Important: Listings are compiled from publicly available sources and have not been independently verified by BeforeInsuranceUSA.com. We do not endorse any agent or guarantee outcomes. Verify licensing and disciplinary status with the Department of Insurance of Virginia before hiring.
Showing 19 condo insurance agents in Lynchburg, VA
Listings are displayed in no particular order and are not ranked by BeforeInsuranceUSA. Order does not constitute a recommendation or endorsement of any agent.
Mallori Teegarden - State Farm Insurance Agent
114 Tradewynd Dr ste a, Lynchburg, VA 24502
(434) 528-1234
insurancelynchburg.com
Cothran Schoonover Insurance
7212 Timberlake Rd, Lynchburg, VA 24502
(434) 239-2886
c-sinsurance.com
Chip Harvey - State Farm Insurance Agent
21009 Timberlake Rd, Lynchburg, VA 24502
(434) 237-2975
chipharvey.com
Hedges Insurance Agency LLC
22491 Timberlake Rd, Lynchburg, VA 24502
(434) 237-2021
hedgesinsurance.net
Ben Hildreth - State Farm Insurance Agent
2250 Murrell Rd STE C, Lynchburg, VA 24501
(434) 239-2694
benhildreth.com
Nelles Insurance Solutions
101 Duncraig Dr UNIT 108, Lynchburg, VA 24502
(434) 832-0332
nellesinsurance.com
Carrie Mattox: Allstate Insurance
19423 Forest Rd, Lynchburg, VA 24502
(434) 384-6700
agents.allstate.com
Parr Insurance Services- Lynchburg
2154-B Wards Rd, Lynchburg, VA 24502
(434) 528-8100
parrins.net
Leech & Hicks, Inc. Insurance
2504 Langhorne Rd, Lynchburg, VA 24501
(434) 528-5855
leechandhicks.com
Adams Insurance Agency Inc.
7708 Timberlake Rd, Lynchburg, VA 24502
(434) 455-4333
adamsinsuranceinc.com
Parker, Shelton & Associates Inc. - Insurance Agency
25 Greystone Dr Ste 7, Lynchburg, VA 24502
(434) 239-6936
parkersheltoninsurance.com
Taylor Insurance Agencies
1840 Graves Mill Rd, Lynchburg, VA 24502
(434) 385-1664
gbtaylorins.com
Andy Mathews Agency
2782 Waterlick Rd, Lynchburg, VA 24502
(434) 534-9004
askandysagents.com
Mid-State Insurance Agency
2525 Rivermont Ave, Lynchburg, VA 24503
(434) 528-1001
erieinsurance.com
Bost Insurance
2420 Langhorne Rd, Lynchburg, VA 24501
(434) 846-3274
progressiveagent.com
Campbell Insurance
801 Main St, Lynchburg, VA 24504
(434) 847-5541
campbellins.com
Timberlake Insurance Agency Inc
20190 Timberlake Rd Suite A, Lynchburg, VA 24502
(434) 237-6503
lynchburginsurance.com
Gardner Insurance Solutions, LLC
3723 Old Forest Rd, Lynchburg, VA 24501
(434) 316-5433
jmgardnerinsurance.com
Farmers Insurance Group - The Mann Agency Lynchburg
4849 Fort Ave, Lynchburg, VA 24502
(434) 237-4401
agents.farmers.com
What Does a Condo Insurance Agent in Lynchburg Cost?
The cost of a condo insurance policy in Virginia typically ranges from 200 to 600 dollars per year for a standard HO-6 policy. Factors that affect the premium include the unit location in Lynchburg the amount of personal property coverage and the deductible you choose. Higher risk areas near the James River may have slightly higher rates for flood or wind damage. This is general information and not insurance advice.
* Cost estimates are general ranges based on publicly available data and compiled using automated research tools. Actual fees vary by agent and case complexity. This is not insurance advice — consult directly with an agent for fee specifics.
Frequently Asked Questions
What does a condo insurance agent in Lynchburg do?
A condo insurance agent helps you choose an HO-6 policy that covers your personal belongings and interior walls. They also explain how your policy coordinates with the condo associations master insurance. In Virginia the master policy typically covers the building structure but not your upgrades or liability.
Do I need condo insurance in Lynchburg Virginia?
Yes Virginia law does not require condo insurance but your mortgage lender will likely require it. Even if you own your unit outright an HO-6 policy protects against theft fire and liability. Most Lynchburg condo associations also require proof of coverage in their bylaws.
How does Virginia law affect condo insurance coverage?
Virginia Code Section 55.1-1950 requires condo associations to maintain property insurance on the common elements. Individual owners are responsible for insuring their unit interiors and personal property. Your agent can help you understand the master policy deductible which you may need to cover if the association files a claim.