Important: Listings are compiled from publicly available sources and have not been independently verified by BeforeInsuranceUSA.com. We do not endorse any agent or guarantee outcomes. Verify licensing and disciplinary status with the Department of Insurance of South Carolina before hiring.
Showing 3 condo insurance agents in Surfside Beach, SC
Listings are displayed in no particular order and are not ranked by BeforeInsuranceUSA. Order does not constitute a recommendation or endorsement of any agent.
Perry Insurance Group
720-B US-17 BUS, Surfside Beach, SC 29575
(843) 699-2965
perryinsurancegroup.com
Inlet View Insurance
600 Azalea Dr N #105, Surfside Beach, SC 29575
(843) 839-3398
inletviewinsurance.com
Brightway Insurance, The Fraley Agency
1012 16th Ave N Ste 125, Surfside Beach, SC 29575
(843) 941-7788
brightwayfraley.com
What Does a Condo Insurance Agent in Surfside Beach Cost?
Condo insurance in South Carolina typically costs between 300 and 800 dollars per year for an HO6 policy. Coastal areas like Surfside Beach may see higher premiums due to wind and flood risk. Coverage limits deductibles and the age of your building also affect price. This is general information and not insurance advice.
* Cost estimates are general ranges based on publicly available data and compiled using automated research tools. Actual fees vary by agent and case complexity. This is not insurance advice — consult directly with an agent for fee specifics.
Frequently Asked Questions
What does a condo insurance agent in Surfside Beach do?
A condo insurance agent helps you choose an HO6 policy that covers your unit interior and personal belongings. They explain how your policy coordinates with the associations master policy. They also advise on flood and wind coverage needed for coastal properties.
Is flood insurance required for condos in Surfside Beach South Carolina?
Flood insurance is not required by state law but most mortgage lenders in flood zones will require it. Surfside Beach is in a high risk coastal area so agents often recommend separate flood policies through the National Flood Insurance Program.
How does South Carolina law affect condo insurance for owners?
South Carolina Code Section 27-31-210 requires condo associations to maintain a master property policy. Unit owners must still insure their own interior improvements and personal property. Agents can help you understand your responsibility under the state Condominium Act.