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Find Condo Insurance Agents Near You in Clayton, NC

Browse condo insurance agents serving Clayton, North Carolina. Updated 2026-07-14.

The top-rated condo insurance agent in Clayton, North Carolina is Wayne Wallace - State Farm Insurance Agent, rated 4.9 stars across 284 reviews. Other highly rated options include Chad Richards - State Farm Insurance Agent, Bonnie Burns - State Farm Insurance Agent, Stephenson Insurance Associates. This directory lists 15 condo insurance agents serving Clayton.

Showing 15 condo insurance agents in Clayton, NCListings are displayed in no particular order and are not ranked. Order does not constitute a recommendation or endorsement.

Comparison

Top 10 listings
#NameAddressPhone
1Wayne Wallace - State Farm Insurance Agent221 NC 42(919) 731-2211
2Chad Richards - State Farm Insurance Agent110 Flowers Xrds Wy Ste 102(919) 359-2941
3Bonnie Burns - State Farm Insurance Agent11446 Clayton Blvd(919) 553-0422
4Stephenson Insurance Associates481 E Main St(919) 901-3632
5NC Farm Bureau Insurance570 NC 42(919) 553-8862
6Gorman Group Insurance, LLC481 E Main St Suite 105(919) 438-0005
7Jaime Oxendine - State Farm Insurance Agent868 Gulley Dr(919) 553-8300
8Southern Shield Insurance476 Shotwell Rd #102(919) 330-1400
9Clayton Insurance1006 E Main St(919) 553-3031
10Family Insurance Agency632 Pinecroft Dr(919) 550-8530
WW
221 NC 42
Wayne Wallace - State Farm Insurance Agent
Condo Insurance Agent · Clayton, NC

Wayne Wallace - State Farm Insurance Agent serves Clayton, North Carolina, and the surrounding Johnston County area. The agency offers comprehensive condo insurance policies tailored to the unique needs of condominium unit owners. As a knowledgeable local provider, it focuses on protecting personal belongings and interior fixtures that fall outside a condo association’s master policy. A full range of insurance options is available. The agency handles personal property coverage and liability protection specific to individual condo units.

CR
110 Flowers Xrds Wy Ste 102
Chad Richards - State Farm Insurance Agent
Condo Insurance Agent · Clayton, NC

Chad Richards - State Farm Insurance Agent provides comprehensive condo insurance services for property owners in Clayton, North Carolina. The agency offers personalized coverage options and policy reviews, ensuring clients understand their protection needs. Its maintenance plans focus on helping clients navigate common condo insurance requirements and policy adjustments. The agency serves a range of properties, including single-family homes, apartments, retail spaces, and restaurants.

BB
11446 Clayton Blvd
Bonnie Burns - State Farm Insurance Agent
Condo Insurance Agent · Clayton, NC

Bonnie Burns - State Farm Insurance Agent serves homeowners, businesses, and property managers in Clayton, North Carolina. The agency provides condo insurance policies designed to protect individual units and their contents from common perils. Clients can expect assistance with evaluating coverage options for personal liability and dwelling protection. The office offers professional guidance tailored to local condo communities and association requirements. Service also extends to the nearby Garner area and the greater Raleigh metropolitan region.

SI
481 E Main St
Stephenson Insurance Associates
Condo Insurance Agent · Clayton, NC

Stephenson Insurance Associates serves Clayton, North Carolina, and the surrounding Johnston County communities with condo insurance coverage tailored for local property owners. It handles policies that address both interior unit protection and the shared building responsibilities governed by homeowners associations. A typical job involves reviewing the specific master policy to identify coverage gaps. The agent then structures individual condo insurance plans that match the client’s personal liability needs and dwelling requirements. It approaches each case by assessing the condo association’s bylaws and the client’s asset exposure.

NF
570 NC 42
NC Farm Bureau Insurance
Condo Insurance Agent · Clayton, NC

Spring storms in Clayton can bring unexpected damage to condo roofs and siding, which is why NC Farm Bureau Insurance provides personalized guidance on condo insurance policies. Local homeowners often require coverage that addresses shared building structures and individual interior protection. The agent works with condominium associations and individual unit owners to align policies with community requirements. A thorough inspection of the unit is typically scheduled to assess specific property risks before any initial coverage assessment is finalized.

GG
481 E Main St Suite 105
Gorman Group Insurance, LLC
Condo Insurance Agent · Clayton, NC

Gorman Group Insurance, LLC specializes in securing comprehensive condo insurance policies that protect both interior structures and personal liability. It also provides general insurance services for property owners throughout Clayton, NC, helping clients evaluate coverage gaps specific to shared building elements. The agency assists homeowners in adjusting their deductibles and dwelling limits following major renovations or new appliance installations. Each fall, it reviews wind and hail damage protection to ensure adequate coverage before the region’s winter storms arrive.

JO
868 Gulley Dr
Jaime Oxendine - State Farm Insurance Agent
Condo Insurance Agent · Clayton, NC

Jaime Oxendine - State Farm Insurance Agent in Clayton, NC, provides condo insurance coverage that differs from a homeowners policy by protecting individual unit interiors and personal belongings while the building’s master policy covers common areas. Coverage options include liability protection, loss assessment coverage, and additional living expenses if your unit becomes uninhabitable. Service appointments are available on an as-needed basis.

SS
476 Shotwell Rd #102
Southern Shield Insurance
Condo Insurance Agent · Clayton, NC

As the spring storm season arrives in Clayton, NC, local condominium owners often look to protect their units from wind and water damage. Southern Shield Insurance provides coverage options tailored to these specific needs. They help clients understand the distinction between master policies and individual contents or liability protection. The agency's consultations focus on matching each homeowner’s unique property exposures with appropriate plans. To begin this process, their representative conducts a thorough inspection of the condominium unit’s interior and personal property.

CI
1006 E Main St
Clayton Insurance
Condo Insurance Agent · Clayton, NC

Clayton Insurance helps clients secure protection for their residential properties, with a specialized focus on condo insurance coverage tailored to the unique needs of homeowners in Clayton, NC. This service addresses individual unit liability, personal property, and common area assessments often required by homeowners associations. By collaborating with local property owners to evaluate risks such as weather damage and theft, the company ensures policies match specific building conditions. The agent also serves commercial sectors including offices, warehouses, and food service operations in the region.

FI
632 Pinecroft Dr
Family Insurance Agency
Condo Insurance Agent · Clayton, NC

Family Insurance Agency, located in Clayton, NC, offers residential condo insurance to local homeowners and condominium unit owners, ensuring protection for individual units and shared building structures. The agency also provides commercial coverage for small businesses and rental properties within the Clayton area and surrounding communities. Each policy is designed to address typical regional risks, including storm damage and liability issues common in condominium associations. Clients often return for periodic policy reviews and updates between regular maintenance visits, keeping their coverage aligned with changing property values and association requirements.

NI
104 S Ellington St
Nobles Insurance Agency, Inc.
Condo Insurance Agent · Clayton, NC
(919) 553-8676
noblesagency.com
RH
476 Shotwell Rd Suite 102 PMB 160
Rich Haag & Associates
Condo Insurance Agent · Clayton, NC
(919) 359-8118
NI
113 Oleander Dr
Nationwide Insurance: Brian Jenkins Agency
Condo Insurance Agent · Clayton, NC
(919) 550-4103
grayfoxins.com
NI
113 Oleander Dr
Nationwide Insurance: Fox Insurance Group Inc.
Condo Insurance Agent · Clayton, NC
(919) 550-4103
agency.nationwide.com/nc/clayton/27527/fox-insurance-group-inc
RI
10027 Clayton Blvd SUITE 100
Right Insurance Agency
Condo Insurance Agent · Clayton, NC
(919) 900-7339
rightinsuranceagencync.com

What Does a a Condo Insurance Agent in Clayton Cost?

Typical condo insurance in North Carolina costs between $300 and $600 per year for a standard HO-6 policy. Higher coverage limits or flood endorsements can increase the premium to $800 or more. Your exact cost depends on your unit value, location, and deductible choice. This is general information, not insurance advice.

About condo insurance agents in Clayton

Condo insurance agents in Clayton, North Carolina help you protect your unit and personal belongings. North Carolina law requires HOAs to have a master policy, but you still need an individual HO-6 policy for interior walls, fixtures, and personal liability. Local agents understand Clayton flood zones and can tailor coverage to your needs.

Frequently Asked Questions

What does a condo insurance policy in Clayton cover?

A standard HO-6 policy covers your personal property, interior walls, and fixtures. It also provides liability protection if someone is injured in your unit. North Carolina law does not require this coverage, but your mortgage lender usually does.

How does the HOA master policy affect my condo insurance?

The HOA master policy covers common areas and the building structure. You need an HO-6 policy to cover your unit improvements and personal belongings. Review your HOA documents to see if the master policy covers original fixtures or only the bare walls.

What factors affect condo insurance costs in Clayton?

Costs depend on your unit location, coverage limits, deductible, and claims history. Flood risk in Clayton can raise premiums. North Carolina law allows insurers to use credit scores and claims history to set rates.

Condo Insurance Agents in Other North Carolina Cities

Listings are compiled from publicly available information. Inclusion does not constitute endorsement. Verify each condo insurance agent's credentials and current standing with your state Department of Insurance.