The top-rated dental insurance agent in Panama City, Florida is John Douglas Insurance & Financial Services, rated 4.9 stars across 410 reviews. Other highly rated options include Florida Health Connector / Florida Blue, Harry Grizzle Insurance, Peoples First Insurance. This directory lists 17 dental insurance agents serving Panama City.
Comparison
| # | Name | Address | Phone |
|---|---|---|---|
| 1 | John Douglas Insurance & Financial Services | 2217 St Andrews Blvd | (850) 769-7785 |
| 2 | Florida Health Connector / Florida Blue | 1041 Harrison Ave | (850) 249-1010 |
| 3 | Harry Grizzle Insurance | 2104 W 23rd St | (850) 598-0450 |
| 4 | Peoples First Insurance | 1022 W 23rd St Suite 250 | (850) 770-7047 |
| 5 | Ellis Agency Insurance | 1134 Harrison Ave | (850) 763-1627 |
| 6 | Daffin Insurance Services | 755 Harrison Ave | (850) 769-8183 |
| 7 | Acentria Insurance | 501 W 11th St | (850) 257-2990 |
| 8 | Specialty Insurance Group | 1143 Jenks Ave | (850) 747-4959 |
| 9 | Hutt Insurance Agency | 3106 W 23rd St | (850) 769-4888 |
| 10 | Providence Risk Insurance LLC | 5501 Cherry St | (850) 785-3717 |
John Douglas Insurance & Financial Services serves the Panama City, Florida metro area, offering dental insurance agent services. As a local agency, it assists individuals and families by explaining different dental coverage options available in the local marketplace. The agency helps clients compare plan benefits, monthly premiums, and annual maximums. It also processes policy enrollments for those seeking both individual and group dental insurance in the Panama City region.
Florida Health Connector / Florida Blue, located in Panama City, FL, offers a comprehensive range of dental insurance agent services, including helping individuals and groups select suitable dental coverage and navigate plan options. Ongoing service plans include assisting with claims questions and explaining policy details. Benefits management support is available to ensure clients understand their preventive care and treatment networks. This dental insurance agent services single-family homes and apartments, as well as local retail establishments and restaurants in the Panama City area.
Harry Grizzle Insurance serves homeowners, families, and small business owners in Panama City, Florida, by connecting them with dental insurance plans that help cover routine cleanings and major procedures. The agency explains plan options and assists clients with enrollment, claims, and understanding their coverage terms. It regularly reviews available policies to match individual or group needs, focusing on affordability and access to local dentists. The company also provides these services to residents of Lynn Haven and the broader Bay County area.
Peoples First Insurance serves the Panama City area and surrounding communities as a dental insurance agent. It handles the selection and enrollment of individual and group dental plans to help clients manage oral healthcare costs. The company works with various carriers to present plan options that fit different budgets and coverage needs. For a typical client, it reviews their dental history and preferences to recommend a suitable policy and guides them through the application and enrollment process step by step.
Ellis Agency Insurance helps clients choose between one-time policy purchases for immediate coverage gaps or recurring annual plans that provide continuous protection. Operating in Panama City, FL, this dental insurance agent assists individuals and families in securing plans that cover routine cleanings, exams, and major procedures. The agency works with standard carriers to match coverage levels to local dental needs. Service typically operates on a scheduled basis during enrollment periods, with as-needed consultations available outside those windows for plan adjustments.
Daffin Insurance Services provides dental insurance agent services in Panama City, Florida, offering assistance with selecting individual and family dental plans. The company helps clients compare coverage options and benefits from various carriers to match their oral health needs. It also assists local businesses in securing group dental benefits for employees. During open enrollment periods, the agency helps individuals review changes and adjust their dental coverage for the upcoming year.
Acentria Insurance serves the Panama City, Florida, metro area as a Dental Insurance Agent, helping individuals and families navigate dental coverage options in the local market. The agency works with clients to identify suitable dental plans from various carriers, focusing on basic preventive care and major restorative procedures. Acentria Insurance assists with plan selection, enrollment, and understanding coverage details for common treatments like routine cleanings, fillings, and root canals.
Specialty Insurance Group works as a dental insurance agent in Panama City, Florida, helping clients select and manage individual and family dental coverage plans. The company also specializes in offering supplemental dental benefits that can be added to existing health policies for broader protection. Businesses in need of group dental insurance options can consult with the agency to design suitable employee benefit packages. Commercial sectors served include office environments, warehouses, and food service operations.
As Panama City residents review their benefits each fall, finding affordable dental coverage becomes a priority. Hutt Insurance Agency guides individuals and families in selecting a dental insurance plan that fits their budget and preferred network of dentists. They explain terms like deductibles, annual maximums, and waiting periods clearly. Core coverage options include preventive care, basic procedures, and major restorative services. To get started, clients can schedule a complimentary coverage review. This initial assessment evaluates current or anticipated dental needs and provides straightforward cost estimates for available plans.
Providence Risk Insurance LLC provides dental insurance agent services to residential clients in Panama City, Florida. Commercial coverage options are also available for local businesses seeking group plans. The agency serves customers throughout the Panama City area and adjacent communities in Bay County. Annual enrollment periods and policy renewals are handled with attention to individual needs. Follow-up assistance and repeat service between regular dental visits help policyholders maintain their coverage without gaps or lapses.
What Does a a Dental Insurance Agent in Panama City Cost?
Dental insurance agents in Florida typically do not charge a fee to consumers; they earn commissions from the insurance company. Monthly premiums for individual dental plans in Panama City range from about 20 to 60 dollars for basic coverage and 40 to 100 dollars for more comprehensive plans. Costs vary based on the plan type, network, and coverage level. This is general information and not insurance advice.
About dental insurance agents in Panama City
A dental insurance agent in Panama City, Florida can help you compare plans from multiple carriers. Agents must hold a valid Florida insurance license and follow state regulations. They can explain how Florida law affects waiting periods and coverage for preventive care.
Frequently Asked Questions
What does a dental insurance agent in Panama City do?
A dental insurance agent helps individuals and families find a dental plan that fits their needs. They review options from different companies and explain coverage details. Agents do not sell medical insurance unless they have a separate license for it.
Are there Florida rules for dental insurance waiting periods?
Yes, Florida law allows insurers to impose waiting periods for major services like crowns or root canals. Waiting periods typically range from 6 to 12 months. Preventive care like cleanings often has no waiting period under Florida regulations.
How do I verify a dental insurance agent in Panama City is licensed?
You can check an agents license on the Florida Department of Financial Services website. Use the license lookup tool to confirm they are active and have no disciplinary actions. Only licensed agents can legally sell dental insurance in Florida.
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