance, but most lenders and associations do.
How much condo insurance do I need in Middleborough Massachusetts?
You should insure for enough to rebuild your unit interior and replace your personal property. A good rule is to get coverage equal to the value of your improvements and belongings. Your agent can help you calculate the right amount based on your unit size and contents.