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Condo Insurance Agents in Johns Island, SC

Browse condo insurance agents serving Johns Island, South Carolina. Contact information and addresses listed below.

7 agents listed
Updated May 2026
Johns Island, SC
Important: Listings are compiled from publicly available sources and have not been independently verified by BeforeInsuranceUSA.com. We do not endorse any agent or guarantee outcomes. Verify licensing and disciplinary status with the Department of Insurance of South Carolina before hiring.
Showing 7 condo insurance agents in Johns Island, SC Listings are displayed in no particular order and are not ranked by BeforeInsuranceUSA. Order does not constitute a recommendation or endorsement of any agent.
Emily Adams - State Farm Insurance Agent
3430 Maybank Hwy Suite A, Johns Island, SC 29455
(843) 737-4910 emilyadamsinsurance.com
Beach Insurance
3464 Maybank Hwy c, Johns Island, SC 29455
(843) 718-0075 beachinsurancellc.com
Palmetto Group Insurance
3690 Bohicket Rd Ste. 2B, Johns Island, SC 29455
(843) 202-0222 palmettogroupinsurance.com
Don Moffett: Allstate Insurance
3241 Maybank Hwy, Johns Island, SC 29455
(843) 530-0499 agents.allstate.com
Oak Insurance
3289 Maybank Hwy Ste 101, Johns Island, SC 29455
(843) 276-7330 oak-insurance.com
Nationwide Insurance: Beach Insurance LLC
3464 Maybank Hwy c, Johns Island, SC 29455
(843) 718-0075 agency.nationwide.com
Insure Kiawah
3690 Bohicket Rd, Johns Island, SC 29455
(843) 819-3304 insurekiawah.com

Condo insurance agents in Johns Island South Carolina help you secure coverage that meets both your personal needs and your condominium associations master policy requirements. South Carolina law does not require condo owners to carry individual insurance but your mortgage lender and HOA bylaws often do. A local agent can explain the difference between walls-in coverage and the associations policy to protect your investment.

What Does a Condo Insurance Agent in Johns Island Cost?

Condo insurance costs in South Carolina typically range from 200 to 600 dollars per year for a standard policy. Factors include the unit value location deductible amount and the coverage limits you choose. Agents in Johns Island can provide quotes based on your specific building and personal property. This is general information and not insurance advice.

* Cost estimates are general ranges based on publicly available data and compiled using automated research tools. Actual fees vary by agent and case complexity. This is not insurance advice — consult directly with an agent for fee specifics.

Frequently Asked Questions

What does a condo insurance policy cover in South Carolina?
A standard SC condo policy covers your personal belongings interior fixtures and liability for injuries in your unit. It also provides loss assessment coverage if the associations master policy has a deductible for a common area claim. You should review your associations bylaws to understand what is already insured.
Is condo insurance required in Johns Island South Carolina?
South Carolina state law does not mandate condo insurance but your mortgage lender will likely require it. Many condominium associations also require owners to carry a minimum amount of liability and loss assessment coverage. Check your HOA documents for specific requirements.
How does a condo insurance agent help with the master policy?
A condo insurance agent reviews your associations master policy to identify gaps in coverage. They then recommend a personal policy that fills those gaps such as covering interior upgrades or higher liability limits. This ensures you are not left paying for damage the association does not cover.