The top-rated condo insurance agent in Richmond, Virginia is Tom Pearson - State Farm Insurance Agent, rated 5.0 stars across 706 reviews. Other highly rated options include Matthew Becker - State Farm Insurance Agent, Insurance Doctor, Hayden Pryor III - State Farm Insurance Agent. This directory lists 46 condo insurance agents serving Richmond.
Comparison
| # | Name | Address | Phone |
|---|---|---|---|
| 1 | Tom Pearson - State Farm Insurance Agent | 9201 Arboretum Pkwy #110 | (804) 745-0533 |
| 2 | Matthew Becker - State Farm Insurance Agent | 1415 W Main St | (804) 275-7799 |
| 3 | Insurance Doctor | 7111 W Broad St | (804) 723-6829 |
| 4 | Hayden Pryor III - State Farm Insurance Agent | 2050 John Rolfe Pkwy | (804) 740-7400 |
| 5 | Brian Cory - GEICO Insurance Agent | 8010 Midlothian Tpke | (804) 591-4797 |
| 6 | Ray Garfinkel - State Farm Insurance Agent | 5400 Glenside Dr c | (804) 288-5470 |
| 7 | Tracey Portillo - State Farm Insurance Agent | 1100 Welborne Dr #204 | (804) 740-7144 |
| 8 | Karla's Insurance Agency, Inc. | 4222 Bonniebank Rd Suite 300 | (804) 221-0782 |
| 9 | Nick Anderson - State Farm Insurance Agent | 8650 Staples Mill Rd | (804) 266-4065 |
| 10 | Mike Rybinski - State Farm Insurance Agent | 2302 E Cary St | (804) 728-2740 |
Tom Pearson - State Farm Insurance Agent serves the Richmond, VA metro area and surrounding counties, specializing in condo insurance. This agency helps condominium owners protect their units and personal belongings. General condo insurance policies through this agent typically cover interior dwelling structures and liability. The agency also assists clients with loss assessment coverage for shared building areas. Handling claims and offering policy reviews are specific services this Richmond agent provides for local condominium associations and individual unit owners.
Matthew Becker - State Farm Insurance Agent in Richmond, VA offers a range of condo insurance services designed to protect personal property and liability. The agency helps clients review coverage options for individual units and shared building areas. Detailed policy consultations are provided to explain how standard maintenance items and common area assessments are handled. These plans aim to align with each unit owner's specific risk exposure and financial needs. The agent services single-family homes, apartments, retail spaces, and restaurants in the Richmond area.
Insurance Doctor in Richmond, VA distinguishes between a one-time policy purchase and ongoing policy management services, which include annual renewals and coverage updates. For condo owners, general common services include providing quotes, explaining coverage limits for personal property and interior fixtures, and assisting with claims paperwork. Such services run on an as-needed basis, allowing clients to request assistance without a fixed schedule.
Hayden Pryor III - State Farm Insurance Agent in Richmond, VA, is known for providing personalized condo insurance policies tailored to individual needs. The agency serves local condo owners seeking comprehensive property damage and liability coverage. It assists clients in comparing deductibles, loss assessment protection, and personal property options. A specialty service is adding scheduled personal property endorsements for high-value items like jewelry or electronics.
Brian Cory at GEICO Insurance Agency in Richmond serves residential clients seeking condo insurance, as well as commercial property coverage. The agency provides tailored policies for condominium owners within the Richmond area, addressing common risks like building damage and liability. Between regular visits, the team follows up with clients to address policy adjustments or claims, ensuring continuous support and convenient repeat service from the same local office.
Ray Garfinkel - State Farm Insurance Agent in Richmond, Virginia is known for providing condo insurance coverage. Its services include policies that address the unique needs of condominium owners, such as protecting interior structures and personal property. The agency offers guidance on the differences between master policies and individual unit coverage, helping customers fill gaps in protection. A specialty service it can add on is liability coverage specifically for accidents occurring on common elements of the condo property.
Tracey Portillo - State Farm Insurance Agent serves the Richmond, Virginia metro area and surrounding counties, specializing in condo insurance policies. The agency helps condo owners protect their personal property, liability, and interior structures not covered by the building’s master policy. Tailored coverage options address common risks for Virginia condominium owners. The agency handles claims assistance for water damage and theft, ensuring clients have reliable support. Customized personal liability protection and loss assessment coverage are specific services it provides for local condo residents.
Karla's Insurance Agency, Inc. provides comprehensive insurance options for condominium unit owners, including coverage for personal property, liability protection, and interior structural damage. The agency works closely with clients to evaluate their individual needs and explain available policy endorsements. Tailored service plans help ensure that each policy aligns with the requirements of the condo association’s master policy. In addition to condominium insurance, the agency also handles coverage for single-family homes, apartments, and retail properties within Richmond, Virginia.
Nick Anderson - State Farm Insurance Agent in Richmond, Virginia assists condo owners, homeowners associations, and property managers in protecting their residential investments. The agency specializes in tailoring coverage plans that address common risks in condo living, such as damage to interior finishes, personal liability, and loss of personal property. For those seeking reliable condo insurance, this Richmond-based office also extends its services to nearby communities across the wider Henrico County metro area.
Mike Rybinski - State Farm Insurance Agent serves the Richmond, Virginia area and its surrounding communities. As a condo insurance provider, it handles coverage for individual unit owners, addressing building property and personal liability needs. The agency works with clients to assess specific policy requirements for condominium living. For a typical job, it reviews the homeowner association's master policy first to identify gaps the client must fill, then structures a tailored personal policy around those uncovered exposures.
What Does a a Condo Insurance Agent in Richmond Cost?
Condo insurance in Richmond Virginia typically costs between 200 and 600 dollars per year for a standard HO-6 policy. Costs vary based on your unit value, deductible, and location. For example, a unit in a newer building may cost less than one in an older structure. This is general information and not insurance advice.
About condo insurance agents in Richmond
Condo insurance agents in Richmond Virginia help you understand the specific coverage needed for your unit. Virginia law requires that your condo association maintain a master policy, but you still need an HO-6 policy to cover your personal property and interior improvements. An agent can explain the difference between bare walls and all-in policies common in Richmond condos.
Frequently Asked Questions
What does a condo insurance agent in Richmond do?
A condo insurance agent helps you find an HO-6 policy that covers your personal property, liability, and improvements to your unit. They also explain how your policy coordinates with the condo association master policy required by Virginia law.
Do I need condo insurance in Richmond Virginia?
Yes, most lenders require an HO-6 policy if you have a mortgage. Even without a loan, Virginia law does not require it, but your condo association bylaws likely do. An agent can help you meet those requirements.
What is the difference between a master policy and my condo insurance in Virginia?
The master policy covers the building structure and common areas. Your HO-6 policy covers your personal belongings, interior walls, floors, and liability. Virginia law does not mandate master policy details, so an agent can review your association documents.
Condo Insurance Agents in Other Virginia Cities
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