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Compare Condo Insurance Agents in Port Jefferson Station, NY
Looking for a condo insurance agent in Port Jefferson Station? Review the directory below to compare your options.
8 agents listed
Updated May 2026
Port Jefferson Station, NY
Important: Listings are compiled from publicly available sources and have not been independently verified by BeforeInsuranceUSA.com. We do not endorse any agent or guarantee outcomes. Verify licensing and disciplinary status with the Department of Insurance of New York before hiring.
Showing 8 condo insurance agents in Port Jefferson Station, NY
Listings are displayed in no particular order and are not ranked by BeforeInsuranceUSA. Order does not constitute a recommendation or endorsement of any agent.
Stephanie Sgroi - State Farm Insurance Agent
612 NY-112, Port Jefferson Station, NY 11776
(631) 473-6941
portjeffagent.com
Frank Raffone - State Farm Insurance Agent
4940 Nesconset Hwy, Port Jefferson Station, NY 11776
(631) 928-9232
sfportjefferson.com
Insurance Suffolk Brokerage
14 Roosevelt Ave, Port Jefferson Station, NY 11776
(631) 909-3004
Newbrook Insurance Agency
14 Roosevelt Ave, Port Jefferson Station, NY 11776
(631) 473-7059
newbrookins.com
Bobby Hull Professional Group Inc.
48 Nesconset Hwy, Port Jefferson Station, NY 11776
(631) 473-6300
bobbyhullinsurance.com
Melissa A Daley Insurance Agency
1010 NY-112 #200, Port Jefferson Station, NY 11776
(631) 542-0101
mlagents.americannational.com
Karras Agency
18 Roosevelt Ave, Port Jefferson Station, NY 11776
(631) 928-5052
karrasagency.com
The Daley Agency Inc
1010 NY-112 #200, Port Jefferson Station, NY 11776
(631) 744-3350
thedaleyagencyinc.com
Condo insurance agents in Port Jefferson Station, New York help owners protect their units and personal property. New York law requires condo associations to carry master policies, but individual owners need HO-6 policies to cover interior improvements and liability. Agents in this Suffolk County community can explain how local building costs and flood zones affect your coverage needs.
What Does a Condo Insurance Agent in Port Jefferson Station Cost?
Typical costs for a condo insurance policy in Port Jefferson Station range from 300 to 800 dollars per year for standard coverage. Factors include unit size, location in a flood zone, coverage limits, and deductible choice. New York requires a minimum 5,000 dollar deductible for wind and hail claims in coastal areas. This is general information, not insurance advice.
* Cost estimates are general ranges based on publicly available data and compiled using automated research tools. Actual fees vary by agent and case complexity. This is not insurance advice — consult directly with an agent for fee specifics.
Frequently Asked Questions
What does a condo insurance agent in Port Jefferson Station do?
A condo insurance agent helps you find an HO-6 policy that covers your unit, personal belongings, and liability. They review your condo associations master policy to identify gaps. They also advise on New York specific requirements like loss assessment coverage.
Do I need condo insurance in New York if the association has a master policy?
Yes, you still need an individual HO-6 policy. The master policy typically only covers the building structure and common areas. Your policy covers interior walls, fixtures, personal property, and liability. New York law does not require individual condo insurance, but most lenders do.
How do New York condo insurance laws affect my coverage?
New York Insurance Law Section 3401 allows insurers to offer HO-6 policies with specific minimum coverage amounts. Your agent can explain how the New York Property Insurance Underwriting Association (NYPIUA) provides coverage if you cannot get a standard policy. Also, New York has a 60 day grace period for premium payments.
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About Our Listings
Agents listed on BeforeInsuranceUSA.com are compiled from publicly available directories, state department of insurance records, and business listings. Inclusion does not constitute endorsement. We do not verify agent licensing, disciplinary status, or qualifications. Verify each agent's current standing with the Department of Insurance of New York.