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Compare Condo Insurance Agents in Melissa, TX

Directory of condo insurance agents in Melissa, Texas. Verify credentials with the state department of insurance before hiring.

2 agents listed
Updated May 2026
Melissa, TX
Important: Listings are compiled from publicly available sources and have not been independently verified by BeforeInsuranceUSA.com. We do not endorse any agent or guarantee outcomes. Verify licensing and disciplinary status with the Department of Insurance of Texas before hiring.
Showing 2 condo insurance agents in Melissa, TX Listings are displayed in no particular order and are not ranked by BeforeInsuranceUSA. Order does not constitute a recommendation or endorsement of any agent.
Brady Paxman - State Farm Insurance Agent
3106 McKinney St #100, Melissa, TX 75454
(972) 837-2121 teampaxman.com
Farmers Insurance - R Curt Feagin
1707 Cooper St, Melissa, TX 75454
(469) 732-3442 agents.farmers.com

Condo insurance agents in Melissa Texas help you secure coverage for your unit and personal belongings. Texas law requires condo owners to understand the master policy and fill gaps with an HO-6 policy. A local agent can explain how the Texas Condominium Act affects your insurance needs.

What Does a Condo Insurance Agent in Melissa Cost?

Condo insurance in Texas typically costs between 150 and 500 dollars per year for a standard HO-6 policy. Factors like your unit value, deductible choice, and location in Melissa affect the premium. Loss assessment coverage and higher liability limits can increase the cost. This is general information and not insurance advice.

* Cost estimates are general ranges based on publicly available data and compiled using automated research tools. Actual fees vary by agent and case complexity. This is not insurance advice — consult directly with an agent for fee specifics.

Frequently Asked Questions

What does a condo insurance agent in Melissa do?
A condo insurance agent helps you find an HO-6 policy that covers your personal property, liability, and improvements. They review your condo associations master policy to identify coverage gaps. They also advise on Texas-specific requirements like loss assessment coverage.
Do I need condo insurance in Texas if my association has a master policy?
Yes, the master policy typically covers the building structure and common areas. You still need an HO-6 policy to protect your personal belongings, interior walls, and fixtures. Texas law does not require HO-6 insurance, but your lender and association may require it.
How do I choose a condo insurance agent in Melissa Texas?
Look for an agent licensed in Texas with experience in condo insurance. Ask if they can explain the difference between bare walls and all-in coverage. A good agent will help you compare quotes from multiple carriers to find suitable coverage.