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Directory of condo insurance agents in St James, New York. Verify credentials with the state department of insurance before hiring.
8 agents listed
Updated May 2026
St James, NY
Important: Listings are compiled from publicly available sources and have not been independently verified by BeforeInsuranceUSA.com. We do not endorse any agent or guarantee outcomes. Verify licensing and disciplinary status with the Department of Insurance of New York before hiring.
Showing 8 condo insurance agents in St James, NY
Listings are displayed in no particular order and are not ranked by BeforeInsuranceUSA. Order does not constitute a recommendation or endorsement of any agent.
James Winter - State Farm Insurance Agent
312 Lake Ave, St James, NY 11780
(631) 981-1000
jamesjwinter.com
Thomas Maher: Allstate Insurance
462 Moriches Rd, St James, NY 11780
(631) 686-5177
agents.allstate.com
Christian Gregory: Allstate Insurance
872 Middle Country Rd, St James, NY 11780
(631) 265-5800
agents.allstate.com
Jim Winter - State Farm Insurance Agent
312 Lake Ave, St James, NY 11780
(631) 584-5929
jameslwinter.com
Tim Fleming: Allstate Insurance
419 N Country Rd Ste 1, St James, NY 11780
(631) 208-5266
agents.allstate.com
Dowling Knipfing Klein Insurance
500 Lake Ave, St James, NY 11780
(631) 584-6222
dkkins.com
Larry Darcey: Allstate Insurance
872 Middle Country Rd, St James, NY 11780
(631) 265-5800
agents.allstate.com
CSI Insurance Agency
271 Lake Ave, St James, NY 11780
(631) 257-5522
csiinsagency.com
A condo insurance agent in St James, New York can help you find a policy that covers your personal property and interior walls. New York law does not require condo owners to carry insurance, but your mortgage lender and condo association likely do. An agent can explain the difference between a master policy and your individual HO-6 policy.
What Does a Condo Insurance Agent in St James Cost?
Typical annual costs for a condo insurance policy in St James, New York range from 300 to 800 dollars. This covers personal property, liability, and loss assessment. Your premium depends on your unit value, deductible, and the insurance company. This is general information and not insurance advice.
* Cost estimates are general ranges based on publicly available data and compiled using automated research tools. Actual fees vary by agent and case complexity. This is not insurance advice — consult directly with an agent for fee specifics.
Frequently Asked Questions
What does a condo insurance agent in St James do?
A condo insurance agent helps you compare policies from different companies. They explain what the condo associations master policy covers and what you need for your unit. They also assist with filing claims and adjusting coverage as needed.
Is condo insurance required in New York?
New York law does not mandate condo insurance for owners. However, most mortgage lenders require it. Your condo associations bylaws may also require you to carry a minimum amount of liability and loss assessment coverage.
How much does condo insurance cost in St James New York?
Typical annual premiums for condo insurance in St James range from 300 to 800 dollars. Factors include your unit value, deductible choice, and location. Costs vary by situation and by the coverage limits you select.
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BeforeInsuranceUSA.com is not an insurance agency, agent referral service, or insurance advice provider. No agent-client relationship is formed by submitting a form or using this site. We do not endorse, recommend, or vouch for the qualifications of any agent. Past results do not guarantee future outcomes. Each situation is different. Verify agent credentials with your state department of insurance before hiring.
About Our Listings
Agents listed on BeforeInsuranceUSA.com are compiled from publicly available directories, state department of insurance records, and business listings. Inclusion does not constitute endorsement. We do not verify agent licensing, disciplinary status, or qualifications. Verify each agent's current standing with the Department of Insurance of New York.