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Showing 3 condo insurance agents in Summit, NJ
Listings are displayed in no particular order and are not ranked by BeforeInsuranceUSA. Order does not constitute a recommendation or endorsement of any agent.
Glisel Jimenez - State Farm Insurance Agent
26 Morris Ave, Summit, NJ 07901
(908) 277-4099
gliseljimenez.com
Clyde Paul Insurance Agency
47 Maple St #301, Summit, NJ 07901
(201) 991-7598
clydepaul.com
Elite Insurance New Jersey
816 Old Springfield Ave, Summit, NJ 07901
(732) 426-3464
What Does a Condo Insurance Agent in Summit Cost?
Condo insurance in New Jersey typically costs between 200 and 600 dollars per year for a standard HO6 policy. Factors affecting price include unit location coverage limits deductible amount and the age of the building. Summit properties near flood zones may also require separate flood insurance. This is general information and not insurance advice.
* Cost estimates are general ranges based on publicly available data and compiled using automated research tools. Actual fees vary by agent and case complexity. This is not insurance advice — consult directly with an agent for fee specifics.
Frequently Asked Questions
What does a condo insurance agent in Summit do?
A Summit agent reviews your condo association master policy and recommends an HO6 policy to fill coverage gaps. They help you choose limits for personal property liability and loss assessment coverage that meet New Jersey requirements.
Do I need condo insurance in New Jersey if the association has a master policy?
Yes. The master policy usually covers the building exterior and common areas but not your personal belongings or interior upgrades. An HO6 policy covers your unit contents liability and additional living expenses if your unit becomes uninhabitable.
How does New Jersey law affect condo insurance requirements?
New Jersey does not have a state law requiring condo owners to carry HO6 insurance but most mortgage lenders require it. The New Jersey Condominium Act gives associations authority to require unit owners to maintain certain coverage levels.