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Directory of condo insurance agents in North Smithfield, Rhode Island. Verify credentials with the state department of insurance before hiring.
5 agents listed
Updated May 2026
North Smithfield, RI
Important: Listings are compiled from publicly available sources and have not been independently verified by BeforeInsuranceUSA.com. We do not endorse any agent or guarantee outcomes. Verify licensing and disciplinary status with the Department of Insurance of Rhode Island before hiring.
Showing 5 condo insurance agents in North Smithfield, RI
Listings are displayed in no particular order and are not ranked by BeforeInsuranceUSA. Order does not constitute a recommendation or endorsement of any agent.
Cara Benjamin: Allstate Insurance
125 Eddie Dowling Hwy, North Smithfield, RI 02896
(401) 765-5000
agents.allstate.com
Kaplansky Insurance- N. Smithfield Branch
636 Eddie Dowling Hwy, North Smithfield, RI 02896
(401) 765-1400
kaplansky.com
Bouley Insurance
117 Eddie Dowling Hwy # 3, North Smithfield, RI 02896
(401) 765-6311
Charles L Kirby Agency Inc
75 Eddie Dowling Hwy, North Smithfield, RI 02896
(401) 762-4500
clkirby.com
Hamel & Newton Adjusters LLC
250 Eddie Dowling Hwy Unit 2, North Smithfield, RI 02896
(401) 597-5830
Condo insurance agents in North Smithfield Rhode Island assist owners with HO-6 policies that cover personal property and interior improvements. Rhode Island law requires condominium associations to maintain master policies for common areas. A local agent can help you understand the gap between the master policy and your personal coverage needs.
What Does a Condo Insurance Agent in North Smithfield Cost?
Typical condo insurance costs in Rhode Island range from 200 to 600 dollars per year for a standard HO-6 policy. Factors like your units location in North Smithfield, the age of the building, and your chosen deductible affect the premium. Higher coverage limits for personal property or loss assessment will increase the cost. This is general information and not insurance advice.
* Cost estimates are general ranges based on publicly available data and compiled using automated research tools. Actual fees vary by agent and case complexity. This is not insurance advice — consult directly with an agent for fee specifics.
Frequently Asked Questions
What does a condo insurance agent in North Smithfield do?
A condo insurance agent helps you select an HO-6 policy that covers your personal belongings and interior fixtures. They also advise on loss assessment coverage for special assessments from your condominium association.
Is condo insurance required in Rhode Island?
Rhode Island does not legally require condo insurance for individual owners. However most mortgage lenders and condominium associations require you to carry an HO-6 policy. Check your associations bylaws for specific requirements.
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BeforeInsuranceUSA.com is not an insurance agency, agent referral service, or insurance advice provider. No agent-client relationship is formed by submitting a form or using this site. We do not endorse, recommend, or vouch for the qualifications of any agent. Past results do not guarantee future outcomes. Each situation is different. Verify agent credentials with your state department of insurance before hiring.
About Our Listings
Agents listed on BeforeInsuranceUSA.com are compiled from publicly available directories, state department of insurance records, and business listings. Inclusion does not constitute endorsement. We do not verify agent licensing, disciplinary status, or qualifications. Verify each agent's current standing with the Department of Insurance of Rhode Island.