The top-rated condo insurance agent in Racine, Wisconsin is Michelle Christensen - State Farm Insurance Agent, rated 4.9 stars across 334 reviews. Other highly rated options include Compass Insurance Group, Neil Vranak - State Farm Insurance Agent, Goosehead Insurance - Benjamin Murphy. This directory lists 15 condo insurance agents serving Racine.
Comparison
| # | Name | Address | Phone |
|---|---|---|---|
| 1 | Michelle Christensen - State Farm Insurance Agent | 5401 Douglas Ave ste d | (262) 639-6663 |
| 2 | Compass Insurance Group | 6021 Durand Ave #600 | (262) 456-0566 |
| 3 | Neil Vranak - State Farm Insurance Agent | 3131 Taylor Ave Bldg 2B | (262) 639-7678 |
| 4 | Goosehead Insurance - Benjamin Murphy | 927 Main St Suite 1 | (608) 467-4577 |
| 5 | Samantha Flores Agency LLC American Family Insurance | 320 Main St | (262) 637-4660 |
| 6 | Tree Frog Insurance Services, LLC | 548 State St | (262) 975-2225 |
| 7 | Matthew Cobb American Family Insurance | 4000 Spring St Ste 2 | (262) 633-4701 |
| 8 | Martinson Insurance Affiliate of Robertson Ryan Insurance | 2412 Lathrop Ave | (262) 554-1111 |
| 9 | Elite wise Inc. Agency | 1617 Morton Ave | (262) 726-1807 |
| 10 | CRB Insurance | 500 Wisconsin Ave | (262) 884-0900 |
Michelle Christensen - State Farm Insurance Agent serves the Racine, WI area as a condo insurance agent. The agency offers policies protecting individual unit owners from common claims like water damage or liability. Coverage options can be tailored to fit the specific needs of condo association bylaws and personal belongings. This agent in Racine handles assistance with filing claims and reviewing policy limits for new or existing condo owners.
Compass Insurance Group provides comprehensive condo insurance services for property owners in Racine, Wisconsin, including policy evaluations and claims assistance. Their service and maintenance plans help clients assess coverage needs and update policies as building values or association requirements change. Regular consultations ensure buildings are protected against common local risks. The agency serves condominium units, single-family homes, apartment complexes, and retail and restaurant properties.
Homeowners and tenants in Racine, Wisconsin, turn to Neil Vranak - State Farm Insurance Agent for tailored condo insurance policies that protect personal property and shared building structures. The agency assists clients in navigating common area liability and loss assessment coverage specific to condominium associations. It works with property managers and unit owners to customize policies for individual needs. This agent covers insurance needs for the greater Racine metro area, including neighboring Mount Pleasant and Caledonia.
Goosehead Insurance - Benjamin Murphy in Racine, WI provides tailored condo insurance solutions, including coverage for individual unit interiors and personal property. As a local condo insurance agent, it helps policyholders navigate the specific risks associated with shared building structures and association master policies. The agency works to match each client with appropriate protection for their personal liability and loss assessments. It can assist with the unique situational concern of ensuring proper coverage during the season when snow and ice damage from common areas may affect unit owners.
Samantha Flores Agency LLC American Family Insurance offers condominium insurance clients a clear distinction between one-time policy purchases and recurring coverage options tailored to ongoing protection needs. In Racine, Wisconsin, services typically address individual unit structure, personal belongings, and liability risks specific to condo association requirements. This agency structures service to run on both scheduled policy reviews and as-needed consultations for coverage adjustments.
With the freeze-thaw cycle in Racine putting extra strain on building roofs and plumbing, property owners often need coverage that addresses these specific seasonal risks. Tree Frog Insurance Services, LLC helps condo owners and associations review their existing policies for such local exposure points. Focusing primarily on the Racine area, the agency assists clients in comparing available plans and confirming adequate protection for shared structures and personal liability. A conversation typically begins with a review of current declarations and a brief property walkthrough to note any recent repairs.
Serving Racine and its surrounding communities, Matthew Cobb American Family Insurance handles condo insurance for local owners. This agency works with clients to secure coverage tailored to the specific needs of condominium living. Policies typically address the gaps between a master association plan and an owner’s personal property and liability. For a typical job, the approach involves reviewing the homeowners association’s master policy to identify what individual coverage is necessary, then structuring a plan that fills those specific gaps.
Martinson Insurance Affiliate of Robertson Ryan Insurance provides condo insurance services for Racine property owners. It focuses on protecting individual unit interiors and personal liability while also arranging supplemental coverage for building improvements and shared-area assessments. Clients work with agents who evaluate local risk factors like lakeside weather and winter freeze conditions. The agency additionally tailors commercial policies for Racine businesses, including multiple-unit office condos, equipment storage warehouses, and restaurants requiring kitchen liability and liquor-law protections.
Elite Wise Inc. Agency in Racine, WI is known for securing comprehensive condo insurance policies tailored to individual unit owners. It covers standard dwelling protection, personal liability, and loss of use coverage. The agency also assists clients in bridging gaps between their personal policy and the master building insurance. A specialty service it can add on is coverage for high-value personal property, such as jewelry or fine art.
CRB Insurance serves residential clients in Racine, WI, providing condo insurance agent services to help protect individual units and personal belongings. Commercial coverage is also available for local business properties within the greater Racine area. Policies are designed to address common risks such as water damage and liability concerns specific to condominium living. Clients can reach the office for follow-up policy adjustments or renewed coverage between regular property visits, ensuring their needs are met throughout the year.
What Does a a Condo Insurance Agent in Racine Cost?
Typical condo insurance in Wisconsin costs between 200 and 600 dollars per year for a standard HO-6 policy. Factors like unit size location in Racine and chosen deductibles affect the premium. Flood or earthquake endorsements add extra cost. This is general information not insurance advice.
About condo insurance agents in Racine
Condo insurance agents in Racine Wisconsin help owners protect their unit and personal belongings. Wisconsin law requires condo associations to carry a master policy but that policy often does not cover interior fixtures or your personal liability. A local agent can explain how to fill those gaps with an HO-6 policy tailored to your building.
Frequently Asked Questions
What does a condo insurance agent in Racine do?
A condo insurance agent helps you choose a policy that covers your unit interior personal property and liability. They review your association master policy to identify what is not covered so you can add the right endorsements.
Is condo insurance required in Wisconsin?
Yes most condo associations in Wisconsin require unit owners to carry an HO-6 policy. The Wisconsin Condominium Ownership Act gives associations the right to set minimum coverage requirements in their bylaws.
How does Wisconsin law affect condo insurance?
Wisconsin law says the condo association master policy covers common areas and original structure. The unit owner is responsible for improvements betterments and personal property inside the unit. An agent can help you match your coverage to these legal rules.
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