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Find Condo Insurance Agents in Utica, MI

Browse condo insurance agents serving Utica, Michigan. Contact information and addresses listed below.

2 agents listed
Updated May 2026
Utica, MI
Important: Listings are compiled from publicly available sources and have not been independently verified by BeforeInsuranceUSA.com. We do not endorse any agent or guarantee outcomes. Verify licensing and disciplinary status with the Department of Insurance of Michigan before hiring.
Showing 2 condo insurance agents in Utica, MI Listings are displayed in no particular order and are not ranked by BeforeInsuranceUSA. Order does not constitute a recommendation or endorsement of any agent.
Action Insurance Service, Inc.
7659 Auburn Rd, Utica, MI 48317
(586) 739-9080 actionin.com
Beck Insurance
8344 Hall Rd Suite 102, Utica, MI 48317
(586) 731-5800 beck-insurance.com

Condo insurance agents in Utica, Michigan help owners and associations find the right coverage for their specific needs. Michigan law requires condo associations to maintain a master policy, but individual unit owners often need additional coverage for personal property and interior improvements. Local agents can explain how Michigan's Condominium Act affects your insurance requirements.

What Does a Condo Insurance Agent in Utica Cost?

Condo insurance in Michigan typically costs between $300 and $600 per year for a standard policy, though this varies by location, coverage amount, and deductible. Factors like the age of your building, your credit score, and the value of your personal property can change the price. For a condo in Utica, you might pay around $400 annually for basic coverage. This is general information, not insurance advice.

* Cost estimates are general ranges based on publicly available data and compiled using automated research tools. Actual fees vary by agent and case complexity. This is not insurance advice — consult directly with an agent for fee specifics.

Frequently Asked Questions

What does a condo insurance agent in Utica do?
A condo insurance agent helps you find a policy that covers your personal belongings, interior walls, and liability. They also explain how your association's master policy interacts with your individual coverage. Agents in Utica are familiar with local building codes and Michigan insurance regulations.
Is condo insurance required in Michigan?
Michigan law does not require individual unit owners to carry condo insurance, but most mortgage lenders do. Your condo association will have a master policy, but it typically does not cover your personal property or interior upgrades. An agent can help you understand what gaps exist in your coverage.
How do I choose a condo insurance agent in Utica Michigan?
Look for an agent who is licensed in Michigan and has experience with condo policies. Ask about their knowledge of Michigan's Condominium Act and how it affects coverage limits. You can check an agent's license status through the Michigan Department of Insurance and Financial Services.