The top-rated dental insurance agent in Melville, New York is First Heritage Insurance Agency, rated 4.9 stars across 1,453 reviews. Other highly rated options include PRK Insurance Agency Inc, YZ Insurance Group, Coverland Brokerage Inc. This directory lists 21 dental insurance agents serving Melville.
Comparison
| # | Name | Address | Phone |
|---|---|---|---|
| 1 | First Heritage Insurance Agency | 324 S Service Rd | (631) 659-0189 |
| 2 | PRK Insurance Agency Inc | 425 Broadhollow Rd Suite 415 | (516) 799-9001 |
| 3 | YZ Insurance Group | 555 Broadhollow Rd # 303 | (516) 464-2100 |
| 4 | Coverland Brokerage Inc | 555 Broadhollow Rd #117 | (516) 696-3590 |
| 5 | Plan Medicare - Long Island Medicare Agent | 48 S Service Rd Suite 400 | (516) 900-7877 |
| 6 | The Modern Medicare Agency | 445 Broadhollow Rd #25 | (631) 387-4403 |
| 7 | MICHAEL M INSURANCE SERVICES | 445 Broadhollow Rd #25 | (631) 774-3786 |
| 8 | Safe Haven Insurance Agency | 555 Broadhollow Rd | (631) 608-1137 |
| 9 | Eagle Group Planning Inc | 115 Broadhollow Rd Suite 375 | (631) 385-4600 |
| 10 | Jane O'Malley Insurance | 532 Broadhollow Rd #106 | (631) 804-5523 |
First Heritage Insurance Agency serves Melville and the broader Suffolk County area as a local dental insurance agent. The company assists individuals, families, and businesses with finding and enrolling in suitable dental coverage plans. It navigates clients through the complexities of policy options, explaining key details such as premiums and provider networks. The office provides ongoing support for claims questions and plan renewals. First Heritage specifically handles individual dental plans and group benefits for local employers seeking coverage for their staff.
PRK Insurance Agency Inc in Melville, NY provides a full range of dental insurance agent services, including helping individuals and families select appropriate coverage plans and explaining policy details. The company also assists clients with understanding their service plans and managing ongoing insurance needs throughout the year. By focusing on dental-specific policies, it helps ensure clients have access to routine care and major procedures. PRK Insurance Agency Inc services single-family homes, apartments, retail spaces, and restaurants in the local area.
YZ Insurance Group serves homeowners, renters, and business owners in Melville, New York. The agency assists individuals in selecting dental plans that fit both their budget and coverage expectations. It also helps local companies evaluate group dental insurance options for their employees. Clients receive guidance through enrollment periods and plan changes. The team answers questions about network restrictions and yearly maximums. The company regularly works with customers seeking clarity on plan details for themselves or their families. It also serves nearby communities throughout the Huntington Station area.
Coverland Brokerage Inc serves clients in Melville, New York, and the surrounding Long Island communities. The company assists individuals, families, and group plans with dental insurance coverage options, handling plan selection and enrollment throughout the local region. It typically begins each job by assessing a client’s specific coverage needs and budget constraints, then reviews available dental networks and policy benefits before presenting tailored recommendations for suitable plans.
Plan Medicare - Long Island Medicare Agent in Melville, NY assists clients in distinguishing between one-time dental plans for immediate coverage and recurring service options that reset annually, each offering distinct advantages for different needs. The coverage provided includes routine preventive care such as cleanings and exams, as well as major restorative procedures like crowns and root canals, tailored to individual requirements. Services are available on an as-needed basis, allowing clients to select coverage only when they require dental work without a long-term commitment.
The Modern Medicare Agency, based in Melville, NY, assists individuals in navigating the selection of dental plans, including coverage for routine cleanings and major procedures. It connects clients with local insurance carriers to find suitable policies within the regional market. As a dental insurance agent, it addresses common concerns such as verifying network providers and understanding annual maximums. For Melville residents facing year-end enrollment deadlines, the agency provides guidance on securing coverage before plan cutoffs.
As residents of Melville consider their options ahead of open enrollment season, MICHAEL M INSURANCE SERVICES assists individuals and families with navigating dental plans that fit their budget. This local agency explains differences between HMO and PPO networks so clients can manage routine care and major procedures. They also clarify details about annual maximums and waiting periods. The process begins with a complimentary consultation that reviews current coverage and identifies needs before recommending a suitable policy for the coming year.
Safe Haven Insurance Agency operates in Melville, NY, assisting clients with general insurance needs while specializing as a dental insurance agent. The company helps individuals and groups navigate plan options to cover routine cleanings, exams, and major procedures. It works with local dental offices to identify suitable coverage. Its client base includes commercial sectors such as offices, warehouses, and food service operations.
Eagle Group Planning Inc serves residential clients in the Melville, NY area by identifying dental insurance plans that match individual needs and budgets. The company also arranges commercial coverage for local businesses seeking group dental benefits for employees. Their services extend throughout the region, connecting policyholders with suitable options from various carriers. During the initial consultation and each subsequent review, they help clients understand plan details and out-of-pocket costs. After enrollment, the team follows up to address questions and coordinate repeat service between regular visits for ongoing adjustments.
What Does a a Dental Insurance Agent in Melville Cost?
Typical costs for dental insurance in New York range from 25 to 60 dollars per month for an individual plan and 60 to 150 dollars per month for a family plan. Agent services are usually free to you because they earn a commission from the insurance company. Costs vary by plan type network and coverage level. This is general information not insurance advice.
About dental insurance agents in Melville
Dental insurance agents in Melville New York help residents and small businesses choose plans that comply with New York state insurance regulations. New York law requires all individual and small group dental plans to cover certain preventive services without a deductible. Agents can explain the differences between HMO and PPO dental networks available in Suffolk County.
Frequently Asked Questions
What does a dental insurance agent in Melville do?
A dental insurance agent helps you compare plans from different carriers and enrolls you in a policy that fits your needs. They must be licensed by the New York State Department of Financial Services.
Are there specific New York rules for dental insurance plans?
Yes New York requires all individual and small group dental plans to cover preventive care like cleanings and exams with no deductible. Plans must also offer an annual maximum benefit of at least 1000 dollars.
How do I find a dental insurance agent in Melville New York?
You can search the New York State Department of Financial Services website for licensed insurance agents in Melville. Many agents also advertise locally in Suffolk County.
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