The top-rated dental insurance agent in Riverhead, New York is Riverhead Family Dental, rated 4.9 stars across 933 reviews. Other highly rated options include Daniel Valet - State Farm Insurance Agent, Elizabeth Hanlon: Allstate Insurance, Ed Graves - State Farm Insurance Agent. This directory lists 17 dental insurance agents serving Riverhead.
Comparison
| # | Name | Address | Phone |
|---|---|---|---|
| 1 | Riverhead Family Dental | 1126 Ostrander Ave | (631) 246-4883 |
| 2 | Daniel Valet - State Farm Insurance Agent | 177 Old Country Rd Ste 2 | (631) 378-5370 |
| 3 | Elizabeth Hanlon: Allstate Insurance | 1236 Roanoke Ave | (631) 727-1700 |
| 4 | Ed Graves - State Farm Insurance Agent | 1149 Old Country Rd B5 | (631) 727-1122 |
| 5 | The RUOK Insurance Agency, Inc. | 1549 Main Rd | (631) 876-1231 |
| 6 | Budget Brokerage Insurance | 1186A E Main St | (631) 369-1000 |
| 7 | Lighthouse Insurance - Riverhead | 221 W Main St | (631) 369-9600 |
| 8 | Giacalone Insurance | Insurance Agency Riverhead | 59 E Main St | (631) 208-9090 |
| 9 | The Washwick Agency, Inc. | 860 E Main St | (631) 369-0888 |
| 10 | Acrisure Riverhead, NY (Atlantic Agency) | 619 Roanoke Ave | (631) 244-7784 ext. 3 |
Riverhead Family Dental serves the Riverhead, New York metro area as a dental insurance agent. It helps individuals and families navigate dental plan options to find coverage that fits their specific needs and budget. The company assists clients in understanding benefit structures, enrollment periods, and annual maximums. Additionally, it explains complex policy details, such as waiting periods and pre-existing condition clauses. Specific services handled include coordinating individual dental insurance plans and employer-sponsored group dental benefits for local practices.
Daniel Valet - State Farm Insurance Agent in Riverhead, NY, provides services as a dental insurance agent, covering a range of individual and family plans that help manage routine care and major procedures. The company also offers ongoing service plans to maintain enrolled families through periodic policy reviews and claim assistance. It serves a variety of properties including single-family homes, apartments, retail establishments, and restaurants.
Elizabeth Hanlon: Allstate Insurance serves homeowners, businesses, and property managers in Riverhead, New York, by offering a range of dental insurance plans. The agency helps clients select coverage that fits individual or group needs for routine cleanings and major procedures. It assists with plan renewals and claims questions to ensure straightforward access to dental care. The company also provides service to residents and commercial accounts in neighboring communities such as Calverton.
Serving Riverhead and the surrounding communities on eastern Long Island, Ed Graves - State Farm Insurance Agent helps clients find dental insurance plans tailored to their needs. The office handles individual policies and family coverage that can be used with local dentists in the region. Its typical approach involves reviewing a customer’s preferred providers and budget before presenting appropriate plan options during a short consultation.
The RUOK Insurance Agency, Inc. offers individual and group dental insurance plan selection and enrollment services. It assists clients in the Riverhead area by comparing local policy options from multiple carriers. The company provides general guidance on coverage benefits, annual maximums, and network participation. In addition, it helps small business owners understand employer-sponsored plan structures and tax advantages. The agency addresses specific needs like finding short-term plans for recent retirees who have lost their employer benefits.
Differences between one-time and recurring dental coverage are explained during consultations, ensuring clients understand how annual deductibles and waiting periods apply to specific care tiers. As a dental insurance agent serving Riverhead, NY, Budget Brokerage Insurance helps match individuals or families with plans that cover cleanings, fillings, and major procedures. Service is provided on an as-needed or scheduled basis, allowing clients to review policy options and adjust coverage during open enrollment periods or following major life changes.
The North Fork’s cooling autumn months often prompt residents to reassess their benefits needs, and Lighthouse Insurance in Riverhead serves as a dedicated dental insurance agent for this local cycle. The company helps individuals find suitable plans that fit seasonal changes in budget and coverage requirements. For all clients, it facilitates an initial assessment to compare available policies, beginning with a straightforward consultation session.
Giacalone Insurance, an insurance agency in Riverhead, New York, serves clients seeking guidance for their dental coverage needs. As a dental insurance agent, the company assists individuals and groups in navigating plan options to help manage oral health care expenses. The agency can arrange plans for small and large commercial sectors, including professional offices, warehouses, and food service operations.
The Washwick Agency, Inc., in Riverhead, NY, is known for helping individuals and families navigate the complex process of selecting suitable dental insurance plans. Its service range includes guiding clients through a variety of available policies from different carriers. The agency focuses on finding coverage that matches specific needs and budgets. It explains plan details, such as deductibles and network limitations, to ensure clear understanding. This company offers the additional specialty service of coordinating supplemental dental benefits for those with existing major medical plans.
What Does a a Dental Insurance Agent in Riverhead Cost?
Typical costs for dental insurance agent services in New York are usually paid by the insurance carrier as a commission. You generally do not pay the agent directly. Individual dental plans in Riverhead can range from 20 to 60 dollars per month for basic coverage. More comprehensive plans with orthodontic benefits may cost 50 to 100 dollars per month. This is general information and not insurance advice.
About dental insurance agents in Riverhead
Dental insurance agents in Riverhead New York help individuals and families choose the right dental plan. These agents are licensed by the New York State Department of Financial Services and must follow state regulations. They can explain the differences between HMO and PPO plans available in Suffolk County.
Frequently Asked Questions
What does a dental insurance agent in Riverhead do?
A dental insurance agent helps you compare dental plans from different carriers. They explain coverage details, premiums, and deductibles. Agents also assist with enrollment and can answer questions about New York state insurance rules.
Do I need a dental insurance agent if I have employer coverage?
You may still benefit from an agent if your employer plan does not meet your needs. Agents can help you find individual or family plans that supplement employer coverage. They also know about New York COBRA continuation options if you lose job-based insurance.
Are dental insurance agents in Riverhead regulated by New York state?
Yes all dental insurance agents in New York must hold a valid license from the New York State Department of Financial Services. They must complete continuing education and follow strict ethical standards. You can verify an agents license on the DFS website.
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