The top-rated dental insurance agent in St James, New York is James Winter - State Farm Insurance Agent, rated 4.9 stars across 118 reviews. Other highly rated options include Thomas Maher: Allstate Insurance, Christian Gregory: Allstate Insurance, Jim Winter - State Farm Insurance Agent. This directory lists 10 dental insurance agents serving St James.
Comparison
| # | Name | Address | Phone |
|---|---|---|---|
| 1 | James Winter - State Farm Insurance Agent | 312 Lake Ave | (631) 981-1000 |
| 2 | Thomas Maher: Allstate Insurance | 462 Moriches Rd | (631) 686-5177 |
| 3 | Christian Gregory: Allstate Insurance | 872 Middle Country Rd | (631) 265-5800 |
| 4 | Jim Winter - State Farm Insurance Agent | 312 Lake Ave | (631) 584-5929 |
| 5 | Tim Fleming: Allstate Insurance | 419 N Country Rd Ste 1 | (631) 208-5266 |
| 6 | James Insurance service NY | 610 Middle Country Rd | (917) 336-8437 |
| 7 | Larry Darcey: Allstate Insurance | 872 Middle Country Rd | (631) 265-5800 |
| 8 | Dowling Knipfing Klein Insurance | 500 Lake Ave | (631) 584-6222 |
| 9 | CSI Insurance Agency | 271 Lake Ave | (631) 257-5522 |
| 10 | SA Health Plans Inc | 670 Middle Country Rd suite b | (631) 769-1584 |
James Winter - State Farm Insurance Agent, serving the St James area of Suffolk County, offers dental insurance agent services to local residents and families. This agency helps clients navigate individual and group dental plans that cover routine cleanings, exams, and major procedures. By presenting options from various insurers, the agent assists in comparing coverage levels, deductibles, and annual maximums. These services include explaining the specifics of network restrictions and waiting periods for restorative work. The agency also handles enrollment in preventive care and orthodontic coverage for children and adults.
Thomas Maher: Allstate Insurance in St James, NY, offers a comprehensive range of dental insurance agency services, including policy selection, plan comparisons, and enrollment assistance for individual and group clients. The company provides maintenance plans focused on routine preventive care and annual coverage adjustments to meet changing dental needs. These plans are designed to help manage premiums and out-of-pocket costs effectively. The agency services a variety of properties, including single-family homes, apartments, retail businesses, and restaurants.
Christian Gregory: Allstate Insurance serves homeowners, businesses, and property managers in St James, NY, by connecting them with dental insurance plans that meet individual and group needs. Regular plan reviews help clients understand coverage for cleanings, fillings, and major procedures while navigating provider networks and out-of-pocket costs. The agency guides local residents through annual enrollment periods and policy renewals, ensuring they remain aligned with their dental health goals. Services also extend to clients in surrounding Suffolk County communities, including Smithtown and Kings Park.
Serving St James and the surrounding communities of Suffolk County, Jim Winter - State Farm Insurance Agent handles dental insurance plans for local residents. As a dental insurance agent, the office assists individuals and families in selecting coverage that fits their oral health needs. They work to present plan options, explain coverage details regarding preventive care and major procedures, and handle enrollment paperwork. For a typical job, it begins with an assessment of the client's dental needs, then provides a clear comparison of available policies to facilitate an informed decision.
For clients in St James, NY, Tim Fleming: Allstate Insurance distinguishes between a single, comprehensive plan selection meeting and an ongoing partnership that adjusts coverage as dental needs evolve. Their policies typically cover routine exams, cleanings, and major restorative procedures, helping to manage out-of-pocket costs. As local dental insurance agents, they assist individuals and families in finding suitable plans within their budget. Services are available strictly on an as-needed basis, allowing clients to schedule appointments for enrollment or policy reviews when convenient.
As the cold and flu season descends upon St. James, residents often start thinking about dental checkups to avoid missed work. James Insurance Service NY responds to this seasonal need by acting as a dedicated dental insurance agent for the local community. They help individuals and families navigate various coverage options for preventive care and essential treatments. Their process typically begins with a no-obligation review of a client’s current plan to identify potential gaps and savings. This initial consultation involves a thorough inspection of policy details before recommending any changes.
Larry Darcey: Allstate Insurance provides dental coverage guidance to individuals and families. As a dental insurance agent in St James, New York, the company helps clients navigate plan options to meet specific oral health needs. The agency specializes in connecting customers with dental providers and explaining preventive care benefits, copayments, and annual maximums. This service helps ensure that routine cleanings and major procedures receive appropriate coverage. The firm can assist dental plans for commercial sectors, including offices, warehouses, and food service operations.
Dowling Knipfing Klein Insurance specializes in dental insurance plans, offering individual policies, family coverage, and group benefits for local employers. It assists clients in St James, New York, with selecting suitable plans from various carriers, ensuring clear understanding of deductibles and annual maximums. The agency also helps residents navigate coverage changes during open enrollment periods and coordinates benefits for those with upcoming major dental procedures.
CSI Insurance Agency, located in St James, NY, serves residents in the area seeking individual dental coverage. The company also offers commercial policies for local businesses looking to provide employee dental plans. Their service area encompasses the greater St James region and surrounding communities on Long Island. Brokers help clients compare plan options from various carriers during each enrollment period. They manage claims and address policy questions between annual visits, ensuring coverage remains up to date through routine follow-up.
SA Health Plans Inc in St James, NY is known for connecting local residents with affordable dental insurance coverage. The company serves individuals, families, and small businesses by explaining policy options, managing enrollment procedures, and assisting with claims guidance. As agents, they research various carriers to find plans that match client budgets and dental care needs. A specialty service this agency can add on is helping clients understand annual maximum limits and waiting periods for major procedures like crowns or root canals.
What Does a a Dental Insurance Agent in St James Cost?
Typical costs for a dental insurance agent in New York are usually paid through commissions from the insurance company, not directly by you. Individual dental plans in New York can range from 20 to 60 dollars per month for basic coverage. More comprehensive plans with orthodontic benefits may cost 50 to 100 dollars per month. This is general information and not insurance advice.
About dental insurance agents in St James
A dental insurance agent in St James, New York can help you compare individual and family dental plans. New York state law requires all agents to be licensed by the Department of Financial Services. Local agents understand the specific network options available in Suffolk County.
Frequently Asked Questions
What does a dental insurance agent in St James do?
A dental insurance agent helps you select a dental plan that fits your needs and budget. They explain coverage details, deductibles, and annual maximums. They also assist with filing claims and answering questions about your policy.
Do I need a license to sell dental insurance in New York?
Yes, all dental insurance agents in New York must hold a valid insurance license from the New York State Department of Financial Services. Agents must complete pre-licensing education and pass a state exam.
Can a dental insurance agent help with New York Medicaid dental plans?
Yes, some agents in St James are certified to help you enroll in New York Medicaid dental plans. They can explain the benefits and provider networks available under the state program.
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