The top-rated condo insurance agent in Portsmouth, Virginia is Beth Holland - State Farm Insurance Agent, rated 5.0 stars across 670 reviews. Other highly rated options include Rachel Bailey - State Farm Insurance Agent, Nationwide Insurance: Coppedge Insurance Agency Inc., Tracey Vinson - State Farm Insurance Agent. This directory lists 15 condo insurance agents serving Portsmouth.
Comparison
| # | Name | Address | Phone |
|---|---|---|---|
| 1 | Beth Holland - State Farm Insurance Agent | 5907 W Norfolk Rd # 101 | (757) 483-2444 |
| 2 | Rachel Bailey - State Farm Insurance Agent | 355 Crawford St Ste 106 | (757) 337-4265 |
| 3 | Nationwide Insurance: Coppedge Insurance Agency Inc. | 4405 Portsmouth Blvd | (757) 405-3079 |
| 4 | Tracey Vinson - State Farm Insurance Agent | 3900 Greenway Ct N | (757) 399-7595 |
| 5 | Terry Friar - State Farm Insurance Agent | 4355 Portsmouth Blvd | (757) 488-5631 |
| 6 | Heritage Insurance Agency | 3706 Winchester Dr Ste 100 | (757) 399-7951 |
| 7 | Willis Roberts: Allstate Insurance | 6111 Portsmouth Blvd | (757) 204-3221 |
| 8 | Members Assurance Property & Casualty | 1040 University Blvd #102 | (757) 523-5352 |
| 9 | Serenty insurance agency Portsmouth | 5731 Portsmouth Blvd | (276) 444-9328 |
| 10 | Atlantic Charter Insurance Group | 5599 Portsmouth Blvd | (757) 488-0082 |
Beth Holland - State Farm Insurance Agent serves the Portsmouth, VA area with condo insurance guidance. The agency helps unit owners in the region secure tailored policies that address building coverage, personal property protection, and liability needs within a condo association. Clients often require advice on standard HO-6 plans that fill gaps left by the master policy issued by the homeowners' association. Specific services offered here include evaluating policy limits to cover interior fixtures and helping tenants track personal belongings for accurate replacement cost estimates.
Rachel Bailey - State Farm Insurance Agent in Portsmouth, VA, provides a full range of condo insurance services, including policy reviews for individual unit owners and assistance with understanding master policy coverage gaps. Services also include helping clients adjust deductibles and liability limits to match their specific needs. The agency works with owners, renters, and property investors. It services single-family homes, apartments, retail spaces, and restaurants.
Serving homeowners and property managers in Portsmouth, this agency provides condo insurance policies tailored to individual unit owners. It helps clients protect their dwelling and personal property with comprehensive coverage options. The agency also assists with liability protection and loss assessment coverage. Its service area extends throughout the Hampton Roads metropolitan region, including nearby communities like Norfolk and Chesapeake.
Tracey Vinson - State Farm Insurance Agent serves Portsmouth, VA, and the surrounding Hampton Roads communities. It handles condo insurance policies for individual unit owners, covering personal property, liability protection, and structural improvements within the condominium. The agency explains the master policy gap and customizes coverage to address needs specific to local coastal weather exposures. For a typical job, the agent reviews the homeowner association’s master policy details and the client’s current inventory to recommend appropriate loss assessment and dwelling coverage limits.
Terry Friar - State Farm Insurance Agent in Portsmouth, VA provides condo insurance, distinguishing between a one-time policy for a single purchase and recurring service for ongoing coverage needs. This local agency assists with protecting personal property, liability, and the interior structure of a unit. Clients may expect guidance on standard condo association gaps and additional loss assessment options. Service is available on an as-needed basis, allowing policyholders to request consultations or adjustments whenever their situation changes.
Heritage Insurance Agency specializes in helping Portsmouth condo owners tailor coverage for individual units, from interior fixtures to personal liability. As a local condo insurance agent, it also manages association master policy gaps and increasing replacement costs. This agency addresses common regional risks, including storm damage during hurricane season and liability from rental gaps when owners lease their units seasonally.
After a seasonal storm rolls through a coastal city like Portsmouth, many condo owners find themselves reviewing their coverage for needed adjustments. Willis Roberts: Allstate Insurance in Portsmouth, VA, serves this need by offering tailored condo insurance policies for individual units and association requirements. Agents in this coastal area commonly advise on flood risks, liability protections, and building-property distinctions that affect unit-holder responsibility. The straightforward process begins with a scheduled inspection or an initial phone assessment to review existing coverage and property specifics.
Members Assurance Property & Casualty provides essential insurance coverage for condominium owners in the Portsmouth, Virginia area. The company specializes in offering tailored policies that protect individual units and personal belongings. In addition to standard coverage, it can arrange for liability protection and loss assessment add-ons to address gaps in a condo association’s master policy. This agency serves residential clients as well as commercial sectors including local offices, warehouses, and food service establishments located throughout the region.
Serving Portsmouth and the surrounding area, Serenity Insurance Agency Portsmouth offers residential condo insurance tailored to protect individual units within a community. Beyond residential needs, they also provide commercial coverage for local businesses requiring property and liability protection. Operating to safeguard policyholders in Hampton Roads, this agency helps navigate common condo insurance risks such as interior damage and personal liability not covered by a building’s master policy. Clients can expect helpful, patient follow-up to adjust coverage as needed between regular policy reviews or after filing a claim.
Atlantic Charter Insurance Group in Portsmouth, VA is known for offering tailored condo insurance policies that address the specific risks of unit ownership. Its service range includes protection for interior improvements, personal liability, and loss assessment coverage for shared building areas. Standard condo policies from this agency account for the unique structure of homeowner associations and individual co-ownership responsibilities. As a specialty service, it can add on coverage for identity theft restoration following a breach.
What Does a a Condo Insurance Agent in Portsmouth Cost?
Typical condo insurance costs in Virginia range from 200 to 600 dollars per year for a standard HO6 policy. Factors include your unit location deductible amount and coverage limits. Loss assessment coverage adds 25 to 75 dollars annually. This is general information and not insurance advice. Consult a licensed agent for your specific needs.
About condo insurance agents in Portsmouth
A condo insurance agent in Portsmouth Virginia helps you understand the unique coverage needs for your unit. Virginia law requires condominium associations to carry master policies but these often do not cover interior finishes or personal property. An agent can explain how an HO6 policy fills the gap and protects your belongings and liability.
Frequently Asked Questions
What does a condo insurance agent in Portsmouth do?
A condo insurance agent reviews your association master policy and helps you buy an HO6 policy. This policy covers your interior walls floors personal property and liability. The agent also advises on loss assessment coverage for shared building repairs.
Is condo insurance required in Virginia?
Virginia law does not require condo insurance by statute but most mortgage lenders do require an HO6 policy. Your condominium association bylaws may also mandate minimum coverage. An agent can help you meet these requirements.
How does Virginia law affect my condo insurance?
Virginia Code Section 55.1-1962 requires associations to maintain property insurance on common elements. This master policy typically does not cover your unit interior. You need a separate HO6 policy for your personal property and interior improvements.
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