The top-rated condo insurance agent in Cheyenne, Wyoming is Suzanne Cork - State Farm Insurance Agent, rated 4.8 stars across 287 reviews. Other highly rated options include Farmers Insurance - Eric Romano Agency, Knifong Insurance Agency Inc., Heidi Washburn - State Farm Insurance Agent. This directory lists 20 condo insurance agents serving Cheyenne.
Comparison
| # | Name | Address | Phone |
|---|---|---|---|
| 1 | Suzanne Cork - State Farm Insurance Agent | 2017 Bluegrass Cir Suite A | (307) 635-3773 |
| 2 | Farmers Insurance - Eric Romano Agency | 3221 E Pershing Blvd | (307) 635-2856 |
| 3 | Knifong Insurance Agency Inc. | 2005 Warren Ave | (307) 772-3333 |
| 4 | Heidi Washburn - State Farm Insurance Agent | 2320 Dell Range Blvd STE 100 | (307) 635-1981 |
| 5 | Salazar Agency - Farmers Insurance | 4515 E Lincolnway Ste E | (307) 634-2715 |
| 6 | Don Budd: Allstate Insurance | 1518 Converse Ave | (307) 635-6266 |
| 7 | Anthony Ortiz - State Farm Insurance Agent | 1819 Warren Ave | (307) 432-9195 |
| 8 | Burns Insurance | 237 Storey Blvd | (307) 634-5757 |
| 9 | Farm Bureau Insurance of Cheyenne | 6248 Yellowstone Rd | (307) 632-9008 |
| 10 | TWFG Mossey Insurance | 415 W 17th St Suite 150 | (307) 514-2900 |
Suzanne Cork - State Farm Insurance Agent serves Cheyenne, Laramie County, and the surrounding areas of Wyoming as a local condo insurance agent. This agency helps homeowners of condominium units understand the specific coverage needs that differ from traditional house policies. Condo insurance typically protects the interior structure, personal belongings, and liability within the unit’s walls. Clients can receive assistance with claims filing and customizing loss assessment coverage for their homeowners association’s master policy.
Farmers Insurance - Eric Romano Agency provides a full range of condo insurance services in Cheyenne, WY. This includes coverage for personal property, liability protection, and loss assessments for common areas of a condominium complex. The agency also offers customizable policy options to address specific maintenance or replacement needs that may arise. Property owners can receive routine reviews of their coverage levels to ensure no gaps exist for interior upgrades or appliances. The agency services single-family homes, apartments, retail spaces, and restaurants.
Serving Cheyenne and the surrounding communities in Laramie County, Knifong Insurance Agency Inc. handles condo insurance for local condominium owners. It addresses the specific coverage needs that come with shared-wall living and common area liabilities in this region. The agency works to help clients understand their policy’s master deductible and individual unit responsibilities. To handle a typical job, it reviews the building’s governing documents alongside the client’s personal assets to tailor a policy that fills the gaps left by the association’s coverage.
Heidi Washburn - State Farm Insurance Agent offers residential condo insurance solutions tailored to individual unit owners in Cheyenne, WY. Commercial coverage for small-business owners who operate from a condo unit is also available. Servicing the greater Cheyenne area, the agency provides personalized assessments to help protect personal belongings and liability. Clients often return for periodic policy reviews or to adjust coverage after renovations or changes in occupancy, ensuring protection remains aligned with current needs between standard policy renewals.
When Cheyenne’s harsh winter storms arrive, protecting a condominium unit becomes a concern for owners. Salazar Agency - Farmers Insurance in Cheyenne, WY, responds by offering specialized condo insurance policies that address common perils such as wind damage, frozen pipes, and liability risks within shared structures. The agency works with local residents to differentiate between a master policy and personal coverage needs. Every new client relationship begins with a thorough inspection of the unit to identify specific gaps in protection before a policy is written.
Homeowners and property managers in Cheyenne, Wyoming, turn to Don Budd: Allstate Insurance for professional condo insurance services. Policies from this local agent cover common condo ownership risks, including interior damage, personal liability, and loss assessments from the association’s master policy. The agency helps clients understand coverage gaps between individual units and building insurance. Beyond Cheyenne, Don Budd also serves condominium owners throughout Laramie County and the surrounding areas of the Wyoming capital metro region.
Anthony Ortiz - State Farm Insurance Agent in Cheyenne, WY, offers condo insurance with both one-time policy purchases and recurring coverage plans that adapt to changing needs. This agency provides protection for personal property, interior building structures, and liability exposures unique to condominium living in Cheyenne. Policies can be tailored to cover deductibles from the building’s master policy or reinforce gaps in shared coverage. Service runs on a recurring schedule with policy renewals, though one-time consultations are also available as needed.
Burns Insurance assists clients in Cheyenne, WY, with securing financial protection for their dwellings and personal property. The agency specializes in condo insurance, offering tailored endorsements to cover building improvements and individual liability beyond standard homeowners policies. Policies address flood exposure, loss assessment coverage, and personal liability for unit owners. They can serve commercial sectors requiring property protection, including local offices, warehouses, and food service operations.
Farm Bureau Insurance of Cheyenne specializes in providing tailored coverage for condominium associations and individual unit owners in Cheyenne, WY. Its general services include personal property protection, liability coverage for common areas and individual units, and policy adjustments for renovations or new builds. The agency also assists clients with winter-related concerns, such as ensuring adequate coverage for burst pipes and freeze damage common in the area during colder months.
What Does a a Condo Insurance Agent in Cheyenne Cost?
Typical condo insurance costs in Wyoming range from 200 to 600 dollars per year for a standard policy. Factors include the unit value location deductible amount and coverage limits. Cheyenne rates may be slightly lower than the state average due to lower crime rates. This is general information not insurance advice.
About condo insurance agents in Cheyenne
Condo insurance agents in Cheyenne Wyoming help unit owners understand the gap between the condo associations master policy and their personal needs. Wyoming law requires associations to maintain property insurance but individual owners need coverage for interior finishes and personal liability. Local agents can explain how Wyoming insurance regulations affect your policy limits and deductibles.
Frequently Asked Questions
What does a condo insurance agent in Cheyenne do?
A condo insurance agent helps you choose a policy that covers your personal property interior improvements and liability. They review your associations master policy to avoid gaps or overlaps in coverage. They also explain Wyoming specific requirements for loss assessment coverage.
Do I need condo insurance if the association has a master policy?
Yes you need your own policy because the master policy typically covers only the building structure and common areas. Your personal belongings upgrades to fixtures and liability for injuries inside your unit are not covered by the association. Wyoming law does not require individual condo insurance but most lenders do.
How does Wyoming law affect condo insurance requirements?
Wyoming statute 34-20-106 requires condo associations to maintain property insurance on the common elements. Individual owners are responsible for their own unit interiors and personal property. Agents in Cheyenne can help you comply with any lender requirements and association bylaws.