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Compare Condo Insurance Agents in Clayton, NC

Directory of condo insurance agents in Clayton, North Carolina. Verify credentials with the state department of insurance before hiring.

15 agents listed
Updated May 2026
Clayton, NC
Important: Listings are compiled from publicly available sources and have not been independently verified by BeforeInsuranceUSA.com. We do not endorse any agent or guarantee outcomes. Verify licensing and disciplinary status with the Department of Insurance of North Carolina before hiring.
Showing 15 condo insurance agents in Clayton, NC Listings are displayed in no particular order and are not ranked by BeforeInsuranceUSA. Order does not constitute a recommendation or endorsement of any agent.
Wayne Wallace - State Farm Insurance Agent
221 NC 42, Clayton, NC 27527
(919) 731-2211 wayneinsurancenow.com
Chad Richards - State Farm Insurance Agent
110 Flowers Xrds Wy Ste 102, Clayton, NC 27527
(919) 359-2941 claytonsfinsurance.com
Bonnie Burns - State Farm Insurance Agent
11446 Clayton Blvd, Clayton, NC 27520
(919) 553-0422 insurewithbonnie.com
NC Farm Bureau Insurance
570 NC 42, Clayton, NC 27520
(919) 553-8862 ncfbins.com
Stephenson Insurance Associates
481 E Main St, Clayton, NC 27520
(919) 901-3632 stephensoninsuranceagency.com
Jaime Oxendine - State Farm Insurance Agent
868 Gulley Dr, Clayton, NC 27520
(919) 553-8300 claytonsf.com
Gorman Group Insurance, LLC
481 E Main St Suite 105, Clayton, NC 27520
(919) 438-0005 gormangroupinsurance.com
Southern Shield Insurance
476 Shotwell Rd #102, Clayton, NC 27520
(919) 330-1400 southernshield-ins.com
Clayton Insurance
1006 E Main St, Clayton, NC 27520
(919) 553-3031 claytoninsurancenc.com
Family Insurance Agency
632 Pinecroft Dr, Clayton, NC 27520
(919) 550-8530 familyinsurancenc.com
Nobles Insurance Agency, Inc.
104 S Ellington St, Clayton, NC 27520
(919) 553-8676 noblesagency.com
Rich Haag & Associates
476 Shotwell Rd Suite 102 PMB 160, Clayton, NC 27520
(919) 359-8118
Nationwide Insurance: Brian Jenkins Agency
113 Oleander Dr, Clayton, NC 27527
(919) 550-4103 grayfoxins.com
Nationwide Insurance: Fox Insurance Group Inc.
113 Oleander Dr, Clayton, NC 27527
(919) 550-4103 agency.nationwide.com
Right Insurance Agency
10027 Clayton Blvd SUITE 100, Clayton, NC 27520
(919) 900-7339 rightinsuranceagencync.com

Condo insurance agents in Clayton, North Carolina help you protect your unit and personal belongings. North Carolina law requires HOAs to have a master policy, but you still need an individual HO-6 policy for interior walls, fixtures, and personal liability. Local agents understand Clayton flood zones and can tailor coverage to your needs.

What Does a Condo Insurance Agent in Clayton Cost?

Typical condo insurance in North Carolina costs between $300 and $600 per year for a standard HO-6 policy. Higher coverage limits or flood endorsements can increase the premium to $800 or more. Your exact cost depends on your unit value, location, and deductible choice. This is general information, not insurance advice.

* Cost estimates are general ranges based on publicly available data and compiled using automated research tools. Actual fees vary by agent and case complexity. This is not insurance advice — consult directly with an agent for fee specifics.

Frequently Asked Questions

What does a condo insurance policy in Clayton cover?
A standard HO-6 policy covers your personal property, interior walls, and fixtures. It also provides liability protection if someone is injured in your unit. North Carolina law does not require this coverage, but your mortgage lender usually does.
How does the HOA master policy affect my condo insurance?
The HOA master policy covers common areas and the building structure. You need an HO-6 policy to cover your unit improvements and personal belongings. Review your HOA documents to see if the master policy covers original fixtures or only the bare walls.
What factors affect condo insurance costs in Clayton?
Costs depend on your unit location, coverage limits, deductible, and claims history. Flood risk in Clayton can raise premiums. North Carolina law allows insurers to use credit scores and claims history to set rates.