The top-rated condo insurance agent in Wilkes-Barre, Pennsylvania is Eric Rivera - State Farm Insurance Agent, rated 5.0 stars across 190 reviews. Other highly rated options include Berkshire Hathaway GUARD Insurance Companies, Cruz Insurance LLC, Gallagher Insurance, Risk Management & Consulting. This directory lists 12 condo insurance agents serving Wilkes-Barre.
Comparison
| # | Name | Address | Phone |
|---|---|---|---|
| 1 | Eric Rivera - State Farm Insurance Agent | 165 Wilkes-Barre Blvd | (570) 829-3657 |
| 2 | Berkshire Hathaway GUARD Insurance Companies | 39 Public Square | (570) 825-9900 |
| 3 | Cruz Insurance LLC | 200 Spring St | (570) 970-7730 |
| 4 | Gallagher Insurance, Risk Management & Consulting | 1130 PA-315 | (570) 819-2000 |
| 5 | Anthony Gallis - State Farm Insurance Agent | 1611 Sans Souci Pkwy | (570) 822-5506 |
| 6 | Goosehead Insurance - Jeff Roth | 100 Wilkes-Barre Blvd Suite 403 | (570) 408-1646 |
| 7 | J.W. Hoban & Associates | 265 S Main St | (570) 823-0711 |
| 8 | Len Podrasky: Allstate Insurance | 140 Wilkes Barre Township Blvd | (570) 829-5015 |
| 9 | Abraham Hobson Insurance Services | 529 Scott St | (570) 208-5640 |
| 10 | Tasker-Harding Group | 679 Carey Ave | (570) 825-7046 |
Eric Rivera - State Farm Insurance Agent in Wilkes-Barre, PA, offers a range of condo insurance services, including coverage for personal property, liability, and loss of use. The agency provides service plans that involve policy review to ensure adequate protection based on individual needs. Maintenance plans may include guidance on common condo association requirements and individual unit upkeep. The office handles policies for single-family homes, apartments, retail spaces, and restaurants.
Berkshire Hathaway GUARD Insurance Companies serves the Wilkes-Barre area of Luzerne County as a condo insurance agent. This agency provides tailored coverage plans designed specifically for condominium unit owners in the region. Policies address common condo exposures, such as interior structural damage and personal liability from accidents within a unit. The company also assists with loss assessment coverage, which protects owners when the condo association levies special charges for shared property repairs.
Cruz Insurance LLC serves homeowners, businesses, and property managers seeking tailored condo insurance coverage in Wilkes-Barre, Pennsylvania. The agency guides clients through selecting policies that protect individual units and shared building structures from common local risks. It helps property owners understand how master policies interact with their personal liability and contents coverage. Condo associations and individual unit owners alike can receive assistance with assessing appropriate deductible levels and loss assessment protection. Cruz Insurance LLC also extends its services to residents in the greater Scranton metro area.
Gallagher Insurance, Risk Management & Consulting in Wilkes-Barre, PA distinguishes between one-time service options, such as a single policy purchase, and recurring options like annual renewals with coverage adjustments. For condo insurance, coverage typically protects unit interiors, personal belongings, and liability for accidents within the unit or shared building areas. As an agent, the company helps clients understand policy terms and compare applicable endorsements for their specific structures. Service runs on both a scheduled renewal cycle and an as-needed basis, ensuring policies remain current or are updated when circumstances change.
Anthony Gallis - State Farm Insurance Agent serves Wilkes-Barre, Pennsylvania, and the surrounding communities. It handles condo insurance policies designed to protect individual unit owners from property damage and liability risks. Policies typically cover interior structures, personal belongings, and loss-of-use expenses. The agency works with clients to understand their specific building and association requirements. It generally offers a free consultation to review coverage gaps or adjust limits for underlying improvements. This approach helps ensure each policy aligns with personal needs and local housing conditions.
Goosehead Insurance - Jeff Roth offers specialized condo insurance services in the Wilkes-Barre, PA area, focusing on protecting individual units and shared building elements. It works with clients to structure policies that cover interior fixtures, personal liability, and loss assessments from the condo association. The agency helps residents address coverage gaps that standard renters policies miss. It also assists with adjusting deductibles and securing adequate protection for valuable personal belongings. During winter, homeowners receive guidance on preventing burst pipes and managing claims related to ice dam damage.
As winter storms sweep through Wilkes-Barre, condo owners often seek reliable coverage for potential ice damage or frozen pipes. J.W. Hoban & Associates serves as a local condo insurance agent, helping residents match policies to the specific needs of shared-wall living and association requirements. They clarify common coverage gaps between individual units and common areas. This process typically begins with an in-person or virtual review of the property, assessing risks unique to the building’s age and location before offering any policy options.
Len Podrasky: Allstate Insurance works with property owners to secure appropriate coverage for residential condominiums while also offering specialized endorsements to protect interior improvements and personal liability. This agent serves policyholders in Wilkes-Barre, Pennsylvania, helping ensure adequate limits against common condo exposures such as water damage or loss of assessments. Commercial sectors including small offices, light storage warehouses, and limited food service operations can also be served through additional tailored business policies from this location.
Abraham Hobson Insurance Services provides residential condo insurance for property owners in Wilkes-Barre, Pennsylvania, addressing common coverage needs such as dwelling protection and liability. The agency also assists with commercial property insurance when required. Serving clients throughout the local region, they help tailor policies to specific condo association or unit owner requirements. Their staff can follow up to adjust coverage after prior claims or policy reviews, and routine service visits are available to keep current policies aligned with changing property values and local building regulations.
Tasker-Harding Group in Wilkes-Barre, PA is known for offering straightforward guidance to condo owners navigating insurance requirements. The company serves local condominium associations and individual unit owners in the region, helping them secure appropriate coverage for common areas and personal property. Policies typically protect against liability and damage to interior structures that associations do not cover. An insurance agent at Tasker-Harding Group can also add on coverage for loss of personal use during property repairs.
What Does a a Condo Insurance Agent in Wilkes-Barre Cost?
Typical condo insurance costs in Pennsylvania range from USD 300 to USD 800 per year for a standard HO-6 policy. Factors like your unit location in Wilkes-Barre, coverage limits, and deductible affect the premium. Older buildings or areas with higher crime rates may increase costs. This is general information, not insurance advice.
About condo insurance agents in Wilkes-Barre
Condo insurance agents in Wilkes-Barre help owners protect their units and personal property. Pennsylvania law requires condo associations to carry master policies, but individual unit owners need their own HO-6 policy for interior fixtures and liability. Local agents can explain how Pennsylvania Act 84 affects your coverage needs.
Frequently Asked Questions
What does a condo insurance agent in Wilkes-Barre do?
A condo insurance agent helps you find coverage for your unit, personal belongings, and liability. They explain how your associations master policy works and what gaps you need to fill. They also advise on Pennsylvania specific requirements like loss assessment coverage.
Is condo insurance required in Pennsylvania?
Pennsylvania law does not require condo insurance by statute, but most mortgage lenders and condo associations require it. Your association may mandate a minimum amount of liability and property coverage. An agent can help you meet those requirements.
What is loss assessment coverage for Pennsylvania condos?
Loss assessment coverage pays for your share of a special assessment from the condo association after a covered loss. Pennsylvania associations can levy assessments for deductibles or uninsured damages. An agent can recommend a coverage limit, often starting at USD 5,000.
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