The top-rated condo insurance agent in Biloxi, Mississippi is Jake Jacobs - State Farm Insurance Agent, rated 5.0 stars across 731 reviews. Other highly rated options include OakTrust Insurance Group, McMurphy Insurance, Tubb Allstate Insurance Agency. This directory lists 18 condo insurance agents serving Biloxi.
Comparison
| # | Name | Address | Phone |
|---|---|---|---|
| 1 | Jake Jacobs - State Farm Insurance Agent | 1978 Popp's Ferry Rd Ste A | (228) 388-7223 |
| 2 | OakTrust Insurance Group | 14507 Lemoyne Blvd | (228) 354-0877 |
| 3 | McMurphy Insurance | 13109 Shriners Blvd ste A | (228) 267-9103 |
| 4 | Tubb Allstate Insurance Agency | 13011 Lorraine Rd A | (228) 271-4064 |
| 5 | SouthGroup Insurance Services/Lighthouse Insurance Services Inc | 2505 Pass Rd | (228) 385-1177 |
| 6 | Coastal Select Insurance, LLC | 1966 Popp's Ferry Rd | (228) 207-3535 |
| 7 | US Select Insurance LLC | 169A Lameuse St | (228) 432-5566 |
| 8 | Beacon Insurance Services, Inc. | 1009 W Howard Ave | (228) 374-0067 |
| 9 | IDR Agency | 15506 Lemoyne Blvd Ste B | (228) 273-4062 |
| 10 | Jimmy Taylor - State Farm Insurance Agent | 2440 Pass Rd | (228) 388-1120 |
Jake Jacobs - State Farm Insurance Agent serves the Biloxi, Mississippi metro area, offering condo insurance policies for local property owners. This agency helps clients understand coverage needs specific to coastal condominium living, including protection for interior structures and personal belongings. Policies are tailored to address potential weather-related risks common along the Gulf Coast. The agency handles both individual unit coverage and umbrella liability insurance options.
OakTrust Insurance Group provides condo insurance services in Biloxi, MS, including customized policy reviews and risk assessments for individual unit owners. It offers ongoing service support to help clients adjust coverage as property values and local regulations change. The agency maintains a clear focus on understanding the unique insurance needs for properties managed by homeowner associations. It serves a range of property types, including single-family homes, apartments, retail spaces, and restaurants.
Homeowners and condo association boards in Biloxi, MS turn to McMurphy Insurance for tailored condo insurance policies covering individual units and common areas. The agency assists with coverage for interior structures, personal liability, and loss assessments that standard homeowners insurance often excludes. It also helps property managers navigate the specific insurance requirements for coastal condominium developments in this Gulf Coast region. Its service area additionally extends to neighboring D’Iberville and the broader Harrison County metro.
Tubb Allstate Insurance Agency serves Biloxi, Mississippi, and the surrounding Gulf Coast communities. It specializes in writing policies tailored for condominium unit owners, covering structural aspects typically not included in a master association policy. Its work includes customizing coverage for personal liability and interior improvements or additions commonly needed in coastal condo complexes. To handle a typical job, it begins with a detailed assessment of individual unit risk by reviewing the association's master policy exclusions, then builds a matched personal coverage package.
For clients deciding between a one-time policy purchase or ongoing service, a condo insurance agent in Biloxi, MS can provide tailored options to match either need. Coverage typically protects unit interiors, personal belongings, and liability within the condominium association’s master policy gaps. SouthGroup Insurance Services/Lighthouse Insurance Services Inc offers guidance on structuring such policies to fit individual unit ownership. Their local agent service operates on an as-needed basis, with clients scheduling consultations or policy reviews individually at their own request.
When hurricane season threatens the Mississippi Gulf Coast, Biloxi condo owners need to ensure their policies cover storm surge and wind damage properly. Coastal Select Insurance, LLC, based in Biloxi, handles this process as a local condo insurance agent, helping residents understand their specific coverage gaps and association requirements. The company works with common regional concerns like flood zones and exterior maintenance liabilities. Tailoring policies to individual unit needs, they start by scheduling an on-site walkthrough to assess the property’s exposures and document current conditions.
US Select Insurance LLC helps Biloxi condo owners find coverage for common perils like wind and water damage. The agency also specializes in arranging additional protection for personal property, liability risks, and loss assessment fees that may arise from shared building structures. Its services are available for residential condos as well as commercial spaces, including small offices, storage warehouses, and food service operations.
Beacon Insurance Services, Inc. specializes in condo insurance policies tailored to Biloxi’s coastal condominium communities. The agency works with owners to secure coverage for individual units, common areas, and personal belongings. Understanding the unique risks in this region, they guide clients through policy options that address both structure and liability needs. Helping local residents ensure their investments are properly protected, Beacon Insurance Services assists with the specific coverage concerns that arise during the peak hurricane and tropical storm season each year.
IDR Agency provides residential condo insurance services in Biloxi, Mississippi. The agency also offers commercial coverage options for condominium associations and property managers in the local area. Their work involves assessing individual unit policies and helping owners understand master policy provisions specific to coastal condos. Clients can reach them for both initial policy setup and claims support. The agency invites policyholders to schedule follow-up or repeat service between regular premium renewal visits to review coverage changes.
Jimmy Taylor - State Farm Insurance Agent in Biloxi, MS, is known for providing personalized condo insurance coverage tailored to coastal property owners. It helps clients protect their individual units with policies that address shared building risks and personal liability concerns common in the area. Services typically include structure, personal belongings, and loss assessment components. The agency also specializes in adding water backup and flood coverage endorsements to standard condo policies.
What Does a a Condo Insurance Agent in Biloxi Cost?
Condo insurance in Mississippi typically costs between 300 and 800 dollars per year for a standard HO6 policy. Flood insurance for a Biloxi condo can add 400 to 1,200 dollars annually depending on the building elevation and flood zone. Windstorm coverage may also increase premiums. These are general estimates and your actual cost will depend on your unit value deductible and location. This information is general and not insurance advice.
About condo insurance agents in Biloxi
A condo insurance agent in Biloxi Mississippi helps you protect your unit from storm damage theft and liability. Mississippi law requires condo associations to carry master policies but individual unit owners still need their own coverage for personal property and interior improvements. Agents familiar with the Gulf Coast can advise on wind and flood insurance options specific to Biloxi.
Frequently Asked Questions
What does a condo insurance agent in Biloxi do?
A condo insurance agent in Biloxi helps you find a policy that covers your personal belongings interior walls and liability. They explain the difference between the association master policy and your individual HO6 policy. They also guide you on flood and windstorm coverage required for coastal properties.
Do I need flood insurance for my Biloxi condo?
Yes flood insurance is often required for condos in Biloxi because the area is in a high risk flood zone. Standard condo policies do not cover flood damage. An agent can help you buy a separate flood policy through the National Flood Insurance Program or a private insurer.
How does Mississippi law affect condo insurance requirements?
Mississippi Code Section 89-9-1 requires condo associations to maintain a master policy for common areas. Individual unit owners must insure their own unit interior and personal property. An agent can explain how this law applies to your specific building and policy.
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