Important: Listings are compiled from publicly available sources and have not been independently verified by BeforeInsuranceUSA.com. We do not endorse any agent or guarantee outcomes. Verify licensing and disciplinary status with the Department of Insurance of Washington before hiring.
Showing 5 condo insurance agents in Port Orchard, WA
Listings are displayed in no particular order and are not ranked by BeforeInsuranceUSA. Order does not constitute a recommendation or endorsement of any agent.
Mike Gribbin Agency: Allstate Insurance
3001 SE Mile Hill Dr #130, Port Orchard, WA 98366
(360) 633-8101
agents.allstate.com
You Choose Insurance LLC
358 Tremont St W, Port Orchard, WA 98366
(360) 874-0485
youchooseinsurance.com
Inszone Insurance Services
1014 Bay St #10, Port Orchard, WA 98366
(360) 876-0706
Trina Knoche Insurance Agency, LLC
104 Tremont St #200, Port Orchard, WA 98366
(360) 845-5055
knocheagency.com
All Insurance Services
1700 SE Mile Hill Dr, Port Orchard, WA 98366
(360) 900-9868
allinsservicesinc.com
What Does a Condo Insurance Agent in Port Orchard Cost?
Typical condo insurance costs in Washington range from 200 to 600 dollars per year for a standard HO-6 policy. Factors include the unit value, deductible amount, and additional endorsements for water backup or earthquake coverage. In Port Orchard, rates may be slightly higher near the waterfront. This is general information and not insurance advice.
* Cost estimates are general ranges based on publicly available data and compiled using automated research tools. Actual fees vary by agent and case complexity. This is not insurance advice — consult directly with an agent for fee specifics.
Frequently Asked Questions
What does a condo insurance agent in Port Orchard do?
A condo insurance agent helps you find an HO-6 policy that covers your personal property and interior fixtures. They also advise on loss assessment coverage for shared building repairs. In Washington, the agent can explain how your policy responds after a fire or water damage claim.
Do I need condo insurance if the HOA has a master policy?
Yes, the HOA master policy typically covers the building structure and common areas. Your personal condo insurance covers your belongings, interior upgrades, and liability. Washington law does not require condo insurance, but most lenders and HOAs do require it.
How are condo insurance rates determined in Washington?
Rates depend on your unit location, building age, coverage limits, and deductible choices. In Port Orchard, proximity to water and fire protection ratings also affect premiums. Washington allows insurers to use credit history and claims history to set rates.