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Find Dental Insurance Agents in Toms River, NJ

Directory of dental insurance agents in Toms River, New Jersey. Verify credentials with the state department of insurance before hiring.

14 agents listed
Updated May 2026
Toms River, NJ
Important: Listings are compiled from publicly available sources and have not been independently verified by BeforeInsuranceUSA.com. We do not endorse any agent or guarantee outcomes. Verify licensing and disciplinary status with the Department of Insurance of New Jersey before hiring.
Showing 14 dental insurance agents in Toms River, NJ Listings are displayed in no particular order and are not ranked by BeforeInsuranceUSA. Order does not constitute a recommendation or endorsement of any agent.
NJ Life and Health Insurance Group, LLC
10 Allen St STE 4A, Toms River, NJ 08753
(848) 226-6897 njlifeandhealth.com
Garden State Dental of Toms River
1200 Hooper Ave, Toms River, NJ 08753
(732) 994-6088 gardenstatedental.com
Aaron Friedman: Allstate Insurance
147 NJ-70 Ste 4, Toms River, NJ 08755
(732) 901-7719 agents.allstate.com
Frank Valente: Allstate Insurance
1841 Hooper Ave Ste B, Toms River, NJ 08753
(732) 240-5050 agents.allstate.com
Arctic Risk Specialists Inc.
1415 Hooper Ave #203, Toms River, NJ 08753
(732) 372-4348 arsne.us
Arocho Insurance Agency
730 Jamaica Blvd, Toms River, NJ 08757
(732) 877-7680 arochoinsurance.com
BHI Insurance
240 Main St, Toms River, NJ 08753
(732) 349-2300 bhi-insurance.net
Best insurance Toms River
231 Main St, Toms River, NJ 08753
(732) 201-8633
Vic Hatami Insurance Agency
1520 NJ-37, Toms River, NJ 08753
(732) 506-9800 hatamiagency.com
Mesanko Insurance Agency
1163 Washington St, Toms River, NJ 08753
(732) 505-0057
Priority Insurance Agency, LLC
17 NJ-37, Toms River, NJ 08753
(732) 244-4077 priorityinsure.com
Harbor Lights Risk Management Partners
252 Washington St b 1, Toms River, NJ 08753
(732) 330-2925 trustharborlights.com
Great Insurance Agency Toms River
805 Cottonwood Dr, Toms River, NJ 08753
(315) 227-9787
Robert W Kulessa Agency
3433 Bergen Ave, Toms River, NJ 08753
(732) 814-7796

Dental insurance agents in Toms River, New Jersey help individuals and businesses find suitable dental coverage. New Jersey requires all health plans to offer pediatric dental coverage as an essential health benefit. Local agents can explain how this applies to your situation and help you compare plans from carriers like Delta Dental and Horizon Blue Cross Blue Shield of New Jersey.

What Does a Dental Insurance Agent in Toms River Cost?

The cost of dental insurance in New Jersey varies by plan type and coverage level. Individual plans typically range from 20 to 60 dollars per month, while family plans can cost 50 to 150 dollars per month. Employer sponsored plans may have lower premiums. Costs also depend on deductibles and copays. This is general information and not insurance advice.

* Cost estimates are general ranges based on publicly available data and compiled using automated research tools. Actual fees vary by agent and case complexity. This is not insurance advice — consult directly with an agent for fee specifics.

Frequently Asked Questions

What does a dental insurance agent in Toms River do?
A dental insurance agent helps you review and select dental plans that fit your needs and budget. They explain plan details such as deductibles, annual maximums, and provider networks. Agents also assist with enrollment and can answer questions about New Jersey specific coverage rules.
Do I need a dental insurance agent if I already have health insurance in New Jersey?
Yes, because health insurance plans in New Jersey often include separate dental coverage or require a separate dental plan. An agent can help you understand if your current health plan includes pediatric dental benefits as required by state law. They can also help you find standalone dental plans for adults.
Can a dental insurance agent help with Medicare dental plans in Toms River?
Yes, many agents specialize in Medicare Advantage plans that include dental benefits. In New Jersey, Medicare Advantage plans often offer routine cleanings, fillings, and dentures. An agent can compare these plans and explain any waiting periods or coverage limits.