ADVERTISING DISCLOSURE: BeforeInsuranceUSA.com is an informational directory, not an insurance agency or broker. We do not sell insurance or provide insurance advice. No agent-client relationship is created by using this site. No agent listed on this site has paid for, authorized, or approved their listing. This is an advertisement.
Looking for a condo insurance agent in Somers Point? Review the directory below to compare your options.
2 agents listed
Updated May 2026
Somers Point, NJ
Important: Listings are compiled from publicly available sources and have not been independently verified by BeforeInsuranceUSA.com. We do not endorse any agent or guarantee outcomes. Verify licensing and disciplinary status with the Department of Insurance of New Jersey before hiring.
Showing 2 condo insurance agents in Somers Point, NJ
Listings are displayed in no particular order and are not ranked by BeforeInsuranceUSA. Order does not constitute a recommendation or endorsement of any agent.
Wiser Insurance Agency
718 Shore Rd, Somers Point, NJ 08244
(609) 246-3174
wiseragency.com
David Lieberman: Allstate Insurance
112 Woodland Ave # 202, Somers Point, NJ 08244
(609) 927-3400
agents.allstate.com
Condo insurance agents in Somers Point, New Jersey help owners understand the difference between a master policy and an individual HO-6 policy. New Jersey law requires condo associations to carry a master policy, but that policy often does not cover interior fixtures or personal liability. An agent can explain how to protect your unit and meet any lender requirements.
What Does a Condo Insurance Agent in Somers Point Cost?
Typical condo insurance costs in New Jersey range from 300 to 800 dollars per year for a standard HO-6 policy. Factors like unit location, coverage limits, and deductible amounts affect the price. Coastal areas like Somers Point may have higher premiums due to flood and wind exposure. This is general information, not insurance advice.
* Cost estimates are general ranges based on publicly available data and compiled using automated research tools. Actual fees vary by agent and case complexity. This is not insurance advice — consult directly with an agent for fee specifics.
Frequently Asked Questions
What does a condo insurance agent in Somers Point do?
A condo insurance agent helps you find an HO-6 policy that covers your personal property, interior walls, and liability. They also review your association master policy to identify gaps in coverage. Agents in Somers Point are familiar with local coastal risks like wind and flood.
Is condo insurance required in New Jersey?
New Jersey does not legally require condo insurance, but most lenders will require it if you have a mortgage. Your condo association may also have rules about minimum coverage amounts. An agent can help you meet those requirements.
How does New Jersey law affect my condo insurance?
New Jersey law says condo associations must maintain a master property policy covering common areas. However, this policy usually does not cover your unit interior or personal belongings. An agent can explain your responsibility under the New Jersey Condominium Act.
Free • No Obligation
Compare Condo Insurance Agents
Get matched with agents in Somers Point who handle your type of coverage.
Replace with iframe/embed code from your affiliate network
Affiliate Disclosure
The form above is provided by a third-party insurance marketing service. BeforeInsuranceUSA.com receives compensation when you submit a qualified inquiry. This is a free service with no obligation to hire any agent. Your information is collected and handled by the form provider according to their privacy policy.
Notice
BeforeInsuranceUSA.com is not an insurance agency, agent referral service, or insurance advice provider. No agent-client relationship is formed by submitting a form or using this site. We do not endorse, recommend, or vouch for the qualifications of any agent. Past results do not guarantee future outcomes. Each situation is different. Verify agent credentials with your state department of insurance before hiring.
About Our Listings
Agents listed on BeforeInsuranceUSA.com are compiled from publicly available directories, state department of insurance records, and business listings. Inclusion does not constitute endorsement. We do not verify agent licensing, disciplinary status, or qualifications. Verify each agent's current standing with the Department of Insurance of New Jersey.