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Find Condo Insurance Agents Near You in Columbia Heights, MN
Compare condo insurance agents in Columbia Heights. Review contact information and insurance categorys before you decide.
2 agents listed
Updated May 2026
Columbia Heights, MN
Important: Listings are compiled from publicly available sources and have not been independently verified by BeforeInsuranceUSA.com. We do not endorse any agent or guarantee outcomes. Verify licensing and disciplinary status with the Department of Insurance of Minnesota before hiring.
Showing 2 condo insurance agents in Columbia Heights, MN
Listings are displayed in no particular order and are not ranked by BeforeInsuranceUSA. Order does not constitute a recommendation or endorsement of any agent.
Kimberly Nybo - State Farm Insurance Agent
4634 Central Ave NE, Columbia Heights, MN 55421
(763) 571-6111
nyboagency.net
Merary Garcia's Professionals and Insurance 2
4110 Central Ave NE #211, Columbia Heights, MN 55421
(763) 788-0338
merarygarciaagency.com
Condo insurance agents in Columbia Heights, Minnesota help owners understand the unique coverage needs for condominiums. Minnesota law requires condo associations to carry a master policy, but individual owners need an HO6 policy for interior walls, personal property, and liability. A local agent can explain how the Minnesota Condominium Act affects your coverage requirements.
What Does a Condo Insurance Agent in Columbia Heights Cost?
The cost of a condo insurance policy in Columbia Heights, Minnesota typically ranges from 300 to 600 dollars per year for a standard HO6 policy. Factors like the unit value, deductible amount, and location affect the premium. Loss assessment coverage and personal property limits also influence the price. This is general information, not insurance advice.
* Cost estimates are general ranges based on publicly available data and compiled using automated research tools. Actual fees vary by agent and case complexity. This is not insurance advice — consult directly with an agent for fee specifics.
Frequently Asked Questions
What does a condo insurance agent in Columbia Heights do?
A condo insurance agent helps you find an HO6 policy that covers your personal property, interior fixtures, and liability. They also review your association master policy to identify gaps in coverage you might need to fill.
Do I need condo insurance if the association has a master policy?
Yes, the master policy typically covers common areas and the building structure. You still need an HO6 policy for your personal belongings, interior improvements, and liability protection. Minnesota law does not require individual HO6 coverage, but most mortgage lenders do.
How is condo insurance different from renters insurance in Minnesota?
Condo insurance covers the interior structure of your unit, such as walls and floors, while renters insurance only covers personal property. Condo insurance also includes loss assessment coverage for special assessments from the association, which renters insurance does not provide.
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About Our Listings
Agents listed on BeforeInsuranceUSA.com are compiled from publicly available directories, state department of insurance records, and business listings. Inclusion does not constitute endorsement. We do not verify agent licensing, disciplinary status, or qualifications. Verify each agent's current standing with the Department of Insurance of Minnesota.