The top-rated dental insurance agent in Middletown, Connecticut is Globe Life American Income Division: Prata Organization, rated 4.9 stars across 2,644 reviews. Other highly rated options include Curt Smith - State Farm Insurance Agent, Caleb Carney - State Farm Insurance Agent, Bafumi Insurance Agency, A Division of World. This directory lists 12 dental insurance agents serving Middletown.
Comparison
| # | Name | Address | Phone |
|---|---|---|---|
| 1 | Globe Life American Income Division: Prata Organization | 100 Roscommon Dr Suite 308 | (860) 632-0061 |
| 2 | Curt Smith - State Farm Insurance Agent | 134 Main Street Extension STE 300 | (860) 398-6364 |
| 3 | Caleb Carney - State Farm Insurance Agent | 401 Newfield St | (860) 346-4442 |
| 4 | Bafumi Insurance Agency, A Division of World | 59 Broad St | (860) 347-3530 |
| 5 | Get Insured America | 430 Highland Ave #1 | (860) 346-7755 |
| 6 | Valk Insurance Group, Llc: Allstate Insurance | 300 Plaza Middlesex, 203 Main St | (203) 265-0477 |
| 7 | Nationwide Insurance: Dunn Insurance, Inc. | 198 S Main St | (860) 347-4924 |
| 8 | Spark Insurance Agency | 62 Washington St | (860) 294-9054 |
| 9 | NFP, an Aon company | 386 Main St | (860) 346-9661 |
| 10 | Rice, Davis, Daley & Krenz Inc | 50 Washington St | (860) 346-6611 |
Globe Life American Income Division: Prata Organization serves the Middlesex County area from its location in Middletown, Connecticut, as a dental insurance agent. The company helps individuals and families in the region find dental coverage plans that meet their specific needs. It works with various insurance products to provide access to routine and preventive care. Among the services it handles in this area are individual dental insurance policies and group dental benefit plans for local employers.
Curt Smith - State Farm Insurance Agent in Middletown, CT serves homeowners, renters, and small business owners seeking dental insurance coverage. The agency helps clients understand various dental plan options, including preventive care and major procedure benefits, tailored to individual budgets and family needs. It assists with navigating enrollment periods and policy details to ensure suitable coverage. The office also extends its services to residents in the Cromwell and Portland areas of Middlesex County.
Caleb Carney operates as a local dental insurance agent in Middletown, CT, offering a range of dental coverage options tailored to individual and group needs. The agency helps clients understand service plans, including routine exams and preventive care maintenance, to manage oral health costs effectively. It serves a variety of properties within the area, such as single-family homes, apartments, retail spaces, and restaurants.
Serving Middletown, CT, and the surrounding communities, Bafumi Insurance Agency, A Division of World, handles a full range of individual and group dental insurance plans. It assists residents throughout Middlesex County in finding coverage that fits their dental care needs and budget from available carriers. The agency works with both employer benefits and personal plans. To manage a typical job, it first reviews a client’s current coverage to identify gaps, then presents two to three detailed plan options for comparison.
Get Insured America in Middletown, CT helps clients distinguish between one-time individual dental plans and recurring family or group coverage options, ensuring each policy matches the member’s long-term needs. They also explain how local dental insurance typically covers preventive cleanings, major procedures, and orthodontia with varying coinsurance and deductibles. Their service runs on a scheduled consultation basis, offering annual enrollment support or quarterly policy reviews as requested by the client.
As Middletown residents begin reviewing their benefits during open enrollment season, many seek guidance on navigating dental coverage options. Nationwide Insurance: Dunn Insurance, Inc. serves as a dental insurance agent, helping local individuals and families understand plan structures and select appropriate policies for routine cleanings and major procedures. Their role includes explaining deductible levels, network limitations, and annual maximums. A typical first meeting involves a no-obligation review of current dental needs and an assessment of which available plans might best fit the client’s expected care schedule and budget.
Spark Insurance Agency assists individuals and businesses in Middletown, CT, with navigating the complexities of health coverage, specializing specifically in dental insurance agent services. The company guides clients through plan selections, focusing on preventative care and procedure coverage. Administrative support for claims and provider network inquiries is also offered. This agency can serve commercial sectors including offices, warehouses, and food service operations with tailored plan options.
NFP, an Aon company, serves Middletown residents with individual dental insurance plans for routine care and unexpected procedures. Commercial group policies covering area businesses are also offered, supported by dedicated account management. The agency’s agents assist clients across central Connecticut, clarifying plan options and network choices during enrollment. Between check-ups, policyholders call their original representative for benefit explanations and claims questions without starting over with a new contact. Representatives help refinish coverage after a dental visit reviewed uncovered charges needing an adjustment.
Rice, Davis, Daley & Krenz Inc serves the Middletown area as a dedicated dental insurance agent. The company assists individuals and local businesses in selecting suitable dental coverage plans. Their work includes explaining policy details, comparing benefit options, and helping with enrollment paperwork. Clients can rely on their office for ongoing support with claims questions or plan adjustments throughout the year. A key specialty includes coordinating supplemental coverage for major restorative procedures.
What Does a a Dental Insurance Agent in Middletown Cost?
The cost of using a dental insurance agent in Connecticut is typically free to you because agents earn commissions from insurance companies. Dental plan premiums in Connecticut range from about 20 to 60 dollars per month for individual coverage and 50 to 150 dollars per month for family plans. Costs vary based on plan type, coverage level, and the insurance carrier. This is general information and not insurance advice.
About dental insurance agents in Middletown
Dental insurance agents in Middletown Connecticut help individuals and families select dental plans that fit their budget and care needs. Connecticut law requires all individual and group dental plans to cover certain preventive services like cleanings and exams with no deductible. Agents can explain how these state mandates affect your coverage options.
Frequently Asked Questions
What does a dental insurance agent in Middletown do?
A dental insurance agent helps you compare plans from different carriers and enrolls you in a policy that meets your needs. They explain plan details such as deductibles, copays, and annual maximums. Agents can also assist with claims questions and plan changes.
Do I need a dental insurance agent if I get coverage through my job?
If your employer offers dental insurance you may still benefit from an agent who can review your options. Group plans in Connecticut must follow state coverage rules but an agent can help you understand your specific plan details. For individual plans an agent is often essential to find the right fit.
What Connecticut laws affect dental insurance plans?
Connecticut law requires dental plans to cover preventive care like exams and cleanings without a deductible. The state also mandates coverage for medically necessary orthodontia for children with certain conditions. Agents can explain how these laws apply to different plans.
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