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Condo Insurance Agents in Sammamish, WA

Looking for a condo insurance agent in Sammamish? Review the directory below to compare your options.

2 agents listed
Updated May 2026
Sammamish, WA
Important: Listings are compiled from publicly available sources and have not been independently verified by BeforeInsuranceUSA.com. We do not endorse any agent or guarantee outcomes. Verify licensing and disciplinary status with the Department of Insurance of Washington before hiring.
Showing 2 condo insurance agents in Sammamish, WA Listings are displayed in no particular order and are not ranked by BeforeInsuranceUSA. Order does not constitute a recommendation or endorsement of any agent.
Julia Meek American Family Insurance
2830 228th Ave SE Suite E, Sammamish, WA 98075
(425) 883-4849 amfam.com
Bob Sikma - State Farm Insurance Agent
464 228th Ave NE, Sammamish, WA 98074
(425) 868-6633 bobsikma.com

Condo insurance agents in Sammamish Washington help you understand the specific coverage needed for your unit under Washington state law. They can explain how the master policy from your homeowners association interacts with your individual HO6 policy. Agents also guide you through requirements like loss assessment coverage and personal liability protection.

What Does a Condo Insurance Agent in Sammamish Cost?

Typical condo insurance premiums in Washington range from 300 to 800 dollars per year for standard HO6 policies. Factors like unit size, location in Sammamish, and chosen deductibles affect the final price. Adding endorsements for earthquake or flood coverage can increase the cost by 200 to 500 dollars annually. This is general information, not insurance advice.

* Cost estimates are general ranges based on publicly available data and compiled using automated research tools. Actual fees vary by agent and case complexity. This is not insurance advice — consult directly with an agent for fee specifics.

Frequently Asked Questions

What does a condo insurance agent in Sammamish do?
A condo insurance agent reviews your associations master policy and recommends an HO6 policy that fills coverage gaps. They help you meet Washington state requirements for dwelling coverage and personal property protection. The agent also advises on optional endorsements like water backup or earthquake coverage.
Do I need condo insurance in Washington state?
Yes, most Washington lenders require condo insurance for a mortgage. Even if you own the unit outright, an HO6 policy protects your personal belongings and provides liability coverage. Washington law does not mandate condo insurance, but it is strongly recommended to avoid financial loss.
How does Washington law affect condo insurance coverage?
Washington state follows a modified comparative fault rule for liability claims. Your HO6 policy should include sufficient personal liability limits to cover legal costs. Also, Washington has a specific statute of limitations for property damage claims, so prompt reporting to your agent is important.