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Find Condo Insurance Agents Near You in South Plainfield, NJ

Compare condo insurance agents in South Plainfield. Review contact information and insurance categorys before you decide.

8 agents listed
Updated May 2026
South Plainfield, NJ
Important: Listings are compiled from publicly available sources and have not been independently verified by BeforeInsuranceUSA.com. We do not endorse any agent or guarantee outcomes. Verify licensing and disciplinary status with the Department of Insurance of New Jersey before hiring.
Showing 8 condo insurance agents in South Plainfield, NJ Listings are displayed in no particular order and are not ranked by BeforeInsuranceUSA. Order does not constitute a recommendation or endorsement of any agent.
Frank P Licato Agency LLC
2325 Plainfield Ave #2a, South Plainfield, NJ 07080
(908) 757-5500 licatoagency.com
State Farm Insurance
430 Hamilton Blvd 1st Floor Ste 1W, South Plainfield, NJ 07080
(908) 941-9076 statefarm.com
Strategic Insurance Partners/Kape Insurance
510 Hamilton Blvd, South Plainfield, NJ 07080
(908) 757-6666 kapeinsurance.com
American Title Hub, LLC
277 Durham Ave, South Plainfield, NJ 07080
(862) 375-1000 thetitlehub.com
Amogh Associates Llc
904 Oak Tree Ave Suite B, South Plainfield, NJ 07080
(908) 941-5248 amoghgroup.net
Kathy Jones Agency, LLC
2406 Park Ave, South Plainfield, NJ 07080
(908) 251-2582 kjinsuresnj.com
Farmers Insurance Amogh Agency
904 Oak Tree Ave suite a, South Plainfield, NJ 07080
(908) 941-5248 agents.farmers.com
Ramirez Insurance Agency
142 Oak Tree Ave Suite 1D, South Plainfield, NJ 07080
(609) 451-0475 ramirezins.com

Condo insurance agents in South Plainfield New Jersey help owners protect their unit and personal belongings. New Jersey law requires condo associations to carry a master policy but that coverage often does not include interior fixtures or personal liability. An agent can explain how an HO6 policy fills those gaps and meets your mortgage requirements.

What Does a Condo Insurance Agent in South Plainfield Cost?

Typical annual premiums for a condo insurance policy in South Plainfield New Jersey range from 300 to 600 dollars for basic coverage. Factors like unit location deductible amount and personal property value affect the price. Higher liability limits or additional endorsements such as flood or sewer backup can increase the cost. This is general information and not insurance advice.

* Cost estimates are general ranges based on publicly available data and compiled using automated research tools. Actual fees vary by agent and case complexity. This is not insurance advice — consult directly with an agent for fee specifics.

Frequently Asked Questions

What does a condo insurance agent in South Plainfield do?
A condo insurance agent helps you choose an HO6 policy that covers your unit interior personal property and liability. They review your association master policy to identify what is not covered. They also help you meet the coverage minimums required by your lender.
Do I need condo insurance in South Plainfield New Jersey?
Yes most lenders require an HO6 policy if you have a mortgage. Even if you own outright it is wise to have coverage for interior damage theft and liability. New Jersey law does not require condo insurance by statute but your association bylaws may mandate it.
How is condo insurance different from a homeowners policy in New Jersey?
Condo insurance typically covers the interior of your unit from the studs inward while a homeowners policy covers the entire structure. Condo policies also include loss assessment coverage for shared expenses. New Jersey insurance regulations treat HO6 policies as a distinct product from standard HO3 policies.