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Compare condo insurance agents in Bingham Farms. Review contact information and insurance categorys before you decide.
2 agents listed
Updated May 2026
Bingham Farms, MI
Important: Listings are compiled from publicly available sources and have not been independently verified by BeforeInsuranceUSA.com. We do not endorse any agent or guarantee outcomes. Verify licensing and disciplinary status with the Department of Insurance of Michigan before hiring.
Showing 2 condo insurance agents in Bingham Farms, MI
Listings are displayed in no particular order and are not ranked by BeforeInsuranceUSA. Order does not constitute a recommendation or endorsement of any agent.
Evertree Insurance
30200 Telegraph Rd Ste 350, Bingham Farms, MI 48025
(248) 262-7362
evolving.evertreeinsurance.com
Gravity Insurance Group
30200 Telegraph Rd Ste 105, Bingham Farms, MI 48025
(586) 719-1155
Condo insurance agents in Bingham Farms Michigan help owners understand the difference between the master policy and individual HO-6 coverage. Michigan law requires condo associations to carry insurance for common areas but unit owners must protect their personal property and interior improvements. A local agent can explain how the Michigan Condominium Act affects your specific coverage needs.
What Does a Condo Insurance Agent in Bingham Farms Cost?
Condo insurance in Michigan typically costs between 300 and 600 dollars per year for a standard HO-6 policy. Factors like location unit size and chosen deductibles affect the premium. Coverage for loss assessment or increased interior limits may raise the cost. This is general information not insurance advice.
* Cost estimates are general ranges based on publicly available data and compiled using automated research tools. Actual fees vary by agent and case complexity. This is not insurance advice — consult directly with an agent for fee specifics.
Frequently Asked Questions
What does a condo insurance agent in Bingham Farms do?
A condo insurance agent helps you find an HO-6 policy that covers personal property liability and interior upgrades not included in the association master policy. They also advise on loss assessment coverage for shared expenses after a claim.
Do I need condo insurance if the association has a master policy in Michigan?
Yes. The master policy covers common areas and building structure but does not protect your personal belongings or liability. Michigan law also allows associations to assess unit owners for deductibles and uncovered losses making individual coverage essential.
How does Michigan law affect condo insurance requirements?
Under the Michigan Condominium Act the association must insure common elements but unit owners are responsible for their own unit interiors and personal property. An agent can help you meet any minimum coverage requirements set by your condo board.
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About Our Listings
Agents listed on BeforeInsuranceUSA.com are compiled from publicly available directories, state department of insurance records, and business listings. Inclusion does not constitute endorsement. We do not verify agent licensing, disciplinary status, or qualifications. Verify each agent's current standing with the Department of Insurance of Michigan.