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Browse condo insurance agents serving Rutherford, New Jersey. Contact information and addresses listed below.
6 agents listed
Updated May 2026
Rutherford, NJ
Important: Listings are compiled from publicly available sources and have not been independently verified by BeforeInsuranceUSA.com. We do not endorse any agent or guarantee outcomes. Verify licensing and disciplinary status with the Department of Insurance of New Jersey before hiring.
Showing 6 condo insurance agents in Rutherford, NJ
Listings are displayed in no particular order and are not ranked by BeforeInsuranceUSA. Order does not constitute a recommendation or endorsement of any agent.
Progressive Insurance - Claims Office
201 NJ-17 Suite 802, Rutherford, NJ 07070
(800) 274-4499
progressive.com
Dan Meredith Agency, LLC: Allstate Insurance
50 Union Ave, Rutherford, NJ 07070
(201) 355-8090
agents.allstate.com
Maiello & Manzi Insurance Agency
28 Elizabeth St, Rutherford, NJ 07070
(201) 991-0028
mm-insure.com
John Depaola Agency
422 Pascack Road, Rutherford, NJ 07070
(201) 804-7747
thedepaolaagency.com
North East Insurance Agency
301 NJ-17 #800, Rutherford, NJ 07070
(973) 866-5821
northeastagencyllc.com
Berkley Luxury Group
301 NJ-17 N, Suite 900, Rutherford, NJ 07070
(201) 518-2500
berkleyluxurygroup.com
A condo insurance agent in Rutherford New Jersey helps you understand the specific coverage needed for your unit. New Jersey law requires condo associations to carry a master policy, but unit owners need their own HO6 policy for interior walls, personal property, and liability. An agent can explain how the Rutherford area flood zones and local building codes affect your premium.
What Does a Condo Insurance Agent in Rutherford Cost?
Condo insurance in New Jersey typically costs between 200 and 600 dollars per year for a standard HO6 policy. Factors include your unit value, deductible choice, and location in Rutherford. Flood insurance is separate and may cost 400 to 800 dollars annually if you are in a flood zone. This is general information and not insurance advice.
* Cost estimates are general ranges based on publicly available data and compiled using automated research tools. Actual fees vary by agent and case complexity. This is not insurance advice — consult directly with an agent for fee specifics.
Frequently Asked Questions
What does a condo insurance agent in Rutherford do?
A condo insurance agent reviews your association master policy and recommends an HO6 policy to fill coverage gaps. They help you choose the right amount of personal property and liability coverage for your Rutherford unit.
Do I need condo insurance if the association has a master policy in New Jersey?
Yes. The master policy typically covers common areas and the building structure. Your HO6 policy covers your personal belongings, interior improvements, and liability. New Jersey law does not require unit owners to have HO6 coverage but your lender usually will.
How does New Jersey law affect condo insurance requirements?
New Jersey statutes require condo associations to maintain a master policy for the building. Unit owners are responsible for their own interior and personal property. An agent can explain the difference between bare walls and all-in master policies.
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About Our Listings
Agents listed on BeforeInsuranceUSA.com are compiled from publicly available directories, state department of insurance records, and business listings. Inclusion does not constitute endorsement. We do not verify agent licensing, disciplinary status, or qualifications. Verify each agent's current standing with the Department of Insurance of New Jersey.