The top-rated condo insurance agent in Cedar Hill, Texas is Roslyn Knight - State Farm Insurance Agent, rated 5.0 stars across 721 reviews. Other highly rated options include Rick Smith - State Farm Insurance Agent, Daisy Cano - State Farm Insurance Agent, Tim Gibbs - State Farm Insurance Agent. This directory lists 17 condo insurance agents serving Cedar Hill.
Comparison
| # | Name | Address | Phone |
|---|---|---|---|
| 1 | Roslyn Knight - State Farm Insurance Agent | 642 Uptown Blvd #190 | (972) 293-1300 |
| 2 | Rick Smith - State Farm Insurance Agent | 518 N Hwy 67 | (972) 223-3618 |
| 3 | Daisy Cano - State Farm Insurance Agent | 103 East Belt Line Rd suite m | (469) 272-0101 |
| 4 | Tim Gibbs - State Farm Insurance Agent | 500 W Farm to Market Rd 1382 c | (469) 575-0334 |
| 5 | Safe Hands Insurance Services, LLC | 610 Uptown Blvd ste 2000 | (972) 332-4263 ext. 1 |
| 6 | SouthWestern Insurance | 610 Uptown Blvd Suite 4700 | (972) 291-2926 |
| 7 | Don Atwell and Associates, LLC | 610 Uptown Blvd Suite 4700 | (972) 230-0880 |
| 8 | Les Dixon: Allstate Insurance | 320 W Belt Line Rd # 402 | (972) 291-5858 |
| 9 | Nakira Insurance Agency | 610 Uptown Blvd ste 2000 | (972) 774-5168 |
| 10 | Texas P&C Insurance Agencies, Inc. | 806 N Hwy 67 | (972) 293-2139 |
Roslyn Knight - State Farm Insurance Agent serves the Dallas-Fort Worth metro area, including Cedar Hill, Texas, offering condo insurance to local property owners. This agency provides policies tailored to cover individual unit interiors, personal belongings, and liability protection. They also assist clients with loss assessment coverage and deductible options. Condo insurance here often addresses specific needs like shared structure maintenance and common area contingencies, ensuring residents have appropriate financial safeguards for their homes.
Rick Smith - State Farm Insurance Agent in Cedar Hill, TX provides a full range of condo insurance services including personal property coverage, liability protection, and loss assessment endorsements. It offers flexible policy maintenance options that allow clients to review and update their coverage limits as their needs change. Typical servicing includes annual policy reviews and assistance with claims filing. The company mainly works with condominium owners but also extends its insurance solutions to single-family homes, apartments, retail spaces, and restaurants in the local area.
Daisy Cano in Cedar Hill, Texas provides condo insurance services to local homeowners and property managers. This agency offers policies tailored to protect individual units and shared building structures common in condominium associations. Residents can receive guidance on coverage for personal belongings, liability protection, and loss assessments. The agent assists clients in understanding their master policy obligations and recommends appropriate personal endorsements. Service extends to neighboring communities in the Dallas-Fort Worth metro area including DeSoto and Duncanville.
Tim Gibbs - State Farm Insurance Agent serves Cedar Hill, Texas, and the surrounding Dallas-Fort Worth metro communities. The company handles condo insurance policies for local unit owners and homeowners associations. It provides coverage options for interior structures, personal property, and liability protection specific to condominium living. When a client needs a policy review or coverage adjustment, the agent analyzes the individual condo association master policy and personal belongings to recommend appropriate personal protection limits.
Safe Hands Insurance Services, LLC, located in Cedar Hill, TX, offers both one-time policy placements for new condo purchases and renewable coverage options for established unit owners. These services typically protect interior structures, personal property, and liability exposures common to condominium living in the area. The company tailors each policy to match the master association’s coverage, ensuring no gaps or overlaps. Service for existing clients generally runs on a scheduled annual renewal basis, with as-needed adjustments available for policy changes or claims.
SouthWestern Insurance specializes in tailoring condo insurance policies to cover shared building structures and individual unit liability. It serves residents in Cedar Hill, Texas, providing guidance on specific coverages that protect personal belongings and interior improvements. The agency helps clients navigate insurance requirements set by homeowners associations. It also advises on policies that address water damage risks common during the North Texas spring storm season.
In early spring, many Cedar Hill condo owners reassess their policy limits as roof repairs from winter storms become common. Don Atwell and Associates, LLC provides tailored guidance, helping residents match their condo insurance coverage to the specific requirements of their homeowners association. The agent reviews standard master-policy gaps, such as interior finishes and personal liability. A thorough policy inspection or initial-assessment step is scheduled during the initial consultation to identify all appropriate coverage needs.
Les Dixon: Allstate Insurance works with condo owners in Cedar Hill, TX, to help protect their personal property and financial interests. The agency specializes in adding tailored endorsements for valuable items or water backup coverage, addressing unique risk exposures common to multi-unit dwellings. For commercial clients, the firm offers policies that safeguard liability and assets within professional offices, warehouse operations, and food service establishments.
Nakira Insurance Agency provides residential condo insurance services to clients in Cedar Hill, Texas, helping protect individual units within multi-dwelling buildings. The agency also offers commercial coverage for condo associations or property management firms operating in the surrounding area. Policies are tailored to cover common interior risks, liability, and loss assessments. The agency ensures that policyholders can easily reach out between regular check-ins for adjustments, claims assistance, or coverage questions as their needs change.
Texas P&C Insurance Agencies, Inc. in Cedar Hill, TX is known for providing condo insurance policies tailored to individual unit owners in attached communities. It serves clients throughout the immediate area, helping them navigate master policy gaps and coverage needs. Understanding local weather risks, the agency works to protect personal belongings and interior structures. A specialty service it can add on is loss assessment coverage for shared building expenses.
What Does a a Condo Insurance Agent in Cedar Hill Cost?
Condo insurance in Texas typically costs between 200 and 600 dollars per year for a standard HO-6 policy. Factors that affect cost include your unit location in Cedar Hill, the coverage limits you choose, your deductible amount, and the age of the building. Costs can be higher for units in older buildings or areas with higher crime rates. This is general information and not insurance advice.
About condo insurance agents in Cedar Hill
Condo insurance agents in Cedar Hill, Texas help you understand the unique coverage needs for your unit. Texas law requires that your HO-6 policy fill gaps left by the master association policy. Agents can explain how to match your personal coverage with the association deductible and loss assessment provisions.
Frequently Asked Questions
What does a condo insurance agent in Cedar Hill do?
A condo insurance agent helps you select an HO-6 policy that covers your personal property, interior walls, and liability. They also review your condo association master policy to identify coverage gaps specific to Texas condominium laws.
Do I need condo insurance if the association has a master policy?
Yes, the master policy typically covers only the building structure and common areas. Your personal belongings, interior improvements, and liability are not covered. Texas Insurance Code requires you to maintain your own HO-6 policy for these risks.
How does a loss assessment work for Cedar Hill condos?
A loss assessment occurs when the association charges unit owners for a shared loss not fully covered by the master policy. Your HO-6 policy can include loss assessment coverage, typically up to a certain limit. An agent can help you choose an appropriate amount based on your association bylaws.
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