The top-rated dental insurance agent in Rochester, Minnesota is Fortress Insurance & Financial Services, rated 5.0 stars across 403 reviews. Other highly rated options include Atlas Insurance Brokers, Connor Faupel Insurance Agency, Med City Medicare. This directory lists 20 dental insurance agents serving Rochester.
Comparison
| # | Name | Address | Phone |
|---|---|---|---|
| 1 | Fortress Insurance & Financial Services | 2766 Commerce Dr NW STE D | (507) 424-6200 |
| 2 | Atlas Insurance Brokers | 5721 Bandel Rd NW | (507) 252-8720 |
| 3 | Connor Faupel Insurance Agency | 3552 West River Pkwy NW | (507) 261-9306 |
| 4 | Med City Medicare | 2434 Superior Dr NW # 101 | (507) 218-8377 |
| 5 | Ted W. Smith Insurance | 3228 6th Ave NE | (507) 252-4640 |
| 6 | All Apple Insurance Agency / Paul M. Peterson | 511 Northern Hills Dr NE #3 | (507) 285-5760 |
| 7 | Shawn Capelle Agency Inc American Family Insurance | 3334 19th St NW STE 204 | (507) 285-9927 |
| 8 | Prime Time Health Advisors | 2048 Superior Dr NW STE 100 | (507) 252-1058 |
| 9 | Safechoice Insurance Agency | 894 7th St NW | (507) 280-9282 |
| 10 | Ellingson Insurance Group | 2659 Superior Dr NW Suite 200 | (507) 258-4640 |
Fortress Insurance & Financial Services serves the Rochester metro area and Olmsted County as a dental insurance agent. The company helps individuals and families compare local dental plans to meet their coverage needs. It guides clients through enrollment periods and explains the details of preventive and basic care benefits typically included in area policies. Fortress Insurance & Financial Services also assists with understanding network restrictions and plan exclusions common to this region. It handles enrollment for individual Delta Dental plans and group coverage for small businesses in Rochester.
Atlas Insurance Brokers connects local residents and businesses with suitable dental insurance options in Rochester, Minnesota. It assists clients in understanding plan structures, coverage limits, and provider networks during the enrollment process. Basic service includes policy comparisons and claims assistance to clarify benefits. The agency offers standard maintenance support for renewals and policy changes throughout the year. It helps single-family homeowners, apartment residents, retail businesses, and restaurants find appropriate dental coverage for their specific needs.
Connor Faupel Insurance Agency serves homeowners, local businesses, and property managers in the Rochester, Minnesota area who need individual or group dental coverage. It helps clients compare plan options from major carriers, explaining policy details like deductibles, annual maximums, and network restrictions. The agency emphasizes finding plans that match specific dental health needs and budget constraints. Its coverage area also extends to the neighboring community of Byron and surrounding Olmsted County.
Med City Medicare in Rochester, MN helps individuals choose between one-time plan reviews and ongoing policy management. Their dental insurance agent services cover routine preventive care options, plus major procedures such as crowns and dentures, tailored to each client’s needs. Local clients also receive guidance on network participation and annual out-of-pocket limits. Depending on the client’s preference, services are available on either a one-time consultation basis or a scheduled renewal-cycle basis for continued coverage adjustments.
Ted W. Smith Insurance serves Rochester, Minnesota, and the surrounding communities, handling their clients' dental insurance needs. The agency works with individuals and families to find suitable coverage options that fit specific dental health requirements. It also assists businesses in evaluating group dental plans for their employees. In managing a typical case, the company reviews medical history, explains policy details, and compares available plans from different carriers. It then guides each customer through the selection process to ensure they understand their benefits and coverage limitations.
All Apple Insurance Agency, under Paul M. Peterson in Rochester, MN, specializes in helping individuals and families select dental insurance plans that match their specific needs. The agency provides guidance through plan comparisons, enrollment procedures, and policy explanations to ensure clear understanding of coverage options. Operating in the local community, it works closely with clients to address common concerns such as network limitations and annual maximums. For residents facing end-of-year benefit deadlines, the agency assists with coordinating remaining benefits or making timely plan changes before the new coverage year begins.
As spring brings seasonal sports injuries and new oral health routines to Rochester, residents often reassess their dental coverage for the coming months. Shawn Capelle Agency Inc American Family Insurance serves as a local dental insurance agent, guiding clients through plan options that match their specific needs and budgets. The agency works to clarify complex policy terms, helping individuals compare deductibles and coverage limits before enrollment. Each consultation begins with an initial assessment of the client’s current dental benefits and anticipated care to identify suitable plan structures for the year ahead.
Prime Time Health Advisors in Rochester, MN provides dental insurance agent services for residential clients, helping individuals and families select appropriate individual coverage. They also assist local businesses with commercial group dental insurance plans, serving clients throughout the Rochester area. The company helps customers understand policy details for both routine and major dental work. They offer guidance between regular dental visits, including follow-up on benefits usage and assistance with repeat service needs such as policy renewals or plan adjustments.
Safechoice Insurance Agency helps individuals and families in Rochester, Minnesota, navigate the complexities of dental coverage by explaining policy options and facilitating enrollment. As a dental insurance agent, it focuses specifically on connecting clients with plans that fit their needs and budgets. The agency can assist with enrollment for businesses and organizations operating in various commercial sectors, including offices, warehouses, and food service establishments.
Ellingson Insurance Group is known for helping individuals and families in Rochester, Minnesota, secure dental coverage that fits their specific needs and budgets. The company works through the local market to connect clients with a range of dental insurance plans from various providers. This service includes guiding applicants through plan selection, explaining coverage details, and assisting with policy changes or renewals. For added convenience, Ellingson Insurance Group can also provide quotes for standalone vision insurance to complement the dental plan.
What Does a a Dental Insurance Agent in Rochester Cost?
Typical costs for individual dental insurance in Minnesota range from $20 to $60 per month for basic preventive coverage and $40 to $100 per month for comprehensive plans with orthodontic benefits. Family plans can cost between $50 and $200 per month. Actual premiums depend on factors like age, location in Olmsted County, and plan type. This is general information, not insurance advice.
About dental insurance agents in Rochester
Dental insurance agents in Rochester, Minnesota help individuals and families select coverage that fits their needs. Minnesota law requires all individual and small group plans to include essential pediatric dental benefits under the Affordable Care Act. Local agents can explain how these rules apply to plans available through MNsure or private insurers.
Frequently Asked Questions
What does a dental insurance agent in Rochester do?
A dental insurance agent helps you compare plans from different carriers, explains coverage details like deductibles and annual maximums, and assists with enrollment. They do not sell insurance directly but guide you to the right policy for your budget and dental needs.
Can I buy dental insurance outside of MNsure open enrollment?
Yes, you can buy stand-alone dental insurance at any time from private insurers in Minnesota. However, if you want a dental plan through MNsure, you must enroll during the annual open enrollment period or have a qualifying life event.
Are dental agents in Rochester required to be licensed in Minnesota?
Yes, all dental insurance agents must hold a valid Minnesota insurance producer license. You can verify a license through the Minnesota Department of Commerce website to ensure the agent is authorized to sell dental plans in the state.
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