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Condo Insurance Agents in Ocean Township, NJ

Browse condo insurance agents serving Ocean Township, New Jersey. Contact information and addresses listed below.

4 agents listed
Updated May 2026
Ocean Township, NJ
Important: Listings are compiled from publicly available sources and have not been independently verified by BeforeInsuranceUSA.com. We do not endorse any agent or guarantee outcomes. Verify licensing and disciplinary status with the Department of Insurance of New Jersey before hiring.
Showing 4 condo insurance agents in Ocean Township, NJ Listings are displayed in no particular order and are not ranked by BeforeInsuranceUSA. Order does not constitute a recommendation or endorsement of any agent.
Atlantic Insurance Adjusters, Inc.
1500 Allaire Ave suite 202, Ocean Township, NJ 07712
(732) 918-9400 atlanticinsadj.com
Brenda Skinner - State Farm Insurance Agent
3329 Sunset Ave, Ocean Township, NJ 07712
(732) 774-5257 brendaskinner.com
Bluestone Title
3415 Sunset Ave, Ocean Township, NJ 07712
(732) 440-1760 bluestonetitle.com
Farmers Insurance - Ronald Seruya
1312 Allenhurst Ave, Ocean Township, NJ 07712
(732) 361-1028 agents.farmers.com

Condo insurance agents in Ocean Township New Jersey help unit owners understand coverage gaps between the master policy and personal belongings. New Jersey law requires condo associations to carry a master policy but owners still need individual HO-6 policies for interior fixtures and liability. Local agents guide you through these requirements and tailor a policy to your unit.

What Does a Condo Insurance Agent in Ocean Township Cost?

Typical costs for a condo insurance agent in New Jersey range from 300 to 800 dollars per year for an HO-6 policy. Agents earn a commission from the insurance carrier so their service is often free to you. Your final premium depends on coverage amount deductible location and personal risk factors. This is general information not insurance advice.

* Cost estimates are general ranges based on publicly available data and compiled using automated research tools. Actual fees vary by agent and case complexity. This is not insurance advice — consult directly with an agent for fee specifics.

Frequently Asked Questions

What does a condo insurance agent in Ocean Township do?
A condo insurance agent helps you compare policies from multiple carriers to cover your personal property interior upgrades and liability. They explain how the associations master policy in New Jersey interacts with your individual HO-6 policy so you are not underinsured.
Do I need condo insurance in New Jersey if the association has a master policy?
Yes. New Jersey condo associations typically cover the building exterior and common areas but not your personal belongings or interior walls. An individual HO-6 policy is required by most lenders and protects your assets from theft fire or water damage inside your unit.
How much does condo insurance cost in Ocean Township New Jersey?
Annual premiums for condo insurance in Ocean Township usually range from 300 to 800 dollars depending on your unit value deductible and coverage limits. Factors like location near the coast and claims history also affect the rate. An agent can provide quotes specific to your situation.