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Looking for a condo insurance agent in Florence? Review the directory below to compare your options.
2 agents listed
Updated May 2026
Florence, NJ
Important: Listings are compiled from publicly available sources and have not been independently verified by BeforeInsuranceUSA.com. We do not endorse any agent or guarantee outcomes. Verify licensing and disciplinary status with the Department of Insurance of New Jersey before hiring.
Showing 2 condo insurance agents in Florence, NJ
Listings are displayed in no particular order and are not ranked by BeforeInsuranceUSA. Order does not constitute a recommendation or endorsement of any agent.
Joseph F. McHugh Insurance Agency, Inc.
300 Broad St, Florence, NJ 08518
(609) 499-0533
mchugh-insurance.com
Joseph F. McHugh Insurance Agency, Inc.
300 Broad St, Florence, NJ 08518
(609) 499-0533
mchugh-insurance.com
A condo insurance agent in Florence, New Jersey helps you navigate the specific coverage requirements for condominium owners. New Jersey law requires condo associations to carry a master policy, but individual unit owners need their own HO-6 policy to cover personal property, interior improvements, and liability. Local agents understand the unique flood risks along the Delaware River and can tailor coverage to your unit.
What Does a Condo Insurance Agent in Florence Cost?
Condo insurance in New Jersey typically costs between 200 and 500 dollars per year for a standard HO-6 policy, depending on your unit value, location, and coverage limits. Flood insurance can add 400 to 1,000 dollars annually. Costs vary by situation based on your deductible, personal property amount, and loss assessment coverage. This is general information and does not constitute insurance advice.
* Cost estimates are general ranges based on publicly available data and compiled using automated research tools. Actual fees vary by agent and case complexity. This is not insurance advice — consult directly with an agent for fee specifics.
Frequently Asked Questions
What does a condo insurance policy in New Jersey typically cover?
A standard HO-6 policy in New Jersey covers personal property, interior walls and fixtures, personal liability, and loss of use. It also provides loss assessment coverage for special assessments from the condo association, which is important under New Jersey law.
Do I need flood insurance for my condo in Florence New Jersey?
Flood insurance is not included in standard condo policies and is required by most lenders if your unit is in a flood zone. Florence is near the Delaware River, so flood risk may be higher. You can purchase a separate flood policy through the National Flood Insurance Program or a private insurer.
How do I choose a condo insurance agent in Florence New Jersey?
Look for an agent licensed in New Jersey who has experience with condominium policies. Ask if they work with multiple insurance carriers so they can compare quotes. Check their familiarity with New Jersey master policy requirements and loss assessment coverage.
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About Our Listings
Agents listed on BeforeInsuranceUSA.com are compiled from publicly available directories, state department of insurance records, and business listings. Inclusion does not constitute endorsement. We do not verify agent licensing, disciplinary status, or qualifications. Verify each agent's current standing with the Department of Insurance of New Jersey.