The top-rated condo insurance agent in Oshkosh, Wisconsin is Brett A. Beaulieu LLC: Allstate Insurance, rated 4.9 stars across 303 reviews. Other highly rated options include Algoma Insurance Group LLC, Katie Coppersmith - State Farm Insurance Agent, Shawn Dockry - State Farm Insurance Agent. This directory lists 20 condo insurance agents serving Oshkosh.
Comparison
| # | Name | Address | Phone |
|---|---|---|---|
| 1 | Brett A. Beaulieu LLC: Allstate Insurance | 136 Jackson St # 4 | (920) 233-8460 |
| 2 | Algoma Insurance Group LLC | 2401 Omro Rd | (920) 233-4375 |
| 3 | Katie Coppersmith - State Farm Insurance Agent | 2210 Omro Rd Ste B | (920) 235-9045 |
| 4 | Shawn Dockry - State Farm Insurance Agent | 1040 S Koeller St | (920) 385-1960 |
| 5 | Jirschele Insurance | 923 S Main St Suite D | (920) 966-9500 |
| 6 | Richards Insurance Oshkosh | 48 N Oakwood Rd | (920) 235-1980 |
| 7 | Bock Insurance Agency, Inc. | 2337 Jackson St | (920) 235-5737 |
| 8 | Wisconsin Medicare Specialists | 120 Jackson St STE 120 | (920) 379-6715 |
| 9 | Mitchell Insurance Agency | 1924 S Washburn St | (920) 233-0272 |
| 10 | Dale Hotovec - State Farm Insurance Agent | 206 W 12th Ave | (920) 233-0200 |
Brett A. Beaulieu LLC: Allstate Insurance serves the Oshkosh, Wisconsin area as a condo insurance agent. This agency provides personalized guidance for protecting condominium units in local residential buildings. Standard policies typically cover interior structures and personal belongings, while building exteriors and common areas fall under the homeowners’ association master policy. The agent assists clients in selecting appropriate coverage limits to address potential gaps and liability concerns. Specific services include helping owners understand their personal liability exposure and securing coverage for loss of use or additional living expenses after a covered incident.
Algoma Insurance Group LLC provides a full range of condo insurance agent services tailored to property owners in Oshkosh, Wisconsin. Policies typically cover building structures, personal liability, and loss assessments for common areas. Maintenance plans often include periodic policy reviews to adjust coverage for updates or renovations, along with claims assistance and renewal management. Over time, these services help clients maintain adequate protection against local weather and liability risks. The agency services single-family homes, apartments, retail spaces, and restaurants.
Katie Coppersmith - State Farm Insurance Agent serves condo owners, homeowners looking for dwelling coverage, and property managers in Oshkosh, Wisconsin. The agency provides policies that protect personal belongings, liability risks, and interior structures not covered by master condo policies. Services include reviewing individual policy limits to match building assessments and loss assessment coverage needs. The neighborhood markets of Neenah and Menasha are also within the territory where this agency can arrange comparable condo insurance solutions.
Shawn Dockry - State Farm Insurance Agent serves Oshkosh, Wisconsin, and surrounding communities, handling condo insurance policies for local homeowners and associations. The agency addresses standard coverage needs such as dwelling protection, personal property, and liability. For a typical job, it reviews the client’s current policy alongside building value and contents to identify gaps. Using available resources, it then recommends adjustments and explains deductible options to ensure appropriate protection based on unit-specific risks.
Jirschele Insurance, based in Oshkosh, Wisconsin, handles both one-time policy purchases and ongoing coverage management for condo owners. The agency specializes in plans that protect interior structures, personal belongings, and liability exposures common to condominium living. Individual policies are tailored to the specific master policy requirements of each association. Understanding that coverage needs shift with renovations or occupancy changes, service is available on a scheduled review basis, ensuring the policy remains current over time.
Richards Insurance Oshkosh offers specialty condo insurance services, including tailored coverage for individual unit owners. It provides general insurance work, protecting personal property, liability, and interior structures not covered by the association’s master policy. These policies also address loss assessment protection against shared building repairs. In this area, winds and ice dams frequently damage roofs and windows, so the agency helps clients review deductibles for such hazards. Winter freeze-ups from burst pipes are a specific concern it helps with, ensuring policies include adequate protection for delays in repairs.
When snowmelt or lake-effect moisture seeps into Oshkosh condominium walls each spring, Bock Insurance Agency, Inc. helps owners understand what their association’s master policy covers and where their individual condo insurance must begin. They explain how to protect personal belongings, interior upgrades, and liability gaps that a building’s policy leaves uncovered. The first step they recommend is a walkthrough inspection of the unit’s finishes and shared areas to document current conditions and identify potential risk points before a policy is written.
Wisconsin Medicare Specialists, located in Oshkosh, WI, is known for offering condo insurance solutions tailored to area policyholders. Its services cover standard coverage for unit interiors, personal property, and liability protection. The agency also addresses common needs such as assessment loss coverage and loss-of-use provisions. Working primarily with local condo associations and individual owners, it helps structure policies that align with specific building requirements. For an added specialty, the agency can arrange personal umbrella liability insurance to extend coverage beyond standard condo policy limits.
Mitchell Insurance Agency provides guidance on coverage needs for condominium owners in Oshkosh, Wisconsin. They also assist clients in evaluating specialty add-ons such as loss assessment protection or building property extensions that fill gaps left by a condo association’s master policy. Their services are available to residential condo owners, as well as to commercial sectors that require tailored property protection, including offices, warehouses, and food service operations.
What Does a a Condo Insurance Agent in Oshkosh Cost?
Typical condo insurance costs in Wisconsin range from 200 to 600 dollars per year for a standard HO-6 policy. Factors include your unit value, location in Oshkosh, and chosen deductible. Loss assessment coverage and flood or sewer backup add to the premium. This is general information and not insurance advice. Always consult a licensed agent for a quote tailored to your situation.
About condo insurance agents in Oshkosh
A condo insurance agent in Oshkosh, Wisconsin can help you secure an HO-6 policy that covers your personal property and interior walls. Wisconsin law requires condo associations to carry master insurance, but that policy does not cover your belongings or upgrades. An agent will explain how to fill gaps between your coverage and the master policy.
Frequently Asked Questions
What does a condo insurance agent in Oshkosh do?
A condo insurance agent helps you find an HO-6 policy that covers personal property, liability, and loss assessment. They review your condo association master policy to identify what is not covered. They then recommend coverage amounts that match Wisconsin requirements.
Is condo insurance required in Wisconsin?
Wisconsin law does not require condo owners to carry their own insurance. However most lenders and condo associations require it. Your association may have specific minimum coverage limits you must meet.
How does Wisconsin law affect condo insurance costs?
Wisconsin statutes like Chapter 703 govern condo associations and master policies. If the master policy has a high deductible, you may need a loss assessment endorsement. This can raise your premium but protects you from unexpected costs.
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