The top-rated condo insurance agent in New Berlin, Wisconsin is Christy Celeste - State Farm Insurance Agent, rated 4.9 stars across 205 reviews. Other highly rated options include John Hillyer - State Farm Insurance Agent, MM Insurance Assoc Inc, Joseph Lehmann IV: Allstate Insurance. This directory lists 18 condo insurance agents serving New Berlin.
Comparison
| # | Name | Address | Phone |
|---|---|---|---|
| 1 | Christy Celeste - State Farm Insurance Agent | 2675 S Calhoun Rd | (262) 784-3080 |
| 2 | John Hillyer - State Farm Insurance Agent | 15855 W National Ave Ste 105 | (262) 782-3900 |
| 3 | MM Insurance Assoc Inc | 15885 W National Ave Ste 300 | (262) 754-4736 |
| 4 | Joseph Lehmann IV: Allstate Insurance | 2665 S Moorland Rd Suite #206 | (262) 226-2555 |
| 5 | American Advantage - Petersen | 14785 W National Ave | (262) 432-0789 |
| 6 | Herbst & Associates Inc American Family Insurance | 15171 W National Ave #201 | (262) 691-3070 |
| 7 | Paul Conradson - State Farm Insurance Agent | 16717 W Greenfield Ave | (262) 784-2828 |
| 8 | NexGen Risk Solutions, Inc. | 16735 W Greenfield Ave | (217) 627-6992 |
| 9 | Farmers Insurance - Thomas Bell | 15885 W National Ave Ste 300 | (262) 395-7768 |
| 10 | Insurance Associates of America | 17500 W Liberty Ln | (262) 754-5252 |
Christy Celeste - State Farm Insurance Agent serves the New Berlin, Wisconsin area. As a local condo insurance agent, this office assists residents with securing coverage tailored to condominium ownership. It specializes in policies that protect individual units, personal belongings, and liability. This agency also helps clients manage the unique coverage gaps often found between a master association policy and a homeowner’s personal needs. The office handles filings for special assessments and assists with loss assessment coverage for shared condo amenities.
John Hillyer - State Farm Insurance Agent in New Berlin, WI, offers a range of services for condo insurance, including coverage for personal property, liability, and loss assessment. It provides maintenance plans that assist policyholders in reviewing updates to coverage limits and deductibles as needed. Routine policy check-ins help ensure protection aligns with current needs. The agency services single-family homes, apartments, retail, and restaurants.
MM Insurance Assoc Inc serves homeowners and property managers in New Berlin, Wisconsin, by providing specialized condo insurance policies tailored to condominium associations and individual unit owners. The agency helps clients understand the coverage needed for shared building elements, personal belongings, and liability protection common in condo living. It works closely with residents to review policy details and adjust coverage as circumstances change. The company also covers communities in the Waukesha area and neighboring suburbs throughout the Milwaukee metro region.
Joseph Lehmann IV: Allstate Insurance serves the New Berlin, Wisconsin area and surrounding communities. The office handles condo insurance policies designed to protect personal property, interior structures, and liability exposures typically not covered by a condo association’s master policy. For an individual condominium owner, the agent first reviews the association’s bylaws to determine coverage gaps, then tailors a policy with appropriate dwelling and loss assessment limits. It uses a consultative approach by explaining each coverage option, ensuring the client understands how the policy responds to a specific claim scenario.
In New Berlin, WI, American Advantage - Petersen provides condo insurance, distinguishing between one-time policy purchases for new units and recurring annual coverage for existing homeowners. They cover typical condo needs, including interior structure protection, personal liability, and loss assessment for shared building areas. These policies safeguard against common risks like fire, theft, and water damage. Service runs on a scheduled, annual renewal basis to maintain continuous protection.
Herbst & Associates Inc American Family Insurance specializes in condo insurance, offering tailored coverage for individual unit owners in New Berlin, WI. It generally assists with protecting personal property and liability within shared building structures. The agency helps clients address the specific coverage gaps often left by a condominium association’s master policy. This includes advising on appropriate policy limits for renovations and personal belongings. As cold weather approaches, it assists condo owners with assessing coverage for potential winter-related damage, such as frozen pipe bursts that can spread quickly through multi-unit buildings.
Spring storms in New Berlin often bring hail and wind damage to condominium roofs and siding. Paul Conradson - State Farm Insurance Agent helps residents respond by offering condo insurance policies that address these seasonal risks. Coverage can protect shared building elements and personal belongings alike, tailored to the specific needs of condominium owners. The agent works closely with clients to explain common exclusions and liability provisions found in many association master policies. An initial walk-through inspection of the unit identifies potential exposures and ensures the proposed protection matches actual living conditions.
NexGen Risk Solutions, Inc. specializes in offering insurance coverage for residential condominium units, with a particular focus on protecting individual unit owners against common property and liability exposures. The agency also advises on necessary gap coverage between master policies and personal policies to ensure comprehensive financial protection. Covering the New Berlin region, the firm assists clients with policies tailored for residential dwellings. Its commercial portfolio extends to various sectors, including office spaces, warehouses, and food service operations seeking appropriate risk management solutions.
Serving New Berlin, Wisconsin, this agency handles residential condo insurance needs, working directly with unit owners and associations to protect individual spaces and shared structures. Commercial coverage is also available for local small businesses operating within the area. The agency assists clients throughout the greater New Berlin service zone. A dedicated focus on follow-up and repeat service helps maintain proper coverage between regular annual policy reviews or property updates.
Insurance Associates of America, based in New Berlin, WI, is known for advising condo owners on tailored coverage that protects both interior improvements and shared building exposures. It helps clients select policies that address personal liability, loss assessment, and individual unit protection within their association’s master plan. As part of its comprehensive service range, the company can add on optional endorsements for flood damage or sewer backup, ensuring broader risk management for each policyholder.
What Does a a Condo Insurance Agent in New Berlin Cost?
Condo insurance in Wisconsin typically costs between 200 and 600 dollars per year for an HO-6 policy. Factors include your unit size, location in New Berlin, deductible amount, and coverage limits. Loss assessment coverage may add 25 to 50 dollars annually. This is general information and not insurance advice.
About condo insurance agents in New Berlin
Condo insurance agents in New Berlin Wisconsin help you understand the difference between the master policy and your personal unit. Wisconsin law requires condo associations to carry a master policy but owners need their own HO-6 policy for interior walls and belongings. A local agent can explain how Wisconsin Statute 703.26 affects your coverage needs.
Frequently Asked Questions
What does a condo insurance agent in New Berlin do?
A condo insurance agent reviews your condo associations master policy and recommends an HO-6 policy to cover gaps. They help you insure personal property, interior improvements, and liability. They also advise on loss assessment coverage for shared expenses.
Do I need condo insurance if the association has a master policy?
Yes. The master policy usually covers the building structure and common areas. You need your own policy for your personal belongings, interior walls, and liability. Wisconsin law does not require you to carry an HO-6 policy but your lender may require it.
How does Wisconsin law affect my condo insurance needs?
Wisconsin Statute 703.26 outlines the master policy requirements for condo associations. Your agent can help you understand what the master policy covers and what you must insure yourself. Loss assessment coverage is important because you may be charged for shared deductibles or damage.
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